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    Faithful Stewardship Knows that Church Insurance is Changing in 2026

    Posted by Ron Wadley on Mar 23, 2026 10:44:43 AM
    Ron Wadley

    It’s a Tuesday morning in Waco. The sun is streaming through the stained glass of the fellowship hall, casting vibrant patterns across the floor. Paul is a dedicated church elder. He sits alone in the quiet. He’s a man who takes the word stewardship to heart.

    Usually, that means balancing the mission with the monthly tithes. But today, stewardship looks like a thick, dusty binder: the church’s insurance portfolio.

    For ten years, Paul’s church has been with the same household-name insurance carrier. Every year, the policy renews. Every year, the language stays dense, the terms stay blurry, and—most notably—the premium climbs higher.

    Paul is asking the same question many Texas church leaders are asking in 2026: What has changed?

    The landscape of Texas Church Insurance has shifted. Relying on a standard commercial insurance package is not the right thing for most Texas Churches.

    Week 25 Podcast Episodes

    Is A General Liability Policy Enough Coverage for a Texas Church?
      6 min
    Is A General Liability Policy Enough Coverage for a Texas Church?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    What Makes Cheap Texas Church Insurance Not So Cheap?
      6 min
    What Makes Cheap Texas Church Insurance Not So Cheap?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Is There Any Bad News About Texas Church Insurance for 2026?
      7 min
    Is There Any Bad News About Texas Church Insurance for 2026?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Has The Cost of Texas Church Insurance Improved in 2026?
      7 min
    Has The Cost of Texas Church Insurance Improved in 2026?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play
    Do Churches in Texas Have a Legal Obligation to Carry Liability Insurance?
      6 min
    Do Churches in Texas Have a Legal Obligation to Carry Liability Insurance?
    Faith, Stewardship, & Insurance: Protecting Texas Churches
    Play

     

    Faith, Stewardship, and the Promise of Certainty

    In the twenty fifth week of Faith, Stewardship, and Insurance, we are looking at some of the changes that are happening with Texas church insurance in 2026. Much of it is good news, but it is also really important to know that there is some bad news too. It is becoming much easier to find cheap policies that may not cover your church when it counts.

    With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.

    That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.

    Click the button below to find out how to cover your church.

    Click To Cover Your Church!

     

    Resources

    Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.

    Click on the image below to go to our podcast homepage.

    Faith, Stewardship and Insurance: Protecting Texas Churches

     

    Get Your Copy of The Promise of Certainty
    Learn how to lead with confidence in every area of risk and protection.

    Click the image below to get your copy.

    The Promise of Certainty

     

     

    Topics: Church Insurance, Church Podcast