<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1035411413176864&amp;ev=PageView&amp;noscript=1">

Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    3 Keys to Control General Liability Costs

    Posted by Chris Howard on Oct 16, 2021 1:24:19 PM
     
    Read More

    Topics: General Liability, independent insurance agent

    Why Do I Need Employment Liability Insurance?

    Posted by Chris Howard on Sep 18, 2021 6:04:45 PM
     
    Read More

    Topics: independent insurance agency, employment liability insurance, epli, discrimination insurance, harassment insurance, wrongful termination insurance, third party insurance

    The Importance of a Texas Homeowners Insurance Policy

    Posted by Ron Wadley on Aug 9, 2021 3:45:00 PM
     
    Read More

    Topics: home insurance, Texas, insurance for texans, Fort Worth, Dallas, homeowners insurance, Home InsuranceTips, independent insurance agency, Grapevine Home Insurance

    How Do I Protect Business Income?

    Posted by Chris Howard on Jul 26, 2021 7:37:35 PM
      You're the owner of a Texas business and you need to make sure that there is still enough money coming in during a time when it seems like ...
    Read More

    Topics: Texas, business income coverage, independent insurance agency, Business Owner

    How Do I Control Business Auto Costs?

    Posted by Chris Howard on Jul 19, 2021 10:29:36 PM
      As a business owner, you have a variety of regular costs you incur, all in the hope of regularly turning a profit. 
    Read More

    What Does Cyber Insurance Cover?

    Posted by Chris Howard on Jun 19, 2021 11:29:05 AM
    In an age when people share just about anything personal online, there are still several bits of information that give us pause before sharing. 
    Read More

    How Does Building Cost Inflation Affect My Home Insurance?

    Posted by Ron Wadley on Jun 4, 2021 4:12:44 PM
    The news headlines about the increase in building costs have been plentiful over the last few weeks. This time last year building a deck on the back ...
    Read More

    Topics: home insurance, insurance for texans, building coverage, dwelling, homeowners insurance, Home InsuranceTips, independent insurance agency, Grapevine Home Insurance

    Why Is My Insurance Deductible So High?

    Posted by Chris Howard on Mar 11, 2021 8:22:03 PM
     
    Read More

    Why Won't My Insurance Coverage Replace My Roof?

    Posted by Chris Howard on Mar 5, 2021 9:19:33 AM
    Weathering a global pandemic over the last year and an epic winter storm last month seems a tall order. The upcoming spring storms in Texas will ...
    Read More

    Is My Insurance Policy Good or Bad?

    Posted by Chris Howard on Feb 27, 2021 9:55:59 AM
     
    Read More

    What Are Common Landlord Insurance Mistakes?

    Posted by Chris Howard on Feb 22, 2021 4:48:18 PM
    Taking care of your primary home is a challenge in itself. 
    Read More

    Topics: dwelling, landlord insurance, investment property

    Why Don't I Have Enough Insurance Coverage for Water Damage?

    Posted by Chris Howard on Feb 17, 2021 10:27:57 PM
    If you're new to the Lone Star State, you are probably witnessing for the first time the identity crisis that is known from the panhandle to the ...
    Read More

    Topics: insurance, home insurance, insurance for texans, North Texas, Dallas/Fort Worth, claim, flood insurance, independent insurance agent, water, texas weather, Grapevine Home Insurance

    Why Was I Denied Home Insurance?

    Posted by Chris Howard on Feb 10, 2021 7:16:49 PM
    Nobody likes to be denied something they think they should or need to have. 
    Read More

    Topics: Insured, home, claim, Colleyville, Gulf Coast, Home InsuranceTips, Grapevine Home Insurance, denied coverage

    Why Do I Need to Know About Home Insurance Exclusions?

    Posted by Chris Howard on Feb 6, 2021 5:10:05 PM
    In life, there are good surprises and not-so-good surprises.
    Read More

    Topics: home insurance, Texas, Home InsuranceTips, open perils, named perils, Grapevine, Grapevine Home Insurance

    Why Can't I Afford To Rebuild My Home?

    Posted by Chris Howard on Feb 2, 2021 8:41:01 PM
    Don't let the title of this post fool you. We want to make sure you can say, "I CAN afford to rebuild my home." We've said it before and we'll say it ...
    Read More

    Topics: home insurance, dwelling, Colleyville, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance, rebuild my home

    What Is A Roof Schedule On Home Insurance And Why Do I Care?

    Posted by Ron Wadley on Feb 2, 2021 9:15:00 AM
    The agents at Insurance For Texans are constantly speaking with home owners and the insurance companies that protect their largest asset. We ...
    Read More

    Topics: home insurance, weather, insurance for texans, older home, Fort Worth, windstorms, North Texas, Dallas/Fort Worth, hail, Colleyville, homeowners insurance, Home InsuranceTips, texas weather, Grapevine, Grapevine Home Insurance

    Why Do You Need Replacement Cost on Personal Belongings?

