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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    What Happens If I Don't Add My Teenage Driver To My Car Insurance?

    Posted by Ron Wadley on Jul 1, 2025 3:35:26 PM
    Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...
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    Topics: auto insurance, claim, teen drivers

    Are You A Texas Homeowner With A Reduction In Coverage Letter?

    Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
    Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...
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    Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

    Can You De-Risk Your Life?

    Posted by Ron Wadley on Jun 17, 2025 3:36:19 PM
    The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...
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    Topics: business coverage, TRUE Texas Home Insurance, total cost of risk

    Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage

    Posted by Ron Wadley on Jun 16, 2025 2:24:02 PM
    Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...
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    Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance

    What Is A Normal Deductible For Texas Home Insurance?

    Posted by Ron Wadley on May 22, 2025 5:54:49 PM
    Jim is buying his first home on the west side of Fort Worth. He’s excited, a little nervous, and trying to get everything in order before closing ...
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    Topics: deductible, hail, TRUE Texas Home Insurance

    What Do Texas Homeowners Need To Know About Insurance In 2025?

    Posted by Ron Wadley on May 1, 2025 5:14:14 PM
    When the massive hail storm rolled through North Austin into Round Rock a couple of years ago, Ashley's house got blasted. The noise on the roof was ...
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    Topics: texas weather, roofing schedule, TRUE Texas Home Insurance

    Why Does My Texas Home Insurance Have A Roof Sublimit?

    Posted by Ron Wadley on Apr 30, 2025 12:13:28 PM
    The Spring hail season in North Texas has been somewhat quiet so far this year. We have not had as many big storms through March and April as we have ...
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    Topics: hail, TRUE Texas Home Insurance, sublimit

    What Is A Stated Limit For Roof Coverage On A Home Insurance Policy?

    Posted by Ron Wadley on Apr 16, 2025 4:31:34 PM
    Like most folks in North Texas, Jason knows hail season can be a mess. His neighbor across town had to replace a roof last year after a big storm, ...
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    Topics: replacement cost, hail, roofing schedule, TRUE Texas Home Insurance

    Why Is My Home Insurance Premium Going Up After Record Profits?

    Posted by Ron Wadley on Apr 14, 2025 3:42:13 PM
    If you are anything like Mary, you have seen your home insurance rates climb like they are almost to the top of Kilimanjaro. Mary lives in a nice ...
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    Topics: replacement cost, hail, TRUE Texas Home Insurance

    Three Things Texas Homeowners Need To Know Before Hail Season Starts

    Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
    Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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    Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance