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Preschool Programs</image:caption><image:title>True Texas Education Insurance - Daycare &amp; Preschool Programs</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Are%20Inspection%20Deficiencies%20Raising%20Your%20Texas%20Daycare%20Insurance%20Costs.png</image:loc><image:caption>Are Inspection Deficiencies Raising Your Texas Daycare Insurance Costs?</image:caption><image:title>Are Inspection Deficiencies Raising Your Texas Daycare Insurance Costs</image:title></image:image><lastmod>2025-10-14</lastmod></url><url><loc>https://www.insurancefortexans.com/texas-pest-control-insurance-just-the-basics</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp</image:loc><image:caption>InsuranceForTexans Logo skinny</image:caption><image:title>InsuranceForTexans Logo skinny</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/background%20for%20webpage%20(2)-1.png</image:loc><image:caption>background for webpage (2)-1</image:caption><image:title>background for webpage (2)-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/background%20for%20webpage%20(2)-2.png</image:loc><image:caption>background for webpage (2)-2</image:caption><image:title>background for webpage (2)-2</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurancefortexans%20Nov%202017/Images/texasflagmed.jpg</image:loc><image:caption>texasflagmed</image:caption><image:title>texasflagmed</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/background%20for%20webpage%20(2).png</image:loc><image:caption>background for webpage (2)</image:caption><image:title>background for webpage (2)</image:title></image:image><lastmod>2026-02-27</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/why-do-you-need-replacement-cost-on-personal-belongings</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/personalbelongings.png</image:loc><image:caption>personalbelongings</image:caption><image:title>personalbelongings</image:title></image:image><lastmod>2022-01-14</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/dont-let-accidents-print-red-insurance-must-haves-for-print-shops</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance%20Must%20Haves%20for%20Texas%20Print%20Shops.png</image:loc><image:caption>Insurance Must Haves for Texas Print Shops</image:caption><image:title>Insurance Must Haves for Texas Print Shops</image:title></image:image><lastmod>2023-12-12</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/how-a-standalone-hail-policy-helps-offset-roof-payment-schedules</loc><video:video><video:thumbnail_loc>https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/how-a-standalone-hail-policy-helps-offset-roof-payment-schedules.mp4/medium.jpg</video:thumbnail_loc><video:title>How a Standalone Hail Policy Helps Offset Roof Payment Schedules</video:title><video:description>Older Roofs in Texas? 

Avoid Actual Cash Value Surprises with a Standalone Hail Policy

Ron from Insurance for Texans explains that many Texas homeowners with older roofs may not be covered as expected because insurers are shifting roof coverage from replacement cost to actual cash value. They are doing this by using roof payment schedules.</video:description><video:content_loc>https://www.insurancefortexans.com/hubfs/how-a-standalone-hail-policy-helps-offset-roof-payment-schedules.mp4</video:content_loc><video:duration>253</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>HailDamageCoverage</video:tag><video:tag>OlderRoofInsurance</video:tag><video:tag>StandaloneHailPolicy</video:tag><video:tag>TexasHomeInsurance</video:tag><video:tag>RoofReplacement</video:tag></video:video><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Covering%20an%20Older%20Roof%20in%20Texas%20YouTube%20thumbnail-1.png</image:loc><image:caption>Covering an Older Roof in Texas YouTube thumbnail-1</image:caption><image:title>Covering an Older Roof in Texas YouTube thumbnail-1</image:title></image:image><lastmod>2026-06-16</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/hail-deductible-buy-down-policies-save-money-for-texas-private-schools</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Education%20Insurance%20-%20Private%20Schools.png</image:loc><image:caption>True Texas Education Insurance - Private Schools</image:caption><image:title>True Texas Education Insurance - Private 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dimension</image:title></image:image><lastmod>2023-10-27</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/faithful-stewardship-asks-the-hard-questions</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Week%208%20Podcast%20Blog%20Image.png</image:loc><image:caption>Week 8 Podcast Blog Image</image:caption><image:title>Week 8 Podcast Blog Image</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Faith%2c%20Stewardship%2c%20&amp;%20Insurance%20-%20Protecting%20Texas%20Churches.png</image:loc><image:caption>Faith, Stewardship, &amp;amp; Insurance - Protecting Texas Churches</image:caption><image:title>Faith, Stewardship, &amp; Insurance - Protecting Texas Churches</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/the%20promise%20of%20certainty.png</image:loc><image:caption>the promise of certainty</image:caption><image:title>the promise of certainty</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.insurancefortexans.com/blog</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2026-07-14</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/does-burleson-home-insurance-cover-foundations</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Are%20you%20Covered%3F%20written%20on%20the%20road-1.jpeg</image:loc><image:caption>Are you Covered? written on the road-1</image:caption><image:title>Are you Covered? written on the road-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/working.jpeg</image:loc><image:caption>working</image:caption><image:title>working</image:title></image:image><lastmod>2019-04-05</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/why-general-liability-insurance-is-a-must-for-texas-contractors</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/No%20Requirement%2c%20Big%20Risk%20Why%20General%20Liability%20Insurance%20is%20a%20Must%20for%20Texas%20Contractors.png</image:loc><image:caption>No Requirement, Big Risk: Why General Liability Insurance is a Must for Texas Contractors</image:caption><image:title>No Requirement, Big Risk Why General Liability Insurance is a Must for Texas Contractors</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Amanda%20Minter%20-%20Church%20Insurance%20Specialist%20-%20Insurance%20For%20Texans.png</image:loc><image:caption>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:caption><image:title>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:title></image:image><lastmod>2024-04-19</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/108fdb1f-4573-44e6-83ff-e004a2bc6ee7</loc><lastmod>2026-02-20</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/does-texas-have-its-own-health-insurance-marketplace</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; Health Insurance Specialist - Kevin Hall</image:caption><image:title>Kevin Hall - Headshot-smaller size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Does%20Texas%20Have%20Its%20Own%20Health%20Insurance%20Marketplace.png</image:loc><image:caption>Does Texas Have Its Own Health Insurance Marketplace?</image:caption><image:title>Does Texas Have Its Own Health Insurance Marketplace</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2024-10-18</lastmod></url><url><loc>https://www.insurancefortexans.com/knowledge-base/what-is-a-health-insurance-co-pay</loc><lastmod>2026-04-14</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/three-myths-texans-believe-about-hail-coverage-on-home-insurance</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Three%20Myths%20Texans%20Believe%20About%20Hail%20Coverage%20On%20Home%20Insurance.png</image:loc><image:caption>Three Myths Texans Believe About Hail Coverage On Home Insurance</image:caption><image:title>Three Myths Texans Believe About Hail Coverage On Home Insurance</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2024-12-02</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/faith-under-fire-navigating-employment-lawsuits-in-texas-churches</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Faith%20Under%20Fire%20Navigating%20Employment%20Lawsuits%20in%20Texas%20Churches.png</image:loc><image:caption>Faith Under Fire: Navigating Employment Lawsuits in Texas Churches</image:caption><image:title>Faith Under Fire Navigating Employment Lawsuits in Texas Churches</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; Health Insurance Specialist - Kevin Hall</image:caption><image:title>Kevin Hall - Headshot-smaller size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Church%20Insurance.png</image:loc><image:caption>True Texas Church Insurance</image:caption><image:title>True Texas Church Insurance</image:title></image:image><lastmod>2025-12-11</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/did-the-storms-miss-you-review-your-texas-hail-coverage-now</loc><video:video><video:thumbnail_loc>https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/did-the-storms-miss-you-review-your-texas-hail-coverage-now.mp4/medium.jpg</video:thumbnail_loc><video:title>Did the Storms Miss You? Review Your Texas Hail Coverage Now</video:title><video:description>Texas Hail Season Update

Avoid High Deductibles &amp;amp; ACV Roof Surprises with Standalone Hail Coverage

Ron from Insurance for Texans says Texas is nearing the end of spring hail season. Many homeowners have had poor claim experiences because they didn’t realize their coverage had changed over the last several years, including higher deductibles and roofs switching from replacement cost to actual cash value. 

He explains that major Texas home insurance companies have shifted more financial responsibility to homeowners, creating problems during claims. Ron shares an option to buy simple standalone wind and hail coverage. It can put cash in homeowners’ pockets in as little as 10 days after a covered event, potentially eliminating the deductible, covering the actual cash value gap, or allowing a full roof replacement without involving the home insurance company.</video:description><video:content_loc>https://www.insurancefortexans.com/hubfs/did-the-storms-miss-you-review-your-texas-hail-coverage-now.mp4</video:content_loc><video:duration>116</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>HailInsurance</video:tag><video:tag>HomeInsuranceTips</video:tag><video:tag>StormDamageProtection</video:tag><video:tag>TexasHailCoverage</video:tag><video:tag>RoofReplacementPolicy</video:tag></video:video><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/How%20to%20find%20peace%20of%20mind%20for%20wind%20and%20hail%20in%20Texas%20YouTube%20thumbnail-1.png</image:loc><image:caption>How to find peace of mind for wind and hail in Texas YouTube thumbnail-1</image:caption><image:title>How to find peace of mind for wind and hail in Texas YouTube thumbnail-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2026-06-26</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/evaluating-texas-short-term-health-plans</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Evaluating%20Texas%20Short%20Term%20Health%20Plans.png</image:loc><image:caption>Evaluating Texas Short Term Health Plans</image:caption><image:title>Evaluating Texas Short Term Health Plans</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; Health Insurance Specialist - Kevin Hall</image:caption><image:title>Kevin Hall - Headshot-smaller size</image:title></image:image><lastmod>2024-07-25</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/bless-your-pastor-with-life-insurance-a-guide-for-texas-churches</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; Health Insurance Specialist - Kevin Hall</image:caption><image:title>Kevin Hall - Headshot-smaller size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Bless%20Your%20Pastor%20with%20Life%20Insurance%20A%20Guide%20for%20Texas%20Churches.png</image:loc><image:caption>Bless Your Pastor with Life Insurance: A Guide for Texas Churches</image:caption><image:title>Bless Your Pastor with Life Insurance A Guide for Texas Churches</image:title></image:image><lastmod>2025-12-17</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/missed-enrollment-how-texans-can-secure-health-insurance-mid-year</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Missed%20the%20Enrollment%20Boat%3F%20How%20Texans%20Can%20Secure%20Health%20Insurance%20Mid-Year.png</image:loc><image:caption>Missed the Enrollment Boat? 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Prices</image:caption><image:title>Why Two Home Insurance Quotes Can Have VERY Different Prices</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2023-12-11</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/what-is-a-cosmetic-exclusion-on-a-home-insurance-policy</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Can%20Cosmetic%20Exclusion%20Be%20Avoided.png</image:loc><image:caption>Can Cosmetic Exclusion Be Avoided</image:caption><image:title>Can Cosmetic Exclusion Be Avoided</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/What%20Is%20A%20Cosmetic%20Exclusion%20On%20A%20Home%20Insurance%20Policy.png</image:loc><image:caption>What Is A Cosmetic Exclusion On A Home Insurance Policy</image:caption><image:title>What Is A Cosmetic Exclusion On A Home Insurance 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dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/When%20Is%20It%20Best%20To%20Not%20Use%20Prescription%20Drug%20Coverage%3F.png</image:loc><image:caption>When Is It Best To Not Use Prescription Drug Coverage?</image:caption><image:title>When Is It Best To Not Use Prescription Drug Coverage?</image:title></image:image><lastmod>2023-07-07</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/what-does-renovating-my-home-do-to-my-insurance</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Good%20looking%20handyman%20fixing%20a%20door%20in%20a%20kitchen.jpeg</image:loc><image:caption>Good looking handyman fixing a door in a kitchen</image:caption><image:title>Good looking handyman fixing a door in a kitchen</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Mans%20hand%20holding%20hammer%20in%20front%20of%20a%20house%20indicating%20home%20improvement%20and%20maintenance..jpeg</image:loc><image:caption>Mans hand holding hammer in front of a house indicating home improvement and maintenance.</image:caption><image:title>Mans hand holding hammer in front of a house indicating home improvement and maintenance.</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><lastmod>2022-01-14</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/securing-your-church-event-with-the-right-insurance</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; Health Insurance Specialist - Kevin Hall</image:caption><image:title>Kevin Hall - Headshot-smaller size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Fellowship%20&amp;%20Festivity%20Securing%20Your%20Church%20Event%20with%20the%20Right%20Insurance.png</image:loc><image:caption>Fellowship &amp; Festivity: Securing Your Church Event with the Right Insurance</image:caption><image:title>Fellowship &amp; Festivity Securing Your Church Event with the Right Insurance</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Church%20Insurance.png</image:loc><image:caption>True Texas Church Insurance</image:caption><image:title>True Texas Church Insurance</image:title></image:image><lastmod>2025-10-13</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/are-you-paying-too-much-for-home-insurance</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/drawing%20idea%20pencil%20and%20light%20bulb%20concept%20outside%20the%20box%20as%20creative%20and%20leadership%20concept.jpeg</image:loc><image:caption>drawing idea pencil and light bulb concept outside the box as creative and leadership concept</image:caption><image:title>drawing idea pencil and light bulb concept outside the box as creative and leadership concept</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Are%20you%20Covered%3F%20road%20sign%20with%20sun%20background.jpeg</image:loc><image:caption>Are you Covered? road sign with sun background</image:caption><image:title>Are you Covered? road sign with sun background</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Budgeting%20-%20Three%20Arrows%20Hit%20in%20Red%20Target%20on%20a%20Hanging%20Sack%20on%20Green%20Bokeh%20Background..jpeg</image:loc><image:caption>Budgeting - Three Arrows Hit in Red Target on a Hanging Sack on Green Bokeh Background.</image:caption><image:title>Budgeting - Three Arrows Hit in Red Target on a Hanging Sack on Green Bokeh Background.</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron 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Ron is the owner and principal agent at Insurance for Texans. Through our True Texas Home Insurance program we offer options for Texas homeowners. Ron explains that as spring storm season winds down in Texas, many homeowners still worry about how their policy would handle a hail claim after hearing neighbors’ negative experiences.