    Posted by Chris Howard on Jan 30, 2021 12:38:35 PM
    Nobody wants to think about a major catastrophe involving your home. Yet, knowing bad things happen from time to time regardless of where you live, ...
    Read More

    Topics: home insurance, Texas, replacement cost, actual cash value, windstorms, hail, Theft, flood insurance, vandalism, fire, personal property, Grapevine, Grapevine Home Insurance, explosions, lightning

    Not Having Flood Insurance Can Put Your Finances Underwater

    Posted by Chris Howard on Jan 28, 2021 8:01:39 PM
    Flood insurance.  When buying a home, purchasing insurance to cover flooding may not exist high on the radar unless you've grown up in an area known ...
    Read More

    Topics: home insurance, Texas, weather, windstorms, North Texas, hurricanes, flood insurance, independent insurance agent, Gulf Coast, Home InsuranceTips, water

    Top 3 Mistakes Homeowners Make With Their Insurance

    Posted by Chris Howard on Jan 25, 2021 1:24:13 PM
     While you can expect an insurance agency to care a lot about the details of insurance, chances are, you don't want to spend much of your time ...
    Read More

    Topics: home insurance, homeowners insurance, Home InsuranceTips, insurance mistakes

    Does Grapevine Homeowners Insurance Cover HOA Assesments?

    Posted by Ron Wadley on Dec 12, 2020 1:40:16 PM
    Everything is bigger in Texas, even the propensity for master planned communities to pop up no matter which location of the great state you live in.  ...
    Read More

    Topics: home insurance, Texas, insurance for texans, high value home, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    What Is A Wind Hail Deductible On Your Grapevine Home Insurance Policy?

    Posted by Ron Wadley on Dec 11, 2020 4:42:20 PM
    One of the first questions we receive from Texas homeowners when talking about their home insurance policy is, "What is my deductible going to be?" ...
    Read More

    Topics: home insurance, insurance for texans, deductible, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Why Is Home Insurance So Expensive In Grapevine, Texas?

    Posted by Ron Wadley on Dec 1, 2020 8:35:10 AM
    We are used to hearing, "Why is home insurance so expensive in Texas?" Those having joined us from out-of-state love many cost savings found here in ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, hurricanes, homeowners insurance, independent insurance agent, Gulf Coast, Home InsuranceTips, Grapevine Home Insurance

    What Is An Umbrella Policy And Do I Need It in Grapevine?

    Posted by Ron Wadley on Nov 30, 2020 9:45:27 PM
    Insurance For Texans had a conversation with a Grapevine home owner about his home insurance policy recently (that happens quite a lot actually) and ...
    Read More

    Topics: auto insurance, home insurance, premises liability, homeowners insurance, liability, Home InsuranceTips, umbrella policy, Grapevine Home Insurance

    Why Is My Homeowners Insurance Only Replacing Part Of My Roof in Grapevine?

    Posted by Ron Wadley on Nov 2, 2020 9:41:17 PM
    We may be beyond hail season. But, this is Texas, so we never know for certain. We receive a ton of phone calls over the course of a given hail ...
    Read More

    Topics: home insurance, insurance for texans, North Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    5 Things Your Grapevine Home Insurance Carrier Doesn't Want You To Know

    Posted by Ron Wadley on Oct 22, 2020 9:45:25 PM
     
    Read More

    Topics: home insurance, insurance broker, Fort Worth, North Texas, Dallas, Dallas/Fort Worth, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Does Homeowners Insurance Require An Inspection in Grapevine, Texas?

    Posted by Ron Wadley on Oct 21, 2020 9:35:33 PM
    You're fed up with rate increases on your home insurance premium and plan to shop for a new insurance carrier.  Then you get reminded of the home ...
    Read More

    Topics: Home Maintenance, home insurance, insurance for texans, North Texas, Dallas/Fort Worth, high value home, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Does Grapevine Homeowners Insurance Cover Home Business?

    Posted by Ron Wadley on Oct 20, 2020 9:22:32 PM
    It's not uncommon for Texans to start small businesses out of their homes. We are a "can do" type of people here. Even if it's a second job, a gig, ...
    Read More

    Topics: home insurance, insurance for texans, business coverage, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home InsuranceTips, Commercial Insurance, Grapevine Home Insurance

    Does Grapevine Texas Home Insurance Cover Identity Theft?

    Posted by Ron Wadley on Oct 19, 2020 9:20:47 PM
    It's not uncommon to hear about breaches of credit card numbers, personal identification data and passwords these days.  Thieves are more ...
    Read More

    Topics: insurance for texans, Dallas/Fort Worth, Theft, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    What Is Considered A Separate Structure On Your Grapevine Homeowners Insurance?

    Posted by Ron Wadley on Oct 12, 2020 9:36:15 PM
    Have you ever looked at your Grapevine home insurance policy and come across a line items that you had no idea about? It's not uncommon. Home ...
    Read More

    Topics: insurance for texans, limits of coverage, Dallas/Fort Worth, dwelling, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    How Is The Dwelling Amount on Grapevine Home Insurance Calculated?

