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    Faithful Stewardship Means Providing Health Insurance for Church Staff

    Posted by Ron Wadley on Dec 5, 2025 9:38:44 AM
    Ron Wadley

    A small, energetic church in Lubbock found itself facing a problem that felt bigger than its budget. Tim, the elder responsible for finances, knew their pastor and two staff members were carrying the weight of rising medical costs with no safety net. The church wanted to care for them, but every option Tim explored came with price tags that simply didn’t fit. Traditional group health insurance felt completely out of reach. With ministry needs growing, the question that kept him up at night was simple: How do we protect the people who faithfully protect this ministry?

    Tim’s struggle isn’t rare. All across Texas, churches that pour everything into serving their communities are confronting the same healthcare dilemma. They want to provide meaningful benefits but can’t absorb the soaring premiums of traditional plans. This week on the podcast, we explored practical, realistic solutions for Texas churches.  From catastrophic health coverage to self-funded options and creative benefit structures, churches have options when it comes to providing health insurance for their staff. These plans are designed to help churches like Tim’s support their staff without jeopardizing the ministry’s financial health.

    Week 10 Podcast Episodes

    Catastrophic Health Coverage: An Affordable Solution For Small Churches
      5 min
    Catastrophic Health Coverage: An Affordable Solution For Small Churches
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Can a Small Church Provide Health Insurance Using a Self Funded Plan?
      6 min
    Can a Small Church Provide Health Insurance Using a Self Funded Plan?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Small Church, Big Care: Health Insurance Solutions for Texas Churches
      6 min
    Small Church, Big Care: Health Insurance Solutions for Texas Churches
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Affordable Health Plans for Small Texas Churches: Catastrophic Coverage
      6 min
    Affordable Health Plans for Small Texas Churches: Catastrophic Coverage
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    3 Alternative Health Plans Texans Can Use To Ditch The ACA Exchange
      6 min
    3 Alternative Health Plans Texans Can Use To Ditch The ACA Exchange
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play

     

    Faith, Stewardship, and the Promise of Certainty

    The tenth week of Faith, Stewardship, and Insurance reminds us that providing health benefits for church staff doesn't have to be difficult. 

    With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.

    That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.

    Click the button below to find out how to cover your church.

    Click To Cover Your Church!

     

    Resources

    Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.

    Click on the image below to go to our podcast homepage. 

     

    Get Your Copy of The Promise of Certainty
    Learn how to lead with confidence in every area of risk and protection.

    Click the image below to get your copy.

     

     

     

    Topics: Church Insurance