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Faithful Stewardship Means Providing Health Insurance for Church Staff

Posted by Ron Wadley on Dec 5, 2025 9:38:44 AM
Ron Wadley

A small, energetic church in Lubbock found itself facing a problem that felt bigger than its budget. Tim, the elder responsible for finances, knew their pastor and two staff members were carrying the weight of rising medical costs with no safety net. The church wanted to care for them, but every option Tim explored came with price tags that simply didn’t fit. Traditional group health insurance felt completely out of reach. With ministry needs growing, the question that kept him up at night was simple: How do we protect the people who faithfully protect this ministry?

Tim’s struggle isn’t rare. All across Texas, churches that pour everything into serving their communities are confronting the same healthcare dilemma. They want to provide meaningful benefits but can’t absorb the soaring premiums of traditional plans. This week on the podcast, we explored practical, realistic solutions for Texas churches.  From catastrophic health coverage to self-funded options and creative benefit structures, churches have options when it comes to providing health insurance for their staff. These plans are designed to help churches like Tim’s support their staff without jeopardizing the ministry’s financial health.

Week 10 Podcast Episodes

How is Catastrophic Health Insurance a Solution for Small Churches in Texas?
  5 min
How is Catastrophic Health Insurance a Solution for Small Churches in Texas?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
How Can a Self Funded Plan Help My Small Texas Church?
  6 min
How Can a Self Funded Plan Help My Small Texas Church?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
How Can Small Churches Show Big Care by Providing Health Insurance for Staff?
  6 min
How Can Small Churches Show Big Care by Providing Health Insurance for Staff?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
How Affordable is Catastrophic Health Insurance for Small Texas Churches?
  6 min
How Affordable is Catastrophic Health Insurance for Small Texas Churches?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
What Are Three Alternatives in Texas to the ACA Health Exchange for Church Staff?
  6 min
What Are Three Alternatives in Texas to the ACA Health Exchange for Church Staff?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play

 

Faith, Stewardship, and the Promise of Certainty

The tenth week of Faith, Stewardship, and Insurance reminds us that providing health benefits for church staff doesn't have to be difficult. 

With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.

That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.

Click the button below to find out how to cover your church.

Click To Cover Your Church!

 

Resources

Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.

Click on the image below to go to our podcast homepage. 

 

Get Your Copy of The Promise of Certainty
Learn how to lead with confidence in every area of risk and protection.

Click the image below to get your copy.

 

 

 

Topics: Church Insurance, Church Podcast

Ron Wadley
About the Author

Ron Wadley

Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.