    Posted by Ron Wadley on Sep 28, 2020 10:38:11 PM
    Dwelling amount is always the first line items Texans see when looking at their home insurance policy.  This number can be confusing as it is often ...
    Read More

    Topics: Dallas/Fort Worth, dwelling, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Does My Grapevine Home Insurance Cover My Golf Cart?

    Posted by Ron Wadley on Sep 24, 2020 8:12:41 PM
    Many people from other states have heard the sirens call of Texas, landing in parts all over the state where new construction has boomed in record ...
    Read More

    Topics: home insurance, insurance for texans, Fort Worth, North Texas, Dallas/Fort Worth, high value home, new home, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Do I Still Buy This Grapevine Home If The Roof Needs Repair?

    Posted by Ron Wadley on Sep 21, 2020 8:43:59 PM
    We help homeowners of all backgrounds, shapes and sizes with their home purchase process. That's one of the thing Insurance For Texans actually ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance Policy?

    Posted by Ron Wadley on Sep 15, 2020 6:25:35 PM
    As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
    Read More

    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Is It Worth Filing A Claim on Your Grapevine Home?

    Posted by Ron Wadley on Sep 14, 2020 8:33:38 PM
    At Insurance For Texans, we certainly handle a lot of questions revolving around uncertainty. It's fun for us because we are in the business of ...
    Read More

    Topics: home insurance, insurance for texans, North Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, independent insurance agency, Grapevine Home Insurance

    Does Home Insurance Cover A Car Crashing Into My Grapevine House

    Posted by Ron Wadley on Sep 13, 2020 10:44:10 AM
    We see some stranger things here at Insurance For Texans. It's not just the crazy Facebook memes that abound with video evidence of cars that ...
    Read More

    Topics: home insurance, insurance for texans, deductible, North Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, independent insurance agency, Grapevine Home Insurance

    Does My Grapevine Homeowners Insurance Cover Items In Storage?

    Posted by Ron Wadley on Sep 10, 2020 10:11:21 PM
    Self-storage units are plentiful in the DFW area. So are the questions about what to do to insure them.  We'll say it again, a good answer is . . . ...
    Read More

    Topics: home insurance, Texas, insurance for texans, North Texas, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    My Tree Fell On My Neighbor's House in Grapevine

    Posted by Ron Wadley on Aug 27, 2020 8:31:19 AM
    Texas-sized storms really get things moving around D/FW. You've witnessed these tree-shaking, limb-breaking, uplifting-trampoline-staking storms ...
    Read More

    Topics: home insurance, Fort Worth, windstorms, North Texas, Dallas/Fort Worth, homeowners insurance, liability, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Can I Insure My Grapevine Home For More Than It's Worth?

    Posted by Ron Wadley on Aug 18, 2020 9:11:32 PM
    We prepare a lot of insurance quotes here at Insurance For Texans and a lot of those are for Grapevine homes.  How do we do this? The first step is ...
    Read More

    Topics: home insurance, insurance for texans, property tax assessment, replacement cost, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, claim, Colleyville, homeowners insurance, independent insurance agent, Home InsuranceTips, independent insurance agency, Grapevine, Grapevine Home Insurance

    My Trampoline Flew Into My Neighbor's House in Grapevine

    Posted by Ron Wadley on Aug 11, 2020 9:24:28 PM
    The mark of a true Texan's backyard is no longer 12-acres, horses, and a dozen head of steer. No, true Texans these days have more domesticated ...
    Read More

    Topics: home insurance, insurance for texans, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home InsuranceTips, independent insurance agency, Grapevine Home Insurance

    Why Can't I Get My Money Back On My Grapevine Home Insurance If I Haven't Filed A Claim In Years?

    Posted by Ron Wadley on Aug 5, 2020 5:39:50 PM
    If you've lived in Texas for awhile and not had to file any insurance claim, congratulations! Hail here in the northeastern part of the state, ...
    Read More

    Topics: home insurance, insurance for texans, Fort Worth, North Texas, Dallas/Fort Worth, claim, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    What if My Insurance Claim to Rebuild My Grapevine Home Isn't Enough to Cover the Cost?

    Posted by Ron Wadley on Aug 3, 2020 9:47:55 PM
    The last thing you want to do after a total damage claim is find out your policy won't pay enough money to rebuild your home.  It's adding disaster ...
    Read More

    Topics: home insurance, claim settlement, Dallas/Fort Worth, dwelling, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    Grapevine Homeowners: What Is an All Other Perils Deductible and Why Should You Care?

    Posted by Ron Wadley on Jul 31, 2020 4:56:51 PM
    One of the most popular subjects to homeowners discuss with Insurance For Texans is deductibles. For many, they are worried about their wind and hail ...
    Read More

    Topics: deductible, North Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, independent insurance agency, Grapevine, Grapevine Home Insurance

    How Does A Local Grapevine Agent Help With Home Claims?

    Posted by Ron Wadley on Jul 30, 2020 6:12:22 PM
    No Texan wants to use their insurance. It means something negative has happened in their life. The best insurance that we can provide to you is the ...
    Read More

    Topics: claim settlement, North Texas, Dallas/Fort Worth, claim, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine, Grapevine Home Insurance

    How Do I Make an Insurance Claim For Personal Property in Grapevine?

