
Does Your Texas Church Have Adequate Water Coverage?
Faith, Stewardship, & Insurance: Protecting Texas Churches
• 6 min
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In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance for Texans discusses the intricacies of water damage coverage for churches. The episode explores various scenarios of water damage, such as burst pipes, failed water heaters, and wind-driven rain, and how they are typically covered under standard Texas church property policies. It also addresses common exclusions like slow leaks and the critical distinction between water damage and flood damage. The discussion emphasizes the importance of thoroughly understanding the fine print in church insurance policies to avoid unexpected financial burdens. Practical solutions such as adding water backup coverage and installing water sensors are also suggested to reduce risks.
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00:00 Introduction to Faith Stewardship and Insurance
00:33 Understanding Water Damage Coverage
01:24 Common Water Damage Scenarios
02:51 The Importance of Policy Details
03:53 Steps to Enhance Water Coverage
04:40 Conclusion and Resources
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