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Review Your Texas Hail Coverage NowTexas Hail Season Update Avoid High Deductibles & ACV Roof Surprises with Standalone Hail Coverage Ron from Insurance for Texans says Texas is nearing the end of spring hail season. Many homeowners have had poor claim experiences because they didn’t realize their coverage had changed over the last several years, including higher deductibles and roofs switching from replacement cost to actual cash value. He explains that major Texas home insurance companies have shifted more financial responsibility to homeowners, creating problems during claims. Ron shares an option to buy simple standalone wind and hail coverage. It can put cash in homeowners’ pockets in as little as 10 days after a covered event, potentially eliminating the deductible, covering the actual cash value gap, or allowing a full roof replacement without involving the home insurance company.https://www.insurancefortexans.com/hubfs/did-the-storms-miss-you-review-your-texas-hail-coverage-now.mp4116nonoHailInsuranceHomeInsuranceTipsStormDamageProtectionTexasHailCoverageRoofReplacementPolicyhttps://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/How%20to%20find%20peace%20of%20mind%20for%20wind%20and%20hail%20in%20Texas%20YouTube%20thumbnail-1.pngHow to find peace of mind for wind and hail in Texas YouTube thumbnail-1How to find peace of mind for wind and hail in Texas YouTube thumbnail-1https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-12026-06-26https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/b5e4c191-dd29-4589-85d2-27719297946c2026-04-16https://www.insurancefortexans.com/blog/does-my-home-insurance-make-me-rebuild-after-a-claimhttps://www.insurancefortexans.com/hubfs/custom-video-thumbnails/Does%20My%20Home%20Insurance%20Make%20Me%20Rebuild%20My%20Home%20After%20A%20Claim-thumb.jpegDoes My Home Insurance Make Me Rebuild My Home After A Claim-thumbDoes My Home Insurance Make Me Rebuild My Home After A Claim-thumbhttps://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/Stock%20images/Time%20for%20Good%20News%20Handwritten%20by%20White%20Chalk%20on%20a%20Blackboard.%20Composition%20with%20Small%20Green%20Chalkboard%20and%20Cup%20of%20Coffee.%20Top%20View.%203D%20Render..jpegTime for Good News Handwritten by White Chalk on a Blackboard. 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Through our True Texas Home Insurance program we offer options for Texas homeowners. Ron explains that as spring storm season winds down in Texas, many homeowners still worry about how their policy would handle a hail claim after hearing neighbors’ negative experiences. He says many Texans believe they have coverage that they don’t, and suggests considering a standalone hail policy to provide protection that works for the homeowner. Ron notes these policies can help cover deductibles, offset actual cash value provisions, and even enable roof replacement without involving the home insurance company. They also offer cash in your pocket within 10–14 days to pay a roofer.https://www.insurancefortexans.com/hubfs/texas-hail-insurance-how-standalone-policies-help-offset-rising-costs.mp4150nonoSpringStormSeasonTexasHailInsuranceHailClaimsCoverageStandaloneHailPolicyRoofReplacementhttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-1https://www.insurancefortexans.com/hubfs/Are%20you%20worried%20about%20how%20you%20would%20pay%20for%20a%20hail%20claim%20YouTube%20thumbnail-1.pngAre you worried about how you would pay for a hail claim YouTube thumbnail-1Are you worried about how you would pay for a hail claim YouTube thumbnail-1https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimension2026-06-22https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/97c7e68b-d60e-40a0-92ae-3d61f694427b2026-02-12https://www.insurancefortexans.com/blog/why-cant-i-afford-to-rebuild-my-homehttps://www.insurancefortexans.com/hubfs/Stock%20images/Contrast%20in%20tornado%20recovery%20Foreground%20of%20abandonment%20with%20broken%20debris%20by%20concrete%20steps%20of%20blasted%20foundation%20in%20contrast%20with%20reconstruction%20of%20single-family%20house%20across%20the%20street.jpegContrast in tornado recovery Foreground of abandonment with broken debris by concrete steps of blasted foundation in contrast with reconstruction of single-family house across the streetContrast in tornado recovery Foreground of abandonment with broken debris by concrete steps of blasted foundation in contrast with reconstruction of single-family house across the streethttps://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-12022-01-14https://www.insurancefortexans.com/blog/what-are-church-liability-requirements-in-texashttps://www.insurancefortexans.com/hubfs/What%20Are%20Church%20Liability%20Requirements%20In%20Texas.pngWhat Are Church Liability Requirements In Texas?What Are Church Liability Requirements In Texashttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-1https://www.insurancefortexans.com/hubfs/The%20Promise%20Of%20Certainty%20Promotion.pngThe Promise Of Certainty Book To Help ChurchesThe Promise Of Certainty Promotionhttps://www.insurancefortexans.com/hubfs/Amanda%20Minter%20-%20Church%20Insurance%20Specialist%20-%20Insurance%20For%20Texans.pngAmanda Minter - Church Insurance Specialist - Insurance For TexansAmanda Minter - Church Insurance Specialist - Insurance For Texans2026-03-23https://www.insurancefortexans.com/blog/how-to-write-a-defensible-church-security-sop-that-satisfies-insurancehttps://www.insurancefortexans.com/hubfs/How%20to%20Write%20a%20Defensible%20Church%20Security%20SOP%20That%20Satisfies%20Insurance.pngHow to Write a Defensible Church Security SOP That Satisfies InsuranceHow to Write a Defensible Church Security SOP That Satisfies