--- title: What Is Bicycle Event Liability Insurance? description: Are you looking to organize a bicycle event? Wondering what is bicycle event liability insurance? Let us help you sort through some details to stay covered image: https://www.insurancefortexans.com/hubfs/Stock%20images/Male%20mountain%20biker%20carrying%20bicycle%20looking%20at%20nature%20in%20the%20forest.jpeg --- ![IFTWebHeader-1-1](https://www.insurancefortexans.com/hs-fs/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png?width=1384&height=307&name=IFTWebHeader-1-1.png "IFTWebHeader-1-1") ## Insurance For Texans Blog All the Insurance Topics a Texan Could Want This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # What Is Bicycle Event Liability Insurance? Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on Apr 22, 2019 8:59:40 PM ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) Find me on: [Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330) - [Tweet](https://twitter.com/share) Insurance For Texans works with many bicycle groups such as [The Spinistry](https://www.spinistry.net/), [Bike DFW](https://www.bikedfw.org/), and even [Friends of Arkansas Singletrack](http://fasttrails.org/)! We love a great bike ride and these folks put on a lot of them in some wonderful locations. One thing that is overlooked when organizing an event is securing insurance to protect not only yourself, but also your riders. Great event promoters and advocacy groups carry General Liability coverage that can be tailored specifically to bicycle riders needs and the events that they love. ![What Is Bicycle Event Liability Insurance?](https://www.insurancefortexans.com/hs-fs/hubfs/Stock%20images/Male%20mountain%20biker%20carrying%20bicycle%20looking%20at%20nature%20in%20the%20forest.jpeg?width=450&name=Male%20mountain%20biker%20carrying%20bicycle%20looking%20at%20nature%20in%20the%20forest.jpeg)General liability is an insurance coverage that is typically centered around accidents that can happen but are beyond the reasonable control of whoever is in charge. It can be someone slipping and falling on a wet spot on the concrete by the finishing area. Or maybe the wind catches the coals of your grill preparing some food for finishers and starts a fire in a pavilion. When preparing for hundreds of riders, the possibilities can become pretty endless as to what can go wrong. So land owners or hosts want to make sure that you provide them the protection against those things. ### So What Is Unique About Bicycle Events Coverage? Given the wide ranging area that a race can typically cover, the insurer needs to understand what your participants will be involved in while riding. There is a different risk between a road rally with uncontrolled cars and closed Cross course. Given that, the company will want to understand and classify your event based on these possibilities. Once that is done, the insurance companies will be able to determine how to best protect you the organizer and the participants. Many event liability policies for bicycles include things like participants medical coverage. It's important to understand whether it is first dollar or excess, but it's great knowing that participants can find some relief against those soaring costs. An additional coverage can be for host liquor liability. If a rider finishes his event and imbibes in a tasty beverage prior to driving off, this will protect you against a lawsuit. These are the things we must worry about. ![Bicycle Event Liability Insurance Protects All Of Us](https://www.insurancefortexans.com/hs-fs/hubfs/Stock%20images/Portrait%20of%20male%20mountain%20biker%20riding%20bicycle%20in%20the%20forest%20on%20a%20sunny%20day.jpeg?width=450&name=Portrait%20of%20male%20mountain%20biker%20riding%20bicycle%20in%20the%20forest%20on%20a%20sunny%20day.jpeg) Land owners and government entities are not trying to make hosting events harder. They are simply trying to protect themselves and you from all the things that can go wrong. If you are looking at putting together an event, we can help! We work with many different companies that create a solution for your event or even series! Talk with Ron or Brad today. [![Schedule A Consultation](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/7b3e48dc-5597-4bb6-a042-96d88f81084f.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/7b3e48dc-5597-4bb6-a042-96d88f81084f) Topics: [General Liability](https://www.insurancefortexans.com/blog/tag/general-liability) ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) About the Author ### Ron Wadley Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company. [Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/) #### Links #### Contact Us ** 469.789.0220 ** [info@insurancefortexans.com](mailto:yourname@company.com) ** 6777 Camp Bowie Blvd #329 Fort Worth, TX 76116 [**](https://www.insurancefortexans.com/blog/what-is-bicycle-event-liability-insurance#) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ron Wadley", "url" : "https://www.insurancefortexans.com/blog/author/ron-wadley" }, "dateModified" : "2022-01-14T01:39:56.948Z", "datePublished" : "2019-04-23T01:59:40.000Z", "headline" : "What Is Bicycle Event Liability Insurance?", "image" : [ "https://www.insurancefortexans.com/hubfs/Stock%20images/Male%20mountain%20biker%20carrying%20bicycle%20looking%20at%20nature%20in%20the%20forest.jpeg" ], "mainEntityOfPage" : { "@id" : "https://www.insurancefortexans.com/blog/what-is-bicycle-event-liability-insurance", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp" }, "name" : "Insurance For Texans Group, Inc" } } ``` ```json { "@context": "https://schema.org", "@type": "BlogPosting", "headline": "What Is Bicycle Event Liability Insurance?", "author": { "@type": "Person", "name": "Ron Wadley", "description": "Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. 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