By the time Jim’s church in Lubbock finally secured a new insurance policy, he thought the hard part was over. The non-renewal notice was behind them, the paperwork was signed, and coverage was supposedly in place. Then the inspection report arrived. An outdated electrical panel. Deferred roof repairs. Safety items no one had flagged in years past. Suddenly, the policy they thought would protect them was at risk of being pulled before it even took effect.
Jim’s situation isn’t rare anymore. Across Texas, churches are discovering that inspections, exclusions, and policy limitations are now driving the insurance conversation just as much as price. What used to be a routine renewal has turned into a deeper examination of buildings, systems, and risks that quietly accumulated over decades of faithful ministry.
In Week 15 of the podcast, we focused on what Texas churches need to understand about how church insurance works now. From failed inspections and surprise underwriting requirements to the unsettling realization that an existing policy no longer fits the church as it operates today, Episodes 66 through 70 walk through the realities church leaders are facing and how to respond without panic.
Week 15 Podcast Episodes





Faith, Stewardship, and the Promise of Certainty
The fifteenth week of Faith, Stewardship, and Insurance reminds us that churches understand the current reality of Texas church insurance.
With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.
That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.
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Resources
Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.
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Learn how to lead with confidence in every area of risk and protection.
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