He says many Texans believe they have coverage that they don’t, and suggests considering a standalone hail policy to provide protection that works for the homeowner. Ron notes these policies can help cover deductibles, offset actual cash value provisions, and even enable roof replacement without involving the home insurance company. They also offer cash in your pocket within 10–14 days to pay a roofer.</video:description><video:content_loc>https://www.insurancefortexans.com/hubfs/texas-hail-insurance-how-standalone-policies-help-offset-rising-costs.mp4</video:content_loc><video:duration>150</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>SpringStormSeason</video:tag><video:tag>TexasHailInsurance</video:tag><video:tag>HailClaimsCoverage</video:tag><video:tag>StandaloneHailPolicy</video:tag><video:tag>RoofReplacement</video:tag></video:video><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Are%20you%20worried%20about%20how%20you%20would%20pay%20for%20a%20hail%20claim%20YouTube%20thumbnail-1.png</image:loc><image:caption>Are you worried about how you would pay for a hail claim YouTube thumbnail-1</image:caption><image:title>Are you worried about how you would pay for a hail claim YouTube thumbnail-1</image:title></image:image><lastmod>2026-06-22</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/the-countdown-is-on-3-things-texans-should-know-about-aca-coverage</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; 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puzzle</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2019-02-26</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/does-texas-church-insurance-have-a-minimum-deductible</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Amanda%20Minter%20-%20Church%20Insurance%20Specialist%20-%20Insurance%20For%20Texans.png</image:loc><image:caption>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:caption><image:title>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Does%20Texas%20Church%20Insurance%20Have%20A%20Minimum%20Deductible.png</image:loc><image:caption>Does Texas Church Insurance Have A Minimum Deductible?</image:caption><image:title>Does Texas Church Insurance Have A Minimum Deductible</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Church%20Insurance.png</image:loc><image:caption>True Texas Church Insurance</image:caption><image:title>True Texas Church Insurance</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2026-03-03</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/mgm-cyber-attack-businesses-of-all-sizes-are-vulnerable-to-cyber-attacks</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Businesses%20of%20All%20Sizes%20Are%20Vulnerable%20to%20Cyber%20Attacks.png</image:loc><image:caption>Businesses of All Sizes Are Vulnerable to Cyber Attacks</image:caption><image:title>Businesses of All Sizes Are Vulnerable to Cyber Attacks</image:title></image:image><lastmod>2023-09-25</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/what-kind-of-rv-insurance-do-i-need-as-a-full-timer</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/What%20Kind%20of%20RV%20Insurance%20Do%20I%20Need%20As%20A%20Full%20Timer.png</image:loc><image:caption>What Kind of RV Insurance Do I Need As A Full Timer?</image:caption><image:title>What Kind of RV Insurance Do I Need As A Full Timer</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; Health Insurance Specialist - Kevin Hall</image:caption><image:title>Kevin Hall - Headshot-smaller size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2023-09-26</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/understanding-reinsurance-the-invisible-force-impacting-your-insurance-premiums</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Understanding%20Reinsurance.png</image:loc><image:caption>Understanding Reinsurance: The invisible force impacting your insurance premiums.</image:caption><image:title>Understanding Reinsurance</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Reinsurance%20rating%20Factors.png</image:loc><image:caption>Here is our list of reinsurance rating factors</image:caption><image:title>Reinsurance rating Factors</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><lastmod>2023-06-13</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/three-essential-insurance-coverages-for-small-texas-churches</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Amanda%20Minter%20-%20Church%20Insurance%20Specialist%20-%20Insurance%20For%20Texans.png</image:loc><image:caption>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:caption><image:title>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Three%20Essential%20Insurance%20Coverages%20for%20Small%20Texas%20Churches.png</image:loc><image:caption>Three Essential Insurance Coverages for Small Texas Churches</image:caption><image:title>Three Essential Insurance Coverages for Small Texas Churches</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Church%20Insurance.png</image:loc><image:caption>True Texas Church Insurance</image:caption><image:title>True Texas Church Insurance</image:title></image:image><lastmod>2024-10-31</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/optional-coverage-for-homeowners-insurance-0</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Orange%20Button%20with%20Customize%20on%20Black%20Computer%20Keyboard.%20Business%20Concept..jpeg</image:loc><image:caption>Orange Button with Customize on Black Computer Keyboard. Business Concept.</image:caption><image:title>Orange Button with Customize on Black Computer Keyboard. Business Concept.