    Posted by Ron Wadley on Jul 23, 2020 8:30:43 PM
    Because we can expect late season storms in Texas, we aren't surprised by calls concerning tornados. Yes, even here in Grapevine. This is the side of ...
    Read More

    Topics: home insurance, North Texas, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Does the Homeowners Insurance I Have on My Grapevine Home Cover My E.R. Visits for Tripping?

    Posted by Ron Wadley on Jul 22, 2020 4:44:34 PM
    Insurance left to the uninformed can become very confusing, very fast! There is a lot of detail to weed through and if you don't know what questions ...
    Read More

    Topics: home insurance, Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    Does My Grapevine Home Insurance Make Me Rebuild After A Claim?

    Posted by Ron Wadley on Jul 6, 2020 5:59:46 PM
    Our agents at Insurance For Texans answer a multitude of questions related to claims. As an independent insurance agency that just so happens to be ...
    Read More

    Topics: home insurance, claim settlement, North Texas, Dallas/Fort Worth, complete losses, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    Will My Home Insurance Policy Replace My 15-Year Old Roof in Grapevine?

    Posted by Ron Wadley on Jun 30, 2020 6:16:56 PM
    Hail.  Like death and taxes, some things in life are inevitable.  Hailstorms blow through North Texas each spring and sometimes, just to keep it fun, ...
    Read More

    Topics: replacement cost, actual cash value, claim settlement, North Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    Is Condo Insurance the Same as Home Insurance in Grapevine?

    Posted by Ron Wadley on Jun 25, 2020 5:37:20 PM
    Mission Control for Insurance For Texans is located on Main Street in Colleyville, Texas. In-between a mixed used development of retail, office, and ...
    Read More

    Topics: Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Why Is My Dwelling Value Different Than My Home Value in Grapevine?

    Posted by Ron Wadley on Jun 22, 2020 5:37:18 PM
    When quoting Grapevine home insurance, our agents at Insurance For Texans look to determine dwelling value first.  It's predictable. Homeowners often ...
    Read More

    Topics: deductible, North Texas, Dallas/Fort Worth, dwelling, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Building Ordinance Coverage on Grapevine Home Insurance

    Posted by Ron Wadley on Jun 16, 2020 7:35:56 PM
    In Texas we know less is sometimes more. Less development probably means more land to enjoy. Less busy often means more quality time. Less worry ...
    Read More

    Topics: North Texas, Dallas/Fort Worth, homeowners insurance, Grapevine Home Insurance

    Do Grapevine Home Insurance Premiums Go Up Every Year?

    Posted by Ron Wadley on Jun 15, 2020 6:38:50 PM
    There's no argument, Grapevine home insurance does get expensive. The policy premiums can resemble a fast-track to Costly-ville. We get calls all the ...
    Read More

    Topics: deductible, North Texas, Dallas/Fort Worth, hail, claim, Grapevine Home Insurance

    Does Homeowners Insurance Cover Leaking Air Conditioners on Your Grapevine Home?

    Posted by Ron Wadley on Jun 12, 2020 4:49:14 PM
    With the rain finally taking a couple of days off here in North Texas, we are beginning to creep towards the brutal sun of summer. The temperatures ...
    Read More

    Topics: Home Maintenance, home insurance, North Texas, Dallas/Fort Worth, Grapevine Home Insurance

    Who Has The Best Rates On Homeowners Insurance in Grapevine?

    Posted by Ron Wadley on Jun 10, 2020 9:03:56 PM
    Searching for homeowners insurance companies in Grapevine usually equals people looking for the best rates.  Price usually brings people to the door, ...
    Read More

    Topics: home insurance, older home, Dallas/Fort Worth, high value home, new home, Grapevine Home Insurance

    Can You Be Denied Home Insurance in Grapevine?

    Posted by Ron Wadley on Jun 9, 2020 10:18:21 PM
    You may have concerns as you go through the claim process. After all is said and done, question may arise. Will your premium go up? Could your policy ...
    Read More

    Topics: independent insurance broker, North Texas, Dallas/Fort Worth, claim, Grapevine Home Insurance

    Does Texas Home Insurance Cover Mold in Grapevine?

    Posted by Ron Wadley on Jun 7, 2020 10:09:07 PM
    The late 90's and early oughts brought to light the ugliness of black mold. 
    Read More

    Topics: North Texas, Dallas/Fort Worth, mold, Grapevine Home Insurance

    Is It Legal For Roofers in Grapevine To Not Charge Me A Deductible?

    Posted by Ron Wadley on Jun 5, 2020 11:14:30 PM
    When the spring storms and their gnarly hail pound Texas roofs, every "Chuck in a truck" that owns a roofing company hits the neighborhoods in hope ...
    Read More

    Topics: home insurance, independent insurance broker, windstorms, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, Grapevine Home Insurance

    Having Loss Of Use on Your Grapevine Home Can Save Your Financial Bacon

    Posted by Ron Wadley on Jun 2, 2020 5:54:17 PM
    The worst part about having home insurance other than paying for it is when you have to file a claim. It involves inconvenience, time, patience and ...
    Read More

    Topics: partial losses, North Texas, Dallas/Fort Worth, complete losses, hail, Grapevine Home Insurance

    Does My Grapevine Home Insurance Cover My Trampoline?

