--- title: Faithful Stewardship Means Knowing About Extra Insurance Coverages description: "Faith, Stewardship and Insurance: Protecting Texas Churches is a podcast designed to help church leaders to navigate church insurance." image: https://www.insurancefortexans.com/hubfs/Week%2022%20Podcast%20Blog%20Image.png --- ![IFTWebHeader-1-1](https://www.insurancefortexans.com/hs-fs/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png?width=1384&height=307&name=IFTWebHeader-1-1.png "IFTWebHeader-1-1") ## Insurance For Texans Blog All the Insurance Topics a Texan Could Want This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Faithful Stewardship Means Knowing About Extra Insurance Coverages Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on Feb 27, 2026 11:13:21 AM ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) Find me on: [Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330) - [Tweet](https://twitter.com/share) If you’ve lived in Texas for more than a few months, you know the sound. It starts with the sirens, followed by that low rumble of wind, and then the deafening crack of thunder and lightning followed by the sound of hail hitting the roof. In many of our small West Texas towns, the local church isn't just a place of worship. It’s the designated safety shelter when the high plains decide to unleash a spring monster. But what happens when the shelter itself gets beat up? Our friend JT, a church administrator in Lubbock, recently lived through this nightmare. A vicious storm tore through the Panhandle. While the congregation was safe, the church’s roof wasn't so lucky. Damage to the roof caused water to pour into the sanctuary. This turned the storm from just a simple property damage claim into a full-blown emergency. The problem wasn’t just a leaky ceiling. As the water poured in, it wrecked the church’s sound system and high-end equipment. As JT stood in a damp sanctuary, he was haunted by one urgent, stressful question. Is any of this actually covered by our church insurance policy? Watching JT navigate the maze of claims and policy language made one thing crystal clear. Understanding the specific extra coverages in your policy is the difference between a minor setback and a catastrophic loss. Faithful stewardship isn't just about paying a monthly insurance premium. It’s about knowing exactly what that premium buys for your church before the clouds turn gray. This week, episodes 101 through 105 of the podcast look at what extra coverages a Texas church might need. We’re moving beyond the basics of covering buildings to looking at the specialized coverages that protect your technology, your people, and your ability to keep the doors open when disaster strikes. ## Week 22 Podcast Episodes ## **Faith, Stewardship, and the Promise of Certainty** In the twenty second week of *Faith, Stewardship, and Insurance, *we look at different extra coverages that aren't automatically part of your Texas Church insurance policy. With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry. That’s what[**True Texas Church Insurance**](https://www.insurancefortexans.com/en/texas-church-insurance) was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth. Click the button below to find out how to cover your church. [![Click To Cover Your Church!](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/5b67feb6-8a59-4ce8-b753-334f36c2e07c.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/5b67feb6-8a59-4ce8-b753-334f36c2e07c)   ## **Resources** Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches. **Click on the image below to go to our podcast homepage. ** **[![](https://www.insurancefortexans.com/hs-fs/hubfs/undefined-2.jpeg?width=198&height=198&name=undefined-2.jpeg)](https://www.insurancefortexans.com/faith-stewardship-insurance)**   **Get Your Copy of The Promise of Certainty**** **Learn how to lead with confidence in every area of risk and protection. **Click the image below to get your copy.** **[![](https://www.insurancefortexans.com/hs-fs/hubfs/undefined-1.png?width=223&height=167&name=undefined-1.png)](https://www.insurancefortexans.com/true-texas-church-insurance-the-promise-of-certainty-book)**     Topics: [Church Insurance](https://www.insurancefortexans.com/blog/tag/church-insurance), [Church Podcast](https://www.insurancefortexans.com/blog/tag/church-podcast) ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) About the Author ### Ron Wadley Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company. [Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/) #### Links #### Contact Us ** 469.789.0220 ** [info@insurancefortexans.com](mailto:yourname@company.com) ** 6777 Camp Bowie Blvd #329 Fort Worth, TX 76116 [**](https://www.insurancefortexans.com/blog/faithful-stewardship-means-knowing-about-extra-insurance-coverages#) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ron Wadley", "url" : "https://www.insurancefortexans.com/blog/author/ron-wadley" }, "dateModified" : "2026-02-27T17:13:21.695Z", "datePublished" : "2026-02-27T17:13:21.000Z", "headline" : "Faithful Stewardship Means Knowing About Extra Insurance Coverages", "image" : [ "https://www.insurancefortexans.com/hubfs/Week%2022%20Podcast%20Blog%20Image.png" ], "mainEntityOfPage" : { "@id" : "https://www.insurancefortexans.com/blog/faithful-stewardship-means-knowing-about-extra-insurance-coverages", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp" }, "name" : "Insurance For Texans Group, Inc" } } ``` ```json { "@context": "https://schema.org", "@type": "BlogPosting", "headline": "Faithful Stewardship Means Knowing About Extra Insurance Coverages", "author": { "@type": "Person", "name": "Ron Wadley", "description": "Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. 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