Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.
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    Recent Posts

    What Are the Biggest Insurance Questions for Texas Homeowners in 2026?

    Posted by Ron Wadley on Apr 8, 2026 12:34:19 PM
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    Topics: TRUE Texas Home Insurance

    Faithful Stewardship Answers the Hard Questions about Church Insurance

    Posted by Ron Wadley on Apr 6, 2026 10:49:26 AM
    In the front office of her historic Fort Worth church, Annie sits at a worn oak desk. As the church secretary, her typical day involves balancing the ...
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    Topics: Church Insurance, Church Podcast

    What is Open Perils Coverage?

    Posted by Ron Wadley on Apr 3, 2026 8:00:00 AM
    " \n What is Open Perils Coverage? \n Open Perils Coverage is a type of insurance policy that protects your property against every possible cause of ...
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    Topics: open perils

    What is Named Peril Coverage?

    Posted by Ron Wadley on Apr 2, 2026 8:00:00 AM
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    Topics: named perils

    What Is Liability Coverage?

    Posted by Ron Wadley on Apr 1, 2026 10:04:04 AM
    " \n What is Liability Coverage? \n \n Liability insurance: insurance against loss from legal liability of the insured for bodily injury or property ...
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    Topics: Liability Insurance

    What is Indemnity?

    Posted by Ron Wadley on Mar 31, 2026 11:43:15 AM
    " \n What is insurance indemnity? \n \n Contract of indemnity: the indemnifying party (insurance company) agrees to compensate you (the insured) for ...
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    Topics: Indemnity

    Faithful Stewardship Understands How to Insure a Texas Church

    Posted by Ron Wadley on Mar 30, 2026 10:33:54 AM
    Darkness was settling in over the Texas Panhandle on a Tuesday evening. But inside a local church, the mood was positive. The youth group had just ...
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    Topics: Church Insurance, Church Podcast

    A New Way to Think About Texas Home Insurance

    Posted by Ron Wadley on Mar 25, 2026 12:25:23 PM
    " \n What is indemnity? \n Indemnity: Unlike traditional Texas home insurance that pays on a sliding scale based on the amount of damage up to a ...
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    Topics: TRUE Texas Home Insurance

    Faithful Stewardship Knows that Church Insurance is Changing in 2026

    Posted by Ron Wadley on Mar 23, 2026 10:44:43 AM
    It’s a Tuesday morning in Waco. The sun is streaming through the stained glass of the fellowship hall, casting vibrant patterns across the floor. ...
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    Topics: Church Insurance, Church Podcast

    Why Replacement Cost Value is a Property Owner’s Best Friend

    Posted by Ron Wadley on Mar 16, 2026 4:07:27 PM
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    Topics: actual cash value, Replacement Cost Value

    Ron Wadley
    About the Author

    Ron Wadley

    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.