    Posted by Ron Wadley on Jun 1, 2020 6:36:41 PM
    Bluebonnets are blooming and you know it's spring in Texas. You'll start to hear more people take to their backyard these days, especially in ...
    Read More

    Topics: home insurance, Texas, independent insurance broker, North Texas, Dallas/Fort Worth, Grapevine Home Insurance

    Best Grapevine Texas Home Insurance Companies

    Posted by Ron Wadley on May 31, 2020 4:11:36 PM
    As an independent insurance agency, Insurance For Texans has spoken with thousands of homeowners over the years, including many in Grapevine.  We've ...
    Read More

    Topics: home insurance, North Texas, Dallas/Fort Worth, Grapevine Home Insurance

    Do You Have To Have Home Insurance In Grapevine, Texas?

    Posted by Ron Wadley on May 29, 2020 5:44:19 PM
    Whether you live in Grapevine or not, we think it's great when we hear from Texas homeowners and learn they do not carry a mortgage on their home. ...
    Read More

    Topics: home insurance, North Texas, Dallas/Fort Worth, Grapevine Home Insurance

    Will My Grapevine Home Insurance Rates Go Up After A Claim?

    Posted by Ron Wadley on May 27, 2020 6:20:02 PM
    Claims go up, rates go up. That's the relationships. We field a lot of questions about this and it makes sense. People are curious about whether the ...
    Read More

    Topics: home insurance, North Texas, claim, Grapevine Home Insurance

    How Does A Clue Report Effect Your Grapevine Home Insurance?

    Posted by Ron Wadley on May 25, 2020 9:26:07 AM
    Many Grapevine home owners have questions about how their home insurance policy premium rate gets determined. We like to give them a clue, pun ...
    Read More

    Topics: home insurance, Grapevine Home Insurance

    Does Texas Home Insurance Cover Termites Eating My Grapevine House?

    Posted by Ron Wadley on May 24, 2020 1:14:52 PM
    Spring hits Texas, trees bud and the bugs begin their crawling season.  It's not unlikely for Texans to see termites swarm their home. Sounds like a ...
    Read More

    Topics: Home Maintenance, home insurance, Dallas/Fort Worth, Grapevine Home Insurance

    Does Texas Home Insurance Cover My Grapevine Home's Foundation?

    Posted by Ron Wadley on May 21, 2020 5:26:35 PM
    The shift is on in Grapevine, along with the majority of the D/FW Metroplex. We are on common grounds, and that ground is moving. 
    Read More

    Topics: home insurance, independent insurance broker, Fort Worth, sewer backup, remediation, Grapevine Home Insurance

    Does Grapevine Homeowners Insurance Cover Water Damage?

    Posted by Ron Wadley on May 20, 2020 6:02:52 PM
    If insurance claims had a ranking in North Texas, hail would get the number #1 spot and would keep it year round. Hail dominates claims in North ...
    Read More

    Topics: home insurance, independent insurance broker, North Texas, Dallas/Fort Worth, sewer backup, Grapevine Home Insurance

    Does A Security System Lower Grapevine Home Insurance Costs?

    Posted by Ron Wadley on May 19, 2020 4:48:55 PM
    Costs of home insurance policies are always a concern for Texas home owners. It doesn't help when premiums rise. Whether you live in or outside of ...
    Read More

    Topics: home insurance, North Texas, Dallas/Fort Worth, Grapevine Home Insurance

    Buying A Grapevine Home? Here's a Home Insurance Guide!

    Posted by Ron Wadley on May 15, 2020 5:35:36 PM
    Home buying season is usually in full swing right now. There was no telling what the Covid-19 lockdown would do to the season, but we still saw ...
    Read More

    Topics: home insurance, independent insurance broker, North Texas, Grapevine, Grapevine Home Insurance

    Does Texas Home Insurance Cost More Outside Of Grapevine??

    Posted by Ron Wadley on May 14, 2020 7:42:22 AM
    When you speak with people who have never visited or lived in Texas, sometimes you hear some wild speculations about what life is like here in the ...
    Read More

    Topics: home insurance, independent insurance broker, Fort Worth, North Texas, Grapevine, Grapevine Home Insurance, Tarrant County

    Whose Insurance Pays If My Tree Falls On Your Grapevine House?

    Posted by Ron Wadley on May 13, 2020 5:40:51 PM
    Spring storms are coming? Do you hear them gathering? They will be here and they will be strong. 
    Read More

    Topics: home insurance, independent insurance broker, Fort Worth, North Texas, Dallas/Fort Worth, hail, Grapevine Home Insurance

    Does Credit Score Really Impact Grapevine, Texas Home Insurance Rates?

