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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Is Functional Replacement Cost Bad For My Church Insurance Policy?

    Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM
    There are many churches in Texas that have been around for decades. Some of them are even more than a century old. These old church buildings are ...
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    Topics: replacement cost, property, Church Insurance, Risk Purchasing Group

    Can A Risk Purchasing Group Get Your Church The Best Property Coverage

    Posted by Amanda Minter on Mar 14, 2025 10:00:00 AM
    All across Texas, church finance teams have a pain point. Property coverage premium costs have escalated to the point of no return. Renewal policy ...
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    Topics: property, Church Insurance, Risk Purchasing Group

    Why A National Risk Pool Can Be Better For Your Church’s Insurance

    Posted by Amanda Minter on Mar 13, 2025 11:51:31 AM
    Obtaining new, affordable property insurance for churches in Texas feels like the impossible these days. More and more churches are feeling the pinch ...
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    Topics: hail, property, Church Insurance, Risk Purchasing Group

    Did A Sublimit Reduce Your Church's Claim Payout?

    Posted by Amanda Minter on Mar 12, 2025 4:03:53 PM
    The finance team at a church in Waco had been through enough stress after their building was broken into. Thieves had taken expensive sound ...
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    Topics: limits of coverage, liability, property, Church Insurance

    Three Things Texas Daycares Need To Know About Insurance Today!

    Posted by Matt Wilson on Mar 11, 2025 9:30:01 AM
    Insurance is expensive. And it is getting more expensive every month it seems. When Dave called our office, he started by asking more questions than ...
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    Topics: liability, property, True Texas Education Insurance, daycares

    I Need New Daycare Insurance & They Are Asking Me For Loss Runs

    Posted by Matt Wilson on Mar 6, 2025 2:47:42 PM
    In the last five years, the US economy has tumbled back and forth. With daycares being a backbone of local communities, they have felt all aspects of ...
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    Topics: True Texas Education Insurance, daycares, Loss Runs

    What Are FTEs And How Do They Affect My Daycare Health Insurance?

    Posted by Kevin Hall on Mar 4, 2025 3:59:46 PM
    One of Sarah's goals in 2025 for her daycare business is to provide her team with an option for health insurance coverage. She knows that many of her ...
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    Topics: health insurance, group health, daycares, small business

    Why Is This Church Insurance Agent Asking Me About Loss Runs?

    Posted by Amanda Minter on Mar 4, 2025 9:45:00 AM
    Over the last eighteen months, many churches across Texas have received a non-renewal letter from their insurance provider. The property insurance ...
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    Topics: claim, Church Insurance, Loss Runs

    What Do Texas Business Owners Need To Know About Spring Hail Insurance

    Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
    Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...
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    Topics: business coverage, hail, property, business interruption

    What Texas Churches Need to Know About Insurance Before Storm Season

    Posted by Amanda Minter on Feb 28, 2025 4:11:49 PM
    Kevin's church outside Austin had seen its fair share of storms over the years. Hail had battered the roof a few times, and strong winds had shaken ...
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    Topics: windstorms, hail, Church Insurance