--- title: Faithful Stewardship Trusts the Church Insurance Experts description: "Faith, Stewardship and Insurance: Protecting Texas Churches is a podcast designed to help church leaders to navigate church insurance." image: https://www.insurancefortexans.com/hubfs/Week%2020%20Podcast%20Blog%20Image.png --- ![IFTWebHeader-1-1](https://www.insurancefortexans.com/hs-fs/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png?width=1384&height=307&name=IFTWebHeader-1-1.png "IFTWebHeader-1-1") ## Insurance For Texans Blog All the Insurance Topics a Texan Could Want This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Faithful Stewardship Trusts the Church Insurance Experts Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on Feb 13, 2026 11:05:13 AM ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) Find me on: [Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330) - [Tweet](https://twitter.com/share) The insurance landscape for Texas churches has changed so fast that even seasoned leaders are struggling to keep up. Benjamin felt that tension firsthand. As a member of his church’s finance committee in McKinney, he’s used to reading financial statements carefully. He knows hail storms are part of life in North Texas. He understands premiums go up. But when the renewal packet landed on the table, it wasn’t the top-line premium increase that stopped him cold. It was something else that was buried deeper in the policy. The wind and hail deductible had jumped to five percent of the building value. Benjamin did the math in his head and felt dizzy. One storm could mean six figures out of pocket before insurance even started helping. That moment sparked a bigger realization for his entire committee. There are parts of church insurance that most leaders never know that they should know about. That’s exactly what this week of the podcast addresses. Episodes 91 through 95 unpack the hidden mechanics of church insurance—surety bonds, association coverage, deductibles, buy-down strategies, and coinsurance penalties—that quietly shape a church’s financial future. These aren’t fringe issues. They’re the details that separate informed stewardship from accidental exposure. Faithful stewardship doesn’t mean trying to become an insurance expert overnight. It means knowing when the landscape has changed enough to trust those who live in it every day. ## **Faith, Stewardship, and the Promise of Certainty** The twentieth week of *Faith, Stewardship, and Insurance* offers honest conversations about things that most church leaders don't know that they should even ask about regarding their church's insurance coverage. With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry. That’s what[**True Texas Church Insurance**](https://www.insurancefortexans.com/en/texas-church-insurance) was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth. Click the button below to find out how to cover your church. [![Click To Cover Your Church!](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/5b67feb6-8a59-4ce8-b753-334f36c2e07c.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/5b67feb6-8a59-4ce8-b753-334f36c2e07c)   ## Week 20 Podcast Episodes   ## **Resources** Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches. **Click on the image below to go to our podcast homepage. ** **[![](https://www.insurancefortexans.com/hs-fs/hubfs/undefined-2.jpeg?width=198&height=198&name=undefined-2.jpeg)](https://www.insurancefortexans.com/faith-stewardship-insurance)**   **Get Your Copy of The Promise of Certainty**** **Learn how to lead with confidence in every area of risk and protection. **Click the image below to get your copy.** **[![](https://www.insurancefortexans.com/hs-fs/hubfs/undefined-1.png?width=223&height=167&name=undefined-1.png)](https://www.insurancefortexans.com/true-texas-church-insurance-the-promise-of-certainty-book)**   ** **     Topics: [Church Insurance](https://www.insurancefortexans.com/blog/tag/church-insurance), [Church Podcast](https://www.insurancefortexans.com/blog/tag/church-podcast) ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) About the Author ### Ron Wadley Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company. [Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/) #### Links #### Contact Us ** 469.789.0220 ** [info@insurancefortexans.com](mailto:yourname@company.com) ** 6777 Camp Bowie Blvd #329 Fort Worth, TX 76116 [**](https://www.insurancefortexans.com/blog/faithful-stewardship-trusts-the-church-insurance-experts#) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ron Wadley", "url" : "https://www.insurancefortexans.com/blog/author/ron-wadley" }, "dateModified" : "2026-02-13T17:05:13.390Z", "datePublished" : "2026-02-13T17:05:13.000Z", "headline" : "Faithful Stewardship Trusts the Church Insurance Experts", "image" : [ "https://www.insurancefortexans.com/hubfs/Week%2020%20Podcast%20Blog%20Image.png" ], "mainEntityOfPage" : { "@id" : "https://www.insurancefortexans.com/blog/faithful-stewardship-trusts-the-church-insurance-experts", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp" }, "name" : "Insurance For Texans Group, Inc" } } ``` ```json { "@context": "https://schema.org", "@type": "BlogPosting", "headline": "Faithful Stewardship Trusts the Church Insurance Experts", "author": { "@type": "Person", "name": "Ron Wadley", "description": "Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. 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