    Posted by Ron Wadley on May 12, 2020 5:53:16 PM
    It's quite Texan to shop for better home insurance in Grapevine, and by better, we mean more cost effective and with the best protection in place. ...
    Read More

    Topics: home insurance, independent insurance broker, Fort Worth, North Texas, Dallas, Dallas/Fort Worth, actuaries, Grapevine Home Insurance

    Are You Paying Too Much For Grapevine Home Insurance?

    Posted by Ron Wadley on May 11, 2020 8:41:09 AM
    At Insurance For Texans, we like to know why a possible new client in Grapevine is searching for new coverage with us.  As you can imagine, the ...
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, Fort Worth, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Why Shop Grapevine Home Insurance?

    Posted by Ron Wadley on May 10, 2020 5:52:12 PM
    Have you kept yourself updated on the price of the insurance you have on your Grapevine home?
    Read More

    Topics: home insurance, Texas, home, insurance for texans, independent insurance broker, insurance broker, Fort Worth, North Texas, Dallas, Dallas/Fort Worth, Grapevine, Grapevine Home Insurance, Tarrant County

    Why Is Home Insurance For Grapevine New Builds So Cheap?

    Posted by Ron Wadley on May 9, 2020 1:29:32 PM
    There is no shortage of new construction around the state of Texas. A brand new home offers a great move-in experience where there's not much to do ...
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, Fort Worth, North Texas, Dallas, Dallas/Fort Worth, Grapevine, Grapevine Home Insurance

    Is a Local Insurance Agent Better Than Shopping Online For Grapevine Home Insurance?

    Posted by Ron Wadley on May 8, 2020 9:33:31 PM
    We live in a fast-paced buyer-centric internet-loving world . . . and we like it. And we want more. Who doesn't like options when it comes to ...
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Do I Have Enough Dwelling Coverage To Rebuild My Grapevine Home?

    Posted by Ron Wadley on May 7, 2020 8:49:46 AM
    When we talk about homeowners insurance for North Texas, we always begin with the most important foundational element. Dwelling amount coverage is ...
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, Fort Worth, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Does Grapevine Home Insurance Confuse You?

    Posted by Ron Wadley on May 6, 2020 7:09:24 PM
    We field a lot of calls, emails and texts and Insurance For Texans. Across the board, one of the things we are asked the most is to help people ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

    Actual Cash Value vs. Replacement Cost on Your Grapevine Home Insurance Policy

    Posted by Ron Wadley on May 5, 2020 9:40:45 PM
    There's nothing wrong with asking your independent insurance agent if your homeowners insurance policy is replacement cost. We get it. You only want ...
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, older home, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, North Texas, Dallas, Dallas/Fort Worth, complete losses, Grapevine Home Insurance

    Does My Grapevine Home Insurance Cover My Flooded House?

    Posted by Ron Wadley on May 4, 2020 9:15:11 PM
    As a homeowner in Grapevine, you don't want the following situation to happen. You notice water on the floor. It's an unexpected amount of water. Not ...
    Read More

    Topics: home insurance, Texas, weather, insurance for texans, Fort Worth, windstorms, deductible, North Texas, Dallas, Dallas/Fort Worth, Grapevine, Grapevine Home Insurance

    What Should I Do After a Hailstorm in Grapevine?

    Posted by Ron Wadley on May 2, 2020 4:08:02 PM
    Spring is here. Baseball, wildflowers and seasonal allergies are upon us.  Out of the south, winds will gather steam, giant clouds will dominate the ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Fort Worth, claim settlement, North Texas, Dallas, Dallas/Fort Worth, hail, Grapevine Home Insurance

    Are There Earthquakes In Grapevine and Am I Covered?

    Posted by Ron Wadley on May 1, 2020 9:51:51 PM
    Texas is no stranger to earthquakes these days. The Great State has seen more earthquake activity in the North Texas in the last decade.  Yes, even ...
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, partial losses, contents coverage, deductible, North Texas, Dallas, Dallas/Fort Worth, building coverage, complete losses, Grapevine Home Insurance

    Jewelry Insurance for Grapevine Homeowners

    Posted by Ron Wadley on Apr 30, 2020 9:13:43 PM
    We like to ask Texas homeowners about their jewelry collection. Why? Are we diamond dealers on the side? Hardly. 
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, contents coverage, limits of coverage, Grapevine Home Insurance

    What is a Sub-Limit on Grapevine Home Insurance?

    Posted by Ron Wadley on Apr 28, 2020 6:50:42 PM
    If you end up making a claim on a Grapevine home insurance policy, you will probably wonder how your claim will get settled. 
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, claim settlement, contents coverage, limits of coverage, North Texas, Dallas, Dallas/Fort Worth, sewer backup, dwelling, Grapevine Home Insurance

    Do You Have Optional Coverages as a Grapevine Homeowner?

    Posted by Ron Wadley on Apr 27, 2020 9:05:44 PM
    "Do I need all this 'stuff' on my home insurance policy?" We often hear this question from Grapevine homeowners. Our answer is "Maybe".  While that ...
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, older home, Fort Worth, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Do Higher Deductibles Really Save Money On Grapevine Texas Home Insurance?