Insurancehttps://www.insurancefortexans.com/hubfs/Lindsi%20updated%20headshot.pngLindsi updated headshotLindsi updated headshothttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-12026-06-01https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/e5cba2fe-4165-460c-b6ff-85bff4c4e4142026-02-13https://www.insurancefortexans.com/blog/when-is-it-best-to-not-use-prescription-drug-coveragehttps://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/When%20Is%20It%20Best%20To%20Not%20use%20Prescription%20Coverage%3F.pngWhen Is It Best To Not use Prescription Coverage?When Is It Best To Not use Prescription Coverage?https://www.insurancefortexans.com/hubfs/When%20Is%20It%20Best%20To%20Not%20Use%20Prescription%20Drug%20Coverage%3F.pngWhen Is It Best To Not Use Prescription Drug Coverage?When Is It Best To Not Use Prescription Drug Coverage?https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-1https://www.insurancefortexans.com/hubfs/What%20Is%20Prescription%20Drug%20Coverage%3F.pngWhat Is Prescription Drug Coverage?What Is Prescription Drug Coverage?2023-07-07https://www.insurancefortexans.com/blog/what-are-private-health-planshttps://www.insurancefortexans.com/hubfs/What%20Are%20Private%20Health%20Plans.pngWhat Are Private Health Insurance Plans?What Are 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dimensionhttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-1https://www.insurancefortexans.com/hubfs/Would%20You%20Like%20Our%20Help-%20Employer.jpgWould You Like Our Help- EmployerWould You Like Our Help- Employer2022-01-14https://www.insurancefortexans.com/blog/what-to-consider-for-insuring-an-older-homehttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-1https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/Stock%20images/Young%20couple%20is%20standing%20on%20a%20ladder%2c%20while%20painting.jpegYoung couple is standing on a ladder, while paintingYoung couple is standing on a ladder, while paintinghttps://www.insurancefortexans.com/hubfs/Stock%20images/Detail%20of%20brick%20house%20ruined%20by%20a%20tornado%20that%20stripped%20away%20the%20roof.jpegDetail of brick house ruined by a tornado that stripped away the roofDetail of brick house ruined by a tornado that stripped away the roof2019-03-21https://www.insurancefortexans.com/blog/does-homeowners-insurance-require-an-inspection-in-texas-0https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/Does%20Homeowners%20Insurance%20Require%20An%20Inspection%20in%20Texas.pngDoes Homeowners Insurance Require An Inspection in TexasDoes Homeowners Insurance Require An Inspection in 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dimensionhttps://www.insurancefortexans.com/hubfs/undefined-2.jpegundefined-2undefined-2https://www.insurancefortexans.com/hubfs/Week%2025%20Podcast%20Blog%20Image.pngWeek 25 Podcast Blog ImageWeek 25 Podcast Blog Image2026-03-23https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/9096a0c3-aac0-4bdf-b5b5-04f909c1b11e2026-06-19https://www.insurancefortexans.com/blog/what-is-liability-coveragehttps://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/liability%20insurance%20(1).pngliability insurance (1)liability insurance (1)https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-12026-04-01https://www.insurancefortexans.com/blog/does-home-insurance-cover-my-airbnbhttps://www.insurancefortexans.com/hubfs/Does%20Home%20Insurance%20Cover%20My%20Airbnb.pngDoes Home 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Homehttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-12022-01-09https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/97f24bb7-bb17-4d6e-9b15-e0c191bafafa2026-04-24https://www.insurancefortexans.com/blog/how-standalone-hail-policies-work-for-texas-homeownershttps://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/how-standalone-hail-policies-work-for-texas-homeowners.mp4/medium.jpgHow Standalone Hail Policies Work for Texas HomeownersTexas Homeowners: How Standalone Hail & Wind Policies Work Ron from Insurance for Texans explains how standalone wind and hail policies work for Texas homeowners. These policies are designed to cover significant wind or hail events. Coverage may apply when hail is quarter-size or larger or when winds reach EF0 tornado-level speeds (including straight-line winds), and when weather data and photos confirm damage. When both align, the policy pays an agreed cash amount in 10–14 days. This cash can be used to offset a deductible, cover an actual cash value provision, or replace a roof up to $25,000.https://www.insurancefortexans.com/hubfs/how-standalone-hail-policies-work-for-texas-homeowners.mp4175nonoHailDamageCoverageWindAndHailProtectionStandaloneHailPolicyTexasHomeInsuranceRoofReplacementInsurancehttps://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.pngInsurance For Texans Principal Agent Ron WadleyRon Wadley-small dimensionhttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-1https://www.insurancefortexans.com/hubfs/How%20Standalone%20Hail%20Policies%20Work%20in%20Texas%20%20YouTube%20thumbnail-1.pngHow Standalone Hail Policies Work in Texas YouTube thumbnail-1How Standalone Hail Policies Work in Texas YouTube thumbnail-12026-06-29https://www.insurancefortexans.com/blog/can-an-ihcra-save-my-texas-daycare-money-over-our-group-health-planhttps://www.insurancefortexans.com/hubfs/Can%20An%20IHCRA%20Save%20My%20Texas%20Daycare%20Money%20Over%20Our%20Group%20Health%20Plan.pngCan An IHCRA Save My Texas Daycare Money Over Our Group Health PlanCan An IHCRA Save My Texas Daycare Money Over Our Group Health Planhttps://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.pngIFTWebHeader-1-1IFTWebHeader-1-1https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.pngInsurance For Texans Life & Health Insurance Specialist - 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