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After the Storm - To Claim or Not To Claim?

Storms Are Coming

Spring is almost here. Bluebonnets. Baseball. Bad weather. Living in Texas guarantees major storms, with hail and high winds able to wreak havoc on many homes. After major damage from a storm, it is critical to file your claim in order to begin repairs as soon as possible.

What's Your Damage?

What if damage is not major, but you still need repairs? Will your claim get approval from your insurance carrier? Many homeowners are unaware of the potential adverse effects of filing claims that are not approved. It’s an unwelcome surprise when an unpaid claim results in increased rates and decreased ability to get coverage.

Let I4T Know About It First!

Regardless about the level of storm damage on your home, make certain to contact your insurance broker first. Through a careful analysis of your policy, your insurance broker will help you determine whether filing a claim is in your best interest. Analyzing repair/replacement costs, your previous history and possible maintenance-related issues to the damage are just a few things a good insurance broker will do to assess if the claim is payable and won't hurt your insurability.

Insurance for Texans wants to keep you covered in the best way possible. After the storm, we’re here to help with any questions. Contact us today!

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