    Posted by Ron Wadley on Apr 27, 2020 8:25:47 AM
    Many homes in Texas are purchased between Easter and Halloween. As a result, a lot of homeowner insurance policies come up for renewal during that ...
    Read More

    Topics: insurance for texans, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home InsuranceTips, Grapevine Home Insurance

    Do I Need an Insurance Claim Settlement on My Grapevine Home?

    Posted by Ron Wadley on Apr 26, 2020 8:01:59 PM
    Do you know the best home insurance we sell here at Insurance For Texans? It's the kind where you never make a claim.  This equals nothing bad ...
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, hail, Grapevine Home Insurance

    Hail Insurance For Your Grapevine Home

    Posted by Ron Wadley on Apr 25, 2020 1:50:58 PM
    Grapevine, Texas weather is like a box of chocolates. Sometimes you don't know what you're going to get, but you know what kind of weather we can ...
    Read More

    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, hail, Grapevine, Grapevine Home Insurance

    When to File an Insurance Claim on Your Grapevine Home

    Posted by Chris Howard on Apr 23, 2020 10:00:46 PM
    Once Insurance For Texans enacts a Grapevine Home Insurance policy for a homeowner, we intend our conversations will be those where we are just ...
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, claim settlement, partial losses, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, sewer backup, hail, Grapevine, Grapevine Home Insurance, Tarrant County

    I Went Looking for Grapevine Home Insurance  So Why Are All These Agents Calling Me?

    Posted by Ron Wadley on Apr 22, 2020 9:12:25 PM
    Searching on Google for Grapevine Home Insurance quickly yields results on the search engine results page showing you advertisements and listings ...
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, Fort Worth, North Texas, Dallas/Fort Worth, Grapevine Home Insurance

    Grapevine Independent Insurance Agent

    Posted by Ron Wadley on Apr 21, 2020 12:38:39 PM
    If you are a Grapevine homeowner, you have more options to homeowners insurance than you might think. Sure, you can search online and have a policy ...
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, North Texas, Dallas, Dallas/Fort Worth, Grapevine, Grapevine Home Insurance

    Cheap Grapevine Home Insurance

    Posted by Chris Howard on Apr 18, 2020 11:19:33 AM
    It's almost trendy to do things on the cheap these days. In the days of tiny homes, Über and discounts to be found everywhere, why wouldn't one ...
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, insurance broker, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, sewer backup, hail, Grapevine, Grapevine Home Insurance, Tarrant County

    When Should Grapevine Homeowners Make an Insurance Claim?

    Posted by Chris Howard on Apr 16, 2020 8:34:32 PM
    Insurance For Texans will receive our fair share of calls from homeowners wanting to know about potential policy claims on their Grapevine home. 
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, older home, Fort Worth, windstorms, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Grapevine, Grapevine Home Insurance, Tarrant County

    What if the Sewer And Drain Backs Up in My Grapevine Home?

    Posted by Ron Wadley on Apr 15, 2020 7:42:37 PM
    Sewers present a stinky situation in most cases. They especially create a stink when they backup into your home. 
    Read More

    Topics: home insurance, home, insurance for texans, insurance broker, Fort Worth, limits of coverage, North Texas, Dallas, Dallas/Fort Worth, building coverage, sewer backup, sewer, remediation, Grapevine, Grapevine Home Insurance, Tarrant County

    What is Extended Replacement Cost On Your Grapevine Home?

    Posted by Ron Wadley on Apr 14, 2020 7:21:20 PM
    Extended Replacement Cost is one of the line items you should consider immediately when evaluating optional coverages on your Grapevine Home ...
    Read More

    Topics: home insurance, Texas, insurance for texans, replacement cost, Fort Worth, limits of coverage, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, Grapevine, Grapevine Home Insurance, Tarrant County

    Building Ordinance Coverage on Your Grapevine Home

    Posted by Ron Wadley on Apr 13, 2020 7:41:20 PM
    Do you know what a cure for insomnia is for most people? Talking about Building Ordinance coverage, that's what. That's not the case at Insurance For ...
    Read More

    Topics: Fort Worth, partial losses, Dallas, Dallas/Fort Worth, complete losses, dwelling, Grapevine, Grapevine Home Insurance, Tarrant County

    What's A Deductible For Your Grapevine Home Insurance?

    Posted by Ron Wadley on Apr 11, 2020 10:38:03 AM
    So the hail storm may blow in and destroy your roof on your home. Now what?
    Read More

    Topics: home insurance, home, deductible, split deductibles, percentage deductibles, permanent life, dwelling, hail, Grapevine Home Insurance

    What Is Personal Liability Insurance for Your Grapevine Home?

