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    Faithful Stewardship Understands The Realities of Texas Church Insurance

    Posted by Ron Wadley on Jan 9, 2026 11:13:43 AM
    Ron Wadley

    By the time Jim’s church in Lubbock finally secured a new insurance policy, he thought the hard part was over. The non-renewal notice was behind them, the paperwork was signed, and coverage was supposedly in place. Then the inspection report arrived. An outdated electrical panel. Deferred roof repairs. Safety items no one had flagged in years past. Suddenly, the policy they thought would protect them was at risk of being pulled before it even took effect.

    Jim’s situation isn’t rare anymore. Across Texas, churches are discovering that inspections, exclusions, and policy limitations are now driving the insurance conversation just as much as price. What used to be a routine renewal has turned into a deeper examination of buildings, systems, and risks that quietly accumulated over decades of faithful ministry.

    In Week 15 of the podcast, we focused on what Texas churches need to understand about how church insurance works now. From failed inspections and surprise underwriting requirements to the unsettling realization that an existing policy no longer fits the church as it operates today, Episodes 66 through 70 walk through the realities church leaders are facing and how to respond without panic.

    Week 15 Podcast Episodes 

    Did Your Electrical Panel Cause You to Fail Your Insurance Inspection?
      6 min
    Did Your Electrical Panel Cause You to Fail Your Insurance Inspection?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Failed A Church Property Inspection? Here's What You Need to Do Next
      6 min
    Failed A Church Property Inspection? Here's What You Need to Do Next
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Your Church Got a New Policy- Why Are They Inspecting Us?
      6 min
    Your Church Got a New Policy- Why Are They Inspecting Us?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Does Your Church Insurance Policy Actually Cover Your Needs Today?
      6 min
    Does Your Church Insurance Policy Actually Cover Your Needs Today?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Extra Protection for Churches: How an Umbrella Policy Can Save the Day
      5 min
    Extra Protection for Churches: How an Umbrella Policy Can Save the Day
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play

     

     

    Faith, Stewardship, and the Promise of Certainty

    The fifteenth week of Faith, Stewardship, and Insurance reminds us that churches understand the current reality of Texas church insurance. 

    With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.

    That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.

    Click the button below to find out how to cover your church.

    Click To Cover Your Church!

     

    Resources

    Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.

    Click on the image below to go to our podcast homepage. 

     

    Get Your Copy of The Promise of Certainty
    Learn how to lead with confidence in every area of risk and protection.

    Click the image below to get your copy.

     

     

     

    Topics: Church Insurance, Church Podcast