Kevin’s church just outside Austin had weathered plenty of Texas storms over the years. Hail had scarred the roof more than once. Straight-line winds had rattled the building hard enough to make everyone pause mid-service. Each time, they patched things up, filed a claim, and moved forward. It was never easy, but it was familiar.
Then the renewal notice arrived.
The board sat down expecting the usual conversation about rising premiums. What they found instead stopped the meeting cold. The hail deductible had doubled. The roof was no longer insured for full replacement after hail damage. If another major storm hit, the church would be responsible for a massive portion of the repair bill before insurance ever stepped in.
With spring storm season right around the corner, the leadership realized something had quietly shifted. The policy they had trusted for years no longer matched the risk they were facing today. What once felt dependable now felt uncertain.
That tension, between assumed protection and actual coverage, is exactly what this week’s episodes address. Episodes 61 through 65 walk Texas church leaders through what storms expose, how water damage is covered, what insurance policies really say, and how to prepare before the next line of storms shows up on the radar.
The fourteenth week of Faith, Stewardship, and Insurance reminds us that churches need to be prepared for the next storm.
With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.
That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.
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Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.
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Learn how to lead with confidence in every area of risk and protection.
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