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    Faithful Stewardship Knows How to Manage Texas Church Insurance Costs

    Posted by Ron Wadley on Mar 6, 2026 3:45:35 PM
    Ron Wadley

    Obtaining affordable property insurance for a Texas church right now feels a bit like trying to find a shade tree in the middle of a Panhandle summer—nearly impossible and highly sought after. We are seeing more and more churches feeling a massive pinch on their budgets at the exact moment they can least afford it.

    For example, a large church in Amarillo we worked with recently faced this issue. For years, they took immense pride in their financial responsibility. They stayed with the same insurance company for a decade. Since that company handled a small claim a few years back, the leadership felt they were in good hands.

    That sense of security evaporated the moment they opened their latest renewal notice.

    The premium hadn't just gone up, it had skyrocketed to a point where it simply didn't fit in the budget anymore. The finance team was forced into a corner, hearing whispers about new denominational risk pools but feeling skeptical. After all, if every church in the pool is sitting in hail country just like Amarillo, wouldn't they all just be sharing the same massive risk?

    They needed more than just a pool; they needed a strategy. They needed coverage that would protect their sanctuary without the constant fear of unpredictable, localized cost increases. That is when they called Insurance For Texans.

    This week, we are tackling the task of managing insurance costs without compromising your call to be a faithful steward.

    Week 23 Podcast Episodes

    What Church Insurance Exclusions leave Texas Churches Exposed?
      6 min
    What Church Insurance Exclusions leave Texas Churches Exposed?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Does my Texas Church Insurance Policy Have a Minimum Deductible?
      7 min
    Does my Texas Church Insurance Policy Have a Minimum Deductible?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    How Can Small Churches Manage Insurance Costs Effectively?
      7 min
    How Can Small Churches Manage Insurance Costs Effectively?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Should my Texas Church participate in a Texas Based Risk Pool?
      7 min
    Should my Texas Church participate in a Texas Based Risk Pool?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    What Should My Texas Church Know About a Managed Repair Program?
      7 min
    What Should My Texas Church Know About a Managed Repair Program?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play

    Faith, Stewardship, and the Promise of Certainty

    In the twenty third week of Faith, Stewardship, and Insurance, we look at ways to better manage costs of Texas Church Insurance. 

    With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.

    That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.

    Click the button below to find out how to cover your church.

    Click To Cover Your Church!

     

    Resources

    Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.

    Click on the image below to go to our podcast homepage.

     

    Get Your Copy of The Promise of Certainty
    Learn how to lead with confidence in every area of risk and protection.

    Click the image below to get your copy.

     

     

    Topics: Church Insurance, Church Podcast