    Posted by Ron Wadley on Apr 10, 2020 2:48:53 PM
    Some of the situations your Grapevine homeowners insurance protects you from are predictable. It's going to hail in Texas. Then there are those ...
    Read More

    Topics: home insurance, Texas, insurance for texans, independent insurance broker, insurance broker, Fort Worth, limits of coverage, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Three Most Important Things About Insuring Your Grapevine Home

    Posted by Ron Wadley on Apr 9, 2020 5:34:10 PM
    It doesn't matter how long you've had homeowners insurance in Grapevine, but you may have noticed insurance can become convoluted and expensive. That ...
    Read More

    Topics: home insurance, insurance for texans, independent insurance broker, insurance broker, replacement cost, Fort Worth, windstorms, claim settlement, partial losses, deductible, North Texas, Dallas, Dallas/Fort Worth, split deductibles, hurricanes, percentage deductibles, complete losses, dwelling, Grapevine Home Insurance

    What Does Personal Property  Mean Regarding Grapevine Home Insurance?

    Posted by Ron Wadley on Apr 7, 2020 12:59:07 PM
    It's easy for Grapevine homeowners to focus on what it would take to rebuild their home in the case of a loss. Knowing your policy dwelling amount is ...
    Read More

    Topics: home insurance, home, replacement cost, actual cash value, claim settlement, contents coverage, Dallas/Fort Worth, Grapevine Home Insurance

    How is the Dwelling Insurance Amount Calculated on My Grapevine Home?

    Posted by Chris Howard on Apr 4, 2020 2:09:21 PM
    We don't say the word dwelling very often these days. Honestly, it sounds a little old-fashioned. Couple that with the topic of insurance and the ...
    Read More

    Topics: home insurance, home, dwelling, Grapevine Home Insurance

    What Does Groundhog Day and Life Insurance Have in Common?

    Posted by Chris Howard on Feb 15, 2020 7:05:39 PM
    Read More

    Topics: term life insurance, independent insurance agency, permananent life insurance, Groundhog Day

    Is Life Insurance the Perfect Valentine's Day Gift?

    Posted by Chris Howard on Feb 11, 2020 3:54:05 PM
    Ever since last Christmas came and went, you've probably seen grocery store shelves packed top to bottom for Valentine's Day.
    Read More

    Topics: permanent life, term life insurance, term, independent insurance agency, permananent life insurance, Valentine's Day

    What Does the Super Bowl Teach Us About Life Insurance?

    Posted by Chris Howard on Feb 4, 2020 12:10:15 PM
    Somewhere over the last 54 years, you became aware of what has now become the largest sports spectacle known to the world. Some of you may have ...
    Read More

    Topics: term life insurance, homeowners insurance, permananent life insurance, super bowl

    What Can the Death of Mr. Peanut Teach Us About Life Insurance?

    Posted by Chris Howard on Jan 25, 2020 3:28:12 PM
    After 104 years of service for the Planters snack company, Mr. Peanut is gone. Many are shell-shocked, from Mr. Clean to the Kool Aid man (oh yeah!). ...
    Read More

    Topics: life insurance, permanent life, term life insurance, Mr. Peanut

    What Does the English Premier League Have to Do with Insurance?

    Posted by Chris Howard on Jan 19, 2020 3:17:54 PM
    On a day when millions will tune in to watch the final four of NFL football, we can't help but stop and appreciate the American game which continues ...
    Read More

    Topics: Texas, homeowners insurance, independent insurance agency

    Why is Texas Weather So Crazy?

    Posted by Chris Howard on Jan 11, 2020 11:59:03 AM
    It's a big state we live in. There is also a big state of mind we should keep in order to live in it well.
    Read More

    Topics: earthquake insurance, homeowners insurance, independent insurance agency, texas weather

    Is Your Foundation Covered By Your Texas Homeowners Insurance Policy?

    Posted by Chris Howard on Jan 5, 2020 2:44:53 PM
    We're off and running with a new year. Resolutions are going strong. You don't miss eating bread, rice and potatoes, do you? You are still making it ...
    Read More

    Topics: homeowners insurance, independent insurance agency, Insurance Policy, named perils, gaps in coverage, insurance review

    Ring in the New Year Without Bringing in a New Claim

    Posted by Chris Howard on Dec 31, 2019 9:54:01 AM
    What did 2019 look like for you?
    Read More

    Topics: New Year's Eve, swimming pool, liability, insurance review, holiday party

    Is Your Holiday Party Properly Insured?

    Posted by Chris Howard on Dec 21, 2019 1:27:02 PM
    With only a few more days to go before Christmas, we're well into Holiday party season. This is the time of year to don ugly sweaters, dress like ...
    Read More

    Topics: homeowners insurance, liability, Liquor Liability, Commercial Insurance, holiday party, Christmas party

    Insurance Check-Up For The New Year

    Posted by Ron Wadley on Dec 14, 2019 11:50:57 AM
    Texans love to brag. But it's not really bragging if you are just that good! New Years gives us a chance to brag about all the changes we have slated ...
    Read More

    Topics: home insurance, insurance for texans, Burleson Home Insurance, homeowners insurance, independent insurance agent, gaps in coverage, insurance review

    Does Your Home Insurance Policy Cover Porch Theft?

    Posted by Chris Howard on Dec 13, 2019 3:47:19 PM
    This is the most wonderful time of the year. Never mind the gifts yet to buy, high-speed competitive parking at your local mall, the hustle and ...
    Read More

    Topics: Theft, homeowners insurance, Home InsuranceