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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Amanda Minter

    Amanda Minter
    Amanda Minter is a commercial insurance specialist at Insurance For Texans. She has a deep history of helping Texans with their insurance needs for multiple decades.

    Recent Posts

    Is It Good For My Church Insurance To Have A Roof Sublimit?

    Posted by Amanda Minter on Dec 9, 2025 4:56:30 PM
    " \n Key Takeaways \n \n \n \n Sublimits Override Total Coverage: A roof sublimit places a hard cap on payouts for wind and hail damage, regardless ...
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    Topics: hail, Church Insurance, sublimit

    Who Picks The Contractor When My Texas Church Makes A Storm Claim?

    Posted by Amanda Minter on Dec 3, 2025 3:34:17 PM
    " \n Key Takeaways \n \n \n \n Discounted Premiums Cost You Control: Managed Repair Programs trade your freedom of choice for a lower cost. While the ...
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    Topics: claim settlement, Church Insurance, contractor

    What Is A Managed Repair Program In Texas Church Insurance?

    Posted by Amanda Minter on Dec 1, 2025 4:14:03 PM
    " \n Key Takeaways \n \n \n Premium savings often come at the cost of control. Managed Repair Programs are an industry reaction to rising weather ...
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    Topics: claim settlement, property, Church Insurance

    Does My Texas Church Insurance Defend An Abuse Allegation?

    Posted by Amanda Minter on Nov 3, 2025 3:28:22 PM
    " \n Key Takeaways \n \n \n Legal defense costs for abuse allegations can bankrupt a church, even if the claim is false. Texas churches face steep ...
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    Topics: liability, Church Insurance, abuse & molestation

    Why Your Texas Church Property Insurance Cost Isn't Coming Down

    Posted by Amanda Minter on Oct 27, 2025 5:02:15 PM
    " \n Key Takeaways \n \n \n The “Weather Tax” is driving premiums up across Texas. Even churches without recent claims are paying more because ...
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    Topics: hail, property, Church Insurance

    Does Your Church Insurance Policy Actually Cover Your Needs Today?

    Posted by Amanda Minter on Oct 22, 2025 3:25:58 PM
    " \n Key Takeaways \n \n \n \n \n The Problem is Outgrowth, Not Just Price: Most Texas church insurance policies are built for yesterday and no ...
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    Topics: Insurance Policy, Church Insurance, The Promise Of Certainty

    Is The New Church Insurance Program With Low Premiums Safe To Use?

    Posted by Amanda Minter on Oct 8, 2025 5:01:44 PM
    " \n Key Takeaways \n \n A Policy is Only as Good as the Claim: The true measure of any insurance program is its Claims Payment Track Record. You ...
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    Topics: liability, property, Church Insurance, total cost of risk

    Is Your Church Insurance A Reality Respecter Or A Wishful Thinker?

    Posted by Amanda Minter on Oct 6, 2025 4:39:40 PM
    " \n Key Takeaways \n \n \n Reality always wins. Texas churches must recognize that storms, lawsuits, and unexpected events will happen—and good ...
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    Topics: property, Church Insurance, The Promise Of Certainty

    How To Keep Church Money For Missions Rather Than Giving It To Lawyers

    Posted by Amanda Minter on Sep 26, 2025 2:12:12 PM
    " \n Key Takeaways \n \n The insurance company provides the lawyer for you \n The lawyer already understands how churches operate \n You don’t have ...
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    Topics: liability, law firm, Church Insurance

    How Does My Church Insurance Policy Handle Defense Of Liability Claims

    Posted by Amanda Minter on Sep 15, 2025 2:39:51 PM
    " \n Key Takeaways \n \n \n Duty To Defend vs Duty To Reimburse \n Defense Costs Are Not Handled The Same Inside All Policies \n Two Different Keys ...
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    Topics: professional liability, liability, Church Insurance