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Faithful Stewardship Understands New Changes To Church Insurance

Posted by Ron Wadley on Mar 13, 2026 12:11:20 PM
Ron Wadley

Steve is exactly the kind of guy you want serving as a deacon. As a no-nonsense rancher from Amarillo, he’s managed his church’s property committee for years. He’s done so with the same precision he has used for his cattle operation for over twenty years. When a pipe bursts at the church or a fence fails, Steve has the solution. The congregation trusts him to keep their church’s property maintained. He takes that responsibility seriously.

That trust is why Steve felt a sense of calm last summer even though a storm pummeled the church with hail and wind. After the storm passed, the damage to the church was obvious. The shingles were scattered across the parking lot and siding was flapping in the breeze.

Steve didn’t panic. He called Bill who is a faithful church member that runs a reputable commercial construction business in town. Bill secured a crew to show up at the church the following Monday morning. Steve thought that he had solved the problem. But the next morning, he found out that the church’s insurance policy required the church to use their contractor instead. Unknowingly, the church bought a policy with a managed repair program.

These are the kind of changes to Texas church insurance that church leaders need to look out for. In this week’s podcast episodes, we are talking about church insurance changes in 2026 in addition to understanding which liability policies are important for Texas churches.



Week 24 Podcast Episodes

Does Affordable Insurance Exist for Small Texas Churches?
  7 min
Does Affordable Insurance Exist for Small Texas Churches?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
Can My Church Insurance Tell Me Who Makes Repairs After a Claim?
  6 min
Can My Church Insurance Tell Me Who Makes Repairs After a Claim?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
What Are the Risks and Benefits of a Roof Sublimit for Texas Churches?
  6 min
What Are the Risks and Benefits of a Roof Sublimit for Texas Churches?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
Does A Texas Church Need Special Insurance to Defend Abuse Allegations?
  6 min
Does A Texas Church Need Special Insurance to Defend Abuse Allegations?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play
How Do Churches Prevent Long Term Damage from Abuse Allegations?
  6 min
How Do Churches Prevent Long Term Damage from Abuse Allegations?
Faith, Stewardship, & Insurance: Protecting Texas Churches
Play

 

Faith, Stewardship, and the Promise of Certainty

In the twenty fourth week of Faith, Stewardship, and Insurance, we are looking at some of the changes that are happening with Texas church insurance in 2026. We also discussed liability policies that many churches overlook when buying church insurance. 

With the right preparation and the right partner, your church can stand strong through financial storms, leadership challenges, and the unexpected costs that come with real ministry.

That’s what True Texas Church Insurance was built for. We give Texas churches clarity, confidence, and peace of mind rooted in stewardship and truth.

Click the button below to find out how to cover your church.

Click To Cover Your Church!

 

Resources

Listen to other episodes of Faith, Stewardship & Insurance: Protecting Texas Churches.

Click on the image below to go to our podcast homepage.

 

Get Your Copy of The Promise of Certainty
Learn how to lead with confidence in every area of risk and protection.

Click the image below to get your copy.

 

 

Topics: Church Insurance, Church Podcast

Ron Wadley
About the Author

Ron Wadley

Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.