Insurance For Texans

Let's be real, if you landed on this page you likely have one of these feelings right now.

The thought of finding new insurance makes you want to vomit
Insurance is purposely made confusing by the big insurance companies
Your last claim was a disaster and you felt scammed by insurance
You know you are "supposed" to have insurance, but don't really know why
You are scared to death of choosing insurance and buying the wrong thing that is far too expensive

After having tens of thousands of conversations with Texans, these five emotions always show up.

You are not alone
You are not wrong
You can make good decisions

What Exactly Happened?

The world changes around us, and what was once a simple process has become convoluted. Over time, insurance policies have become more and more complex. As this has happened, the coverage they provide expanded to a point that many people felt like they would fix anything that went wrong in life. And in some ways, it was true.

Those really "smart" people at the insurance companies did not plan on this and they started losing money. Some of them were just burning cash like a bonfire. Since no good deed goes unpunished, they had to find a way to stop their pain. And this created the dance that we currently find ourselves in.

The first step was simply to raise rates. If you've had a policy for any amount of time, you know exactly what we are talking about. In many cases, the price of policies has gone up three to five times what it cost even just five years ago. This pain of price increases has been troublesome to say the least while squeezing budgets of families and businesses across the state.

The next step feels even more troublesome than inflation. The insurance executives didn't want you to be able to fix everything in life with their policy. But they also didn't want you to feel like coverage was being taken away. So they have simply made it harder to use the policy as you expect. They changed the terms and conditions without much announcement.

So we now have a policy that costs a whole lot more and delivers what feels like a whole lot less. Who signed up for that ride?

We definitely did not sign up for that ride when we bought our first house and opened our business. Insurance For Texans believes in the simple premise of taking care of friends and neighbors. The Texas way.

As a result of our conversations with folks like you and holding the hands of Texans dealing with claims, we have worked to put together systems that make it easy for you to understand what you're buying, why you're buying it, and how you can use it.

Texas is the biggest state in the lower 48, and that size brings challenges. With different regions, topography, and climates from the Red River to the Rio Grande, our state is certainly anything but predictable, and that can cause you to get more familiar with True Texas Home Insurance.

As businesses have relocated to Texas looking for Texas Business Insurance, the harsh reality of hail coverage has kicked in and is producing sleepless nights for those that own property. Learning how the weather impacts your business is a new experience for many.

As the world continues to swirl, Texas churches know that they can find protection for their community through our True Texas Church Insurance program. This process allows them to focus on serving their community while we help them navigate risk management.

If there's anything we've learned of recent, one of the only things that are guaranteed is the unexpected. With that in mind, we understand that Texans, both natives and new residents, look for a promise of certainty. They need and deserve to know that when it hits the fan, things are going to be ok.

At Insurance For Texans, our mission is to help you brace for the unexpected by having a coverage plan which suits your needs now with a thought toward the future. We strive to make the process of obtaining insurance as convenient as possible. And most of all, we can provide that promise of certainty.

Whether you are new or familiar with Texas, we welcome you to get to know our independent insurance agency to find the best values and options on the market today.

One thing is for certain when you partner with us for coverage . . . you are never alone when it comes to securing you and yours.

Home

There’s a saying . . . “If you don’t like the weather in Texas, wait around for an hour, it will change.” There is no time that saying rings truer than our Texas spring and fall. Sometimes these seasons bring about weather that makes our home feel like the only guard separating us from harm and safety. Whether it’s hail, fire, flood or any other potential damage, we want you to feel secure about your dwelling. You must feel secure in your home coverage. Insurance For Texans can help make sense of the variety of options when choosing limits, deductibles and types of coverage. By helping you understand your home insurance, we can help protect the structure that protects you.

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Auto

As Texas roads teem with the ever-increasing population, it’s tougher to find an open road. As you commute along with the crowd, one thing is for certain; you depend on your vehicle. What happens when that vehicle is out of commission, by collision or catastrophe? Your coverage needs to be dependable as well. Insurance for Texans will help you navigate the complex on-ramps, highways and byways of auto coverage. We’ll make certain your options are as comfortable as the worn leather in your vehicle. Your road is now open. Let us help you with a quote!

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Churches

Texas has a lot of churches. No matter which flavor of church you subscribe to, there is a need to protect your congregation and its mission to serve the community that it resides in. True Texas Church Insurance is our process to help you evaluate your unique needs, missions, and character of your church or religious organization. Let us how you how you can properly protect your church's future.

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Business

There was a day when news used to gallop around Texas neighborhoods via the front porch network. Where else could you get knee deep in your neighbor’s business in order to lend a hand? We know your role as a small business owner can make you feel isolated, needing protection when facing certain challenges in an uncertain marketplace. You are not alone. Hanging out on the front porch and shooting the breeze may be a rarity these days, but consider ours a welcome place. We’d like to mind your business when it comes to protecting it with the best insurance. Pull up a chair. Tell us what you need. We’re listening.

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Life

Our lives are more than years. We can measure them by the relationships we hold dear, the people we influence and the person we become. Your life insurance is also more than a number. It’s more than your beneficiaries. It’s more than a premium. It is a testament to a life that chooses to keep giving beyond your years. We know life insurance is a very personal subject. It’s our goal to provide you with the life insurance solution that meets the needs of your family today and tomorrow. We’ll make certain your life insurance matches your goals for the legacy you want to leave behind.

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Health

Healthcare laws change about as often as the weather these days. Every time you think you have your health insurance figured out, a politician opens their mouth. The great news for you is that we stay up to date with all the latest changes and have some nifty options available that can make your life better. And if you own a business, we've got options that can make the lives of your employees better too. So why don't you let us find a plan that works exactly for you?

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Flood

Here in Texas, we like to think of Stevie Ray Vaughan when it comes to the idea of The Texas Flood. However, we deal with the reality that we could face real flooding from a variety of events. Our state history is steeped in water causing damage of epic proportions. You never want to ask, "Should I have flood insurance?" near or after the fact. You want to know ahead of time what your risks are and most importantly, how to mitigate them.

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Specialty

Tailgating at McLane is awesome. Having someone drink too much at your tailgate and creating a problem for you is not. Insurance For Texans works with a company that can insure you and your fellow tailgaters from loss in that event. Liquor liability coverage is a real thing. We also have the ability to help you with your wedding, bar mitzvah, quinceanera, bike race, 5K, or other events. Our programs are specially designed to make sure that you and your participants are protected no matter what happens. Let us show you how to do this in a quick and easy fashion today.

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"Great personal and professional service! Fast and smooth process from initial contact to policy issue. Great choice for smaller churches and startups." - John Arcovio

"Ron and his team have always been very helpful with our business insurance. I would recommend his agency to anyone needing insurance." - Tradesman of Texas

"Brad and the team are always on it - bidding our business & personal policies each renewal period and assuring we understand the policies. We can't thank them enough over the last 5+ years!" - Lauren Lay

"Our Agent Amanda was amazing she searched for us till she found us the right coverage we needed. She explained everything to us and went beyond." - Patricia Waller

"When prices for insurance had surged and became a struggle we reached out to these folks and they were wonderful. Saved us 2800 dollars, thank you Insurace for Texans and thank you Amanda for your excellent service." - Raymond Moore

True Texas Insurance.

"The Insurance Problem"

What Exactly Happened?

Our Mission

Our Services

Home

Auto

Churches

Business

Life

Health

Flood

Specialty

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