</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Ring%20Binder%20with%20inscription%20High%20Priority%20on%20Background%20of%20Working%20Table%20with%20Office%20Supplies%2c%20Glasses%2c%20Reports.%20Toned%20Illustration.%20Business%20Concept%20on%20Blurred%20Background.-1.jpeg</image:loc><image:caption>Ring Binder with inscription High Priority on Background of Working Table with Office Supplies, Glasses, Reports. Toned Illustration. Business Concept on Blurred Background.-1</image:caption><image:title>Ring Binder with inscription High Priority on Background of Working Table with Office Supplies, Glasses, Reports. Toned Illustration. Business Concept on Blurred Background.-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2020-04-28</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/faithful-stewardship-means-thinking-ahead</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/the%20promise%20of%20certainty.png</image:loc><image:caption>the promise of certainty</image:caption><image:title>the promise of certainty</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Week%207%20Podcast%20Blog%20Image.png</image:loc><image:caption>Week 7 Podcast Blog Image</image:caption><image:title>Week 7 Podcast Blog Image</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Faith%2c%20Stewardship%2c%20&amp;%20Insurance%20-%20Protecting%20Texas%20Churches.png</image:loc><image:caption>Faith, Stewardship, &amp;amp; Insurance - Protecting Texas Churches</image:caption><image:title>Faith, Stewardship, &amp; Insurance - Protecting Texas Churches</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.insurancefortexans.com/knowledge-base/what-is-open-perils-coverage</loc><lastmod>2026-04-07</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/how-can-i-insure-my-texas-computer-repair-shop-against-mistakes</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/How%20Can%20I%20Insure%20My%20Texas%20Computer%20Repair%20Shop%20Against%20Mistakes.png</image:loc><image:caption>How Can I Insure My Texas Computer Repair Shop Against Mistakes?</image:caption><image:title>How Can I Insure My Texas Computer Repair Shop Against Mistakes</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Technology%20Insurance.png</image:loc><image:caption>True Texas Technology Insurance</image:caption><image:title>True Texas Technology Insurance</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><lastmod>2025-05-02</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/why-is-home-insurance-for-new-builds-so-cheap</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Young%20adults%20moving%20in%20new%20home.jpeg</image:loc><image:caption>Young adults moving in new home</image:caption><image:title>Young adults moving in new home</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Portrait%20of%20a%20young%20woman%20covering%20her%20mouth%20with%20palm%20and%20looking%20away%20over%20gray%20background.jpeg</image:loc><image:caption>Portrait of a young woman covering her mouth with palm and looking away over gray background</image:caption><image:title>Portrait of a young woman covering her mouth with palm and looking away over gray background</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><lastmod>2019-03-20</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/e58f2773-4aea-4bce-8803-de3e36d0d1ae</loc><lastmod>2026-02-12</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/d9a43234-efef-4b36-ab25-47fce225b857</loc><lastmod>2026-02-12</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/a750a316-42cc-40fa-a736-382d35786afd</loc><lastmod>2026-06-19</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/2b49924f-ba88-4665-bdda-b39c9d94202b</loc><lastmod>2026-02-11</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/does-my-texas-daycare-need-directors-officers-insurance</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Education%20Insurance%20-%20Daycare%20&amp;%20Preschool%20Programs.png</image:loc><image:caption>True Texas Education Insurance - Daycare &amp; Preschool Programs</image:caption><image:title>True Texas Education Insurance - Daycare &amp; Preschool Programs</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Does%20My%20Texas%20Daycare%20Need%20Directors%20&amp;%20Officers%20Insurance.png</image:loc><image:caption>Does My Texas Daycare Need Directors &amp;amp; Officers Insurance?</image:caption><image:title>Does My Texas Daycare Need Directors &amp; Officers Insurance</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><lastmod>2025-10-24</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/how-a-standalone-hail-policy-can-eliminate-your-hail-deductible</loc><video:video><video:thumbnail_loc>https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/how-a-standalone-hail-policy-can-eliminate-your-hail-deductible.mp4/medium.jpg</video:thumbnail_loc><video:title>How a Standalone Hail Policy Can Eliminate Your Hail Deductible</video:title><video:description>Eliminate Your Hail Deductible

Standalone Hail Policy for Texas Homeowners

Ron is the owner and principal agent at Insurance for Texans. He says many Texas families have faced rising home insurance prices and increasingly high wind and hail deductibles. Insurers have been changing coverage terms and reducing what they pay, especially for roof claims. 

He introduces a standalone hail policy designed to help homeowners regain control by eliminating the escalating hail deductible and providing options for roof replacement, even on older roofs. 

