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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    Three Things Texas Homeowners Need To Know Before Hail Season Starts

    Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
    Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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    Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

    What Is Functional Replacement Cost On Historical Homes?

    Posted by Ron Wadley on Feb 4, 2025 9:49:12 AM
    David loves his house in Dallas. It just ticked over being 100 years old. He’s proud to own a piece of history since so many Dallas homes have been ...
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    Topics: replacement cost, Home Insurance Tips, TRUE Texas Home Insurance

    Will The California Wildfires Increase My Texas Home Insurance?

    Posted by Ron Wadley on Jan 20, 2025 10:44:07 AM
    The wildfires raging across Los Angeles right now feels far away. Unfortunately, the devastation will reach Texas and beyond. Many homeowners ...
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    Topics: TRUE Texas Home Insurance, True Texas Education Insurance, total cost of risk

    Do California Wildfires Effect Texas Property Insurance Rates

    Posted by Ron Wadley on Jan 10, 2025 2:17:09 PM
    The wildfires in Los Angeles are once again dominating the news. The devastating images of scorched landscapes, destroyed homes, and disrupted ...
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    Topics: home insurance, investment property, Commercial Insurance, property, reinsurance

    Are You Ready For The Unexpected? Lessons From My Church In Crisis

    Posted by Ron Wadley on Dec 11, 2024 1:46:19 PM
    This past week was rough for my own church. Late in the week I received an email from our Senior Pastor that had a letter to inform the entire church ...
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    Topics: liability, employment liability insurance, D&O, Church Insurance, abuse & molestation

    Three Myths Texans Believe About Hail Coverage On Home Insurance

    Posted by Ron Wadley on Dec 2, 2024 3:48:02 PM
    Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...
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    Topics: hail, TRUE Texas Home Insurance, myths

    Are Zero Pay Claims Ruining Your Home Insurance Search?

    Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM
    Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...
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    Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

    What The Heck! The True Cost of Recent Insurance Changes in Texas

    Posted by Ron Wadley on Jul 12, 2024 1:10:16 PM
    Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...
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    Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance

    What Can Texas Churches Learn About Insurance Coverage From Gateway?

    Posted by Ron Wadley on Jun 24, 2024 1:47:18 PM
    The local news here in Dallas-Fort Worth over the last week has had lead stories about the scandal that has overtaken Gateway Church in Southlake. ...
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    Topics: professional liability, liability, D&O, Church Insurance

    Does Cyber Insurance Cover Low Tech Threats?

    Posted by Ron Wadley on Jun 13, 2024 5:25:40 PM
    When cybersecurity comes to mind, many people think of foreign hackers trying to breach large corporations' networks. Everyone remembers the Russian ...
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    Topics: cyber insurance, cyber crime, invoice manipulation, data theft