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    Faithful Stewardship Asks the Hard Questions

    Posted by Ron Wadley on Nov 21, 2025 10:34:04 AM
    Ron Wadley

    The little church outside Waco had never given much thought to insurance. They were tucked safely outside of town, proud of how well they maintained their property, and a bit skeptical of insurance companies anyway. Whenever repairs were needed, members rolled up their sleeves, pitched in, and handled it themselves.

    But one quiet Sunday morning changed everything for their congregation. 

    When the pastor arrived early to open the building, he immediately noticed something was wrong. The front door had been forced open and the sound system was gone, office drawers were emptied, and donation records had vanished. The church had been robbed.

    At first, the leadership team tried to stay calm. They could replace the stolen equipment and repair the damage. They knew it wouldn’t be easy, but it was doable. Then the real fallout hit. Those missing donation records meant sensitive member information was exposed. Without insurance, the church was suddenly responsible for contacting donors, managing credit alerts, and dealing with reputational damage and all on their own.

    That’s when the realization set in: faith and hard work weren’t enough to protect what God had entrusted to them. They needed to start asking the hard questions.

    In this week’s podcast episodes, we tackle those uncomfortable but essential topics. Questions that most pastors and church leaders don’t want to ask, but really should.

    Week 8 Podcast Episodes

    Does Texas Require My Church To Have Insurance?
      5 min
    Does Texas Require My Church To Have Insurance?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Did A Sublimit Reduce Your Church's Claim Payout?
      6 min
    Did A Sublimit Reduce Your Church's Claim Payout?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Does It Really Matter Who Pays For Church D&O Insurance Coverage?
      6 min
    Does It Really Matter Who Pays For Church D&O Insurance Coverage?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Is Functional Replacement Cost Bad For My Church Insurance Policy?
      6 min
    Is Functional Replacement Cost Bad For My Church Insurance Policy?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    What Do I Need To Know If My Texas Church Doesn't Have Insurance?
      6 min
    What Do I Need To Know If My Texas Church Doesn't Have Insurance?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play

     

     

     

    Faith, Stewardship, and the Promise of Certainty

    The eighth week of Faith, Stewardship, and Insurance reminds us that asking the hard questions is necessary to maintaining a strong ministry.

    With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.

    That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.

    Click the button below to find out how to cover your church.

    Click To Cover Your Church!

     

    Resources

    Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.

    Click on the image below to go to our podcast homepage. 

    Faith, Stewardship, &amp; Insurance - Protecting Texas Churches

     

    Get Your Copy of The Promise of Certainty
    Learn how to lead with confidence in every area of risk and protection.

    Click the image below to get your copy.

    the promise of certainty

     

     

     

     

     

    Topics: Church Insurance