The policy lets customers buy a pool of cash to cover deductibles, offset actual cash value provisions, or pay for a roof directly. For covered claims, funds arrive in 10–14 days after a storm.</video:description><video:content_loc>https://www.insurancefortexans.com/hubfs/how-a-standalone-hail-policy-can-eliminate-your-hail-deductible.mp4</video:content_loc><video:duration>206</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>RoofReplacementCoverage</video:tag><video:tag>HailInsuranceTexas</video:tag><video:tag>StandaloneHailPolicy</video:tag><video:tag>EliminateHailDeductible</video:tag><video:tag>TexasHomeInsurance</video:tag></video:video><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Solution%20for%20inflated%20wind%20and%20hail%20deductibles%20in%20TexasYouTube%20thumbnail-1.png</image:loc><image:caption>Solution for inflated wind and hail deductibles in TexasYouTube thumbnail-1</image:caption><image:title>Solution for inflated wind and hail deductibles in TexasYouTube thumbnail-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><lastmod>2026-06-24</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/fair-love-corndogs</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><lastmod>2022-09-30</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/40d52529-1dbc-4a45-a58b-a0f6f90d1de1</loc><lastmod>2026-02-12</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/what-is-considered-a-pre-existing-condition</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/What%20Is%20Considered%20A%20Pre-Existing%20Condition.png</image:loc><image:caption>What Is Considered A Pre-Existing Condition</image:caption><image:title>What Is Considered A Pre-Existing Condition</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Do%20I%20Have%20Options%20For%20My%20Health%20Insurance.png</image:loc><image:caption>Do I Have Options For My Health Insurance</image:caption><image:title>Do I Have Options For My Health Insurance</image:title></image:image><lastmod>2022-01-14</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/texas-business-insurance-basics-property-coverage</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Basics%20of%20Business%20Insurance%20-%20property%20Coverage.png</image:loc><image:caption>Basics of Texas Business Insurance - property Coverage</image:caption><image:title>Basics of Business Insurance - property Coverage</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/The%20Basics%20Of%20Business%20Insurance%20-%20Property.png</image:loc><image:caption>The Basics Of Business Insurance - Property Coverage</image:caption><image:title>The Basics Of Business Insurance - Property</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><lastmod>2023-05-09</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/building-ordinance-coverage-0</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Red%20Ring%20Binder%20with%20inscription%20Permits%20on%20Background%20of%20Working%20Table%20with%20Office%20Supplies%2c%20Laptop%2c%20Reports.%20Toned%20Illustration.%20Business%20Concept%20on%20Blurred%20Background..jpeg</image:loc><image:caption>Red Ring Binder with inscription Permits on Background of Working Table with Office Supplies, Laptop, Reports. 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Insurance Tips for Hosting Trunk or Treat in Texas</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Amanda%20Minter%20-%20Church%20Insurance%20Specialist%20-%20Insurance%20For%20Texans.png</image:loc><image:caption>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:caption><image:title>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:title></image:image><lastmod>2024-08-19</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/does-my-home-insurance-cover-my-golf-cart-0</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Low%20Speed%20Vehicle%20Insurance%20Protects%20Your%20Financial%20Well%20Being.png</image:loc><image:caption>Low Speed Vehicle Insurance Protects Your Financial Well Being</image:caption><image:title>Low Speed Vehicle Insurance Protects Your Financial Well Being</image:title></image:image><lastmod>2020-09-25</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/can-i-buy-insurance-for-cancer-treatments</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Can%20I%20Buy%20Insurance%20For%20Cancer%20Treatments.png</image:loc><image:caption>Can I Buy Insurance For Cancer Treatments?</image:caption><image:title>Can I Buy Insurance For Cancer Treatments</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><lastmod>2026-01-13</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/does-texas-require-my-church-to-have-insurance</loc><lastmod>2025-11-17</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/what-does-the-process-of-securing-church-insurance-look-like</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/What%20Does%20The%20Process%20Of%20Securing%20Church%20Insurance%20Look%20Like.png</image:loc><image:caption>What Does The Process Of Securing Church Insurance Look Like?</image:caption><image:title>What Does The Process Of Securing Church Insurance Look Like</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/True%20Texas%20Church%20Insurance.png</image:loc><image:caption>True Texas Church Insurance</image:caption><image:title>True Texas Church Insurance</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Amanda%20Minter%20-%20Church%20Insurance%20Specialist%20-%20Insurance%20For%20Texans.png</image:loc><image:caption>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:caption><image:title>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:title></image:image><lastmod>2025-10-22</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/creative-ways-to-provide-church-staff-health-benefits</loc><lastmod>2025-11-10</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/who-is-catastrophic-health-insurance-right-for</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Who%20Is%20Catastrophic%20Health%20Insurance%20Right%20For.png</image:loc><image:caption>Who Is Catastrophic Health Insurance Right For?</image:caption><image:title>Who Is Catastrophic Health Insurance Right For</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; 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Church Insurance Specialist - Insurance For Texans</image:caption><image:title>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:title></image:image><lastmod>2026-03-30</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/landlord-insurance-vs.-homeowners-insurance-whats-the-difference</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/for-rent.jpg</image:loc><image:caption>for-rent</image:caption><image:title>for-rent</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2021-10-30</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/will-owning-a-swimming-pool-cause-my-insurance-to-increase</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Will%20Owning%20a%20Swimming%20Pool%20Cause%20My%20Insurance%20Cost%20to%20Increase.png</image:loc><image:caption>Will Owning a Swimming Pool Cause My Insurance Cost to Increase?</image:caption><image:title>Will Owning a Swimming Pool Cause My Insurance Cost to Increase</image:title></image:image><lastmod>2023-12-26</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/the-hidden-risks-of-skipping-workers-comp-in-texas-dental-practices</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/The%20Hidden%20Risks%20of%20Skipping%20Workers%20Comp%20in%20Texas%20Dental%20Practices.png</image:loc><image:caption>The Hidden Risks of Skipping Workers' Comp in Texas Dental Practices</image:caption><image:title>The Hidden Risks of Skipping Workers Comp in Texas Dental Practices</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Brad%20Hancock%20-%20Headshot-small%20size.png</image:loc><image:caption>Insurance For Texans Principal Agent Bradley Hancock</image:caption><image:title>Brad Hancock - Headshot-small size</image:title></image:image><lastmod>2024-01-31</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/how-texas-homeowners-can-get-cash-fast-after-a-hail-claim</loc><video:video><video:thumbnail_loc>https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/how-texas-homeowners-can-get-cash-fast-after-a-hail-claim.mp4/medium.jpg</video:thumbnail_loc><video:title>How Texas Homeowners Can Get Cash Fast After a Hail Claim</video:title><video:description>Texas Standalone Wind and Hail Coverage Explained

Ron is the owner and principal agent at Insurance for Texans. He explains how exhausting traditional Texas hail claims can be. 

Texas home insurance is changing and Insurance for Texans is now offering a standalone wind-and-hail product that can put a lump sum of cash in a homeowner’s bank account in 10–14 days after a covered hail claim. It allows Texas families  to negotiate directly with a roofer and schedule repairs on their terms. The policy lets customers buy a coverage amount that they desire. You can use it to cover the deductible, actual cash value difference, or the full roof replacement.</video:description><video:content_loc>https://www.insurancefortexans.com/hubfs/how-texas-homeowners-can-get-cash-fast-after-a-hail-claim.mp4</video:content_loc><video:duration>224</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>RoofReplacementProcess</video:tag><video:tag>InsuranceForTexans</video:tag><video:tag>WindAndHailCoverage</video:tag><video:tag>HailDamageClaims</video:tag><video:tag>TexasHomeInsurance</video:tag></video:video><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Want%20Cash%20for%20a%20Hail%20Claim%20in%20TexasYouTube%20thumbnail.png</image:loc><image:caption>Want Cash for a Hail Claim in TexasYouTube thumbnail</image:caption><image:title>Want Cash for a Hail Claim in TexasYouTube thumbnail</image:title></image:image><lastmod>2026-06-18</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/5f2d6422-346e-4f0e-a14e-27f5a8847c74</loc><lastmod>2026-02-12</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/what-does-a-maximum-benefit-mean-on-a-health-insurance-policy</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Kevin%20Hall%20-%20Headshot-smaller%20size.png</image:loc><image:caption>Insurance For Texans Life &amp; Health Insurance Specialist - Kevin Hall</image:caption><image:title>Kevin Hall - Headshot-smaller size</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/What%20Does%20A%20Maximum%20Benefit%20Mean%20On%20A%20Health%20Insurance%20Policy.png</image:loc><image:caption>What Does A Maximum Benefit Mean On A Health Insurance Policy?</image:caption><image:title>What Does A Maximum Benefit Mean On A Health Insurance Policy</image:title></image:image><lastmod>2023-09-12</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/texas-home-insurance-3-policies-you-should-know</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/istockphoto-899772920-612x612.jpg</image:loc><image:caption>istockphoto-899772920-612x612</image:caption><image:title>istockphoto-899772920-612x612</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2022-08-17</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/how-standalone-hail-policies-work-for-texas-homeowners</loc><video:video><video:thumbnail_loc>https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/how-standalone-hail-policies-work-for-texas-homeowners.mp4/medium.jpg</video:thumbnail_loc><video:title>How Standalone Hail Policies Work for Texas Homeowners</video:title><video:description>Texas Homeowners: How Standalone Hail &amp;amp; Wind Policies Work 

Ron from Insurance for Texans explains how standalone wind and hail policies work for Texas homeowners. These policies are designed to cover significant wind or hail events. Coverage may apply when hail is quarter-size or larger or when winds reach EF0 tornado-level speeds (including straight-line winds), and when weather data and photos confirm damage. 

When both align, the policy pays an agreed cash amount in 10–14 days. This cash can be used to offset a deductible, cover an actual cash value provision, or replace a roof up to $25,000.</video:description><video:content_loc>https://www.insurancefortexans.com/hubfs/how-standalone-hail-policies-work-for-texas-homeowners.mp4</video:content_loc><video:duration>175</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>HailDamageCoverage</video:tag><video:tag>WindAndHailProtection</video:tag><video:tag>StandaloneHailPolicy</video:tag><video:tag>TexasHomeInsurance</video:tag><video:tag>RoofReplacementInsurance</video:tag></video:video><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/How%20Standalone%20Hail%20Policies%20Work%20in%20Texas%20%20YouTube%20thumbnail-1.png</image:loc><image:caption>How Standalone Hail Policies Work in Texas  YouTube thumbnail-1</image:caption><image:title>How Standalone Hail Policies Work in Texas  YouTube thumbnail-1</image:title></image:image><lastmod>2026-06-29</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/the-bad-news-for-texas-church-insurance-in-2026</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/The%20Bad%20News%20For%20Texas%20Church%20Insurance%20In%202026.png</image:loc><image:caption>The Bad News For Texas Church Insurance In 2026</image:caption><image:title>The Bad News For Texas Church Insurance In 2026</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/The%20Promise%20Of%20Certainty%20Promotion.png</image:loc><image:caption>The Promise Of Certainty Book To Help Churches</image:caption><image:title>The Promise Of Certainty Promotion</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Amanda%20Minter%20-%20Church%20Insurance%20Specialist%20-%20Insurance%20For%20Texans.png</image:loc><image:caption>Amanda Minter - Church Insurance Specialist - Insurance For Texans</image:caption><image:title>Amanda Minter - Church Insurance Specialist - Insurance For 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1200 X 300</image:caption><image:title>True Texas Home Insurance Logo - 1200 X 300</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2025-08-29</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/does-home-insurance-confuse-you</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png</image:loc><image:caption>Insurance For Texans Principal Agent Ron Wadley</image:caption><image:title>Ron Wadley-small dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/puzzle%20piece%20coming%20down%20into%20its%20place.jpeg</image:loc><image:caption>puzzle piece coming down into its place</image:caption><image:title>puzzle piece coming down into its place</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/Portrait%20of%20a%20pretty%20woman%20shrugging%20shoulders%20isolated%20on%20a%20white%20background.jpeg</image:loc><image:caption>Portrait of a pretty woman shrugging shoulders isolated on a white background</image:caption><image:title>Portrait of a pretty woman shrugging shoulders isolated on a white background</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><lastmod>2019-03-13</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/dadee52a-afbe-415a-af22-714f0bad8f61</loc><lastmod>2026-02-12</lastmod></url><url><loc>https://www.insurancefortexans.com/about</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance%20For%20Texans%20Sales%20Team.png</image:loc><image:caption>Insurance For Texans Sales Team</image:caption><image:title>Insurance For Texans Sales Team</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Andrea%20Wadley%20-%20Insurance%20For%20Texans.png</image:loc><image:caption>Andrea Wadley - 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Headshot-small size</image:title></image:image><lastmod>2022-01-14</lastmod></url><url><loc>https://www.insurancefortexans.com/4db1d759-a924-42db-9d81-fdb3f2c80c1f/35e6ecb5-61cf-4ea7-b878-d28e26757b8d</loc><lastmod>2026-02-13</lastmod></url><url><loc>https://www.insurancefortexans.com/blog/is-it-legal-for-roofers-to-not-charge-me-a-deductible-0</loc><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png</image:loc><image:caption>IFTWebHeader-1-1</image:caption><image:title>IFTWebHeader-1-1</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/roofing%20lotto%20bucket.jpg</image:loc><image:caption>roofing lotto bucket</image:caption><image:title>roofing lotto bucket</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Stock%20images/mathematics%20student%20solving%20a%20problem%20on%20the%20screen%20-%20isolated%20over%20a%20white%20background.jpeg</image:loc><image:caption>mathematics student solving a problem on the screen - 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dimension</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Plumber%20Sewer%20Line.jpg</image:loc><image:caption>Plumber Sewer Line</image:caption><image:title>Plumber Sewer Line</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/DollarSignBulb.jpg</image:loc><image:caption>DollarSignBulb</image:caption><image:title>DollarSignBulb</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/Calendar%20Old.jpg</image:loc><image:caption>Calendar Old</image:caption><image:title>Calendar Old</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/old%20roof.jpg</image:loc><image:caption>old roof</image:caption><image:title>old roof</image:title></image:image><image:image><image:loc>https://www.insurancefortexans.com/hubfs/credit%20score%20numbers.jpg</image:loc><image:caption>credit score numbers</image:caption><image:title>credit score 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