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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    Should I Keep My Home Builder's Insurance Plan?

    Posted by Ron Wadley on Aug 29, 2025 2:52:08 PM
    When Emily bought her first home in Frisco, she was excited. It was a brand-new build with a fresh yard, clean paint, and that wonderful smell of a ...
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    Topics: claim settlement, new home, TRUE Texas Home Insurance

    True Story of a Texas Pastor vs A Tornado

    Posted by Ron Wadley on Aug 12, 2025 10:09:50 AM
    After a tornado destroyed Pastor Rick's small church, he was able to remain calm because he had the right insurance policy. As the person responsible ...
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    Topics: Church Insurance

    Don't California My Texas Church Insurance

    Posted by Ron Wadley on Jul 30, 2025 4:02:32 PM
    A few days ago, I was working on content for our website and noticed something strange. I did a quick Google search on a church insurance topic to ...
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    Topics: Texas, Church Insurance

    A Pastor Experiences The Promise Of Certainty During A Texas Tornado

    Posted by Ron Wadley on Jul 24, 2025 3:22:29 PM
    Early on in his time in ministry, Pastor Rick was at a small church in the Panhandle east of Amarillo. He had been there a couple of years and he and ...
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    Topics: Church Insurance, tornado insurance, The Promise Of Certainty

    Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

    Posted by Ron Wadley on Jul 9, 2025 5:41:08 PM
    Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...
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    Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

    Given The Recent Disaster, How Does Texas Flood Insurance Work?

    Posted by Ron Wadley on Jul 8, 2025 12:40:24 PM
    I've started to compose my thoughts on catastrophic flooding events in The Hill Country multiple times. It never feels quite right. As a parent of a ...
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    Topics: flood insurance, TRUE Texas Home Insurance, Flash Floods

    What Happens If I Don't Add My Teenage Driver To My Car Insurance?

    Posted by Ron Wadley on Jul 1, 2025 3:35:26 PM
    Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...
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    Topics: auto insurance, claim, teen drivers

    Are You A Texas Homeowner With A Reduction In Coverage Letter?

    Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
    Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...
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    Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

    Can You De-Risk Your Life?

    Posted by Ron Wadley on Jun 17, 2025 3:36:19 PM
    The day was like any other Monday. I headed out the door in the pre-sunrise moments to get a hike in and clear my head for the day ahead. My wife and ...
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    Topics: business coverage, TRUE Texas Home Insurance, total cost of risk

    Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage

    Posted by Ron Wadley on Jun 16, 2025 2:24:02 PM
    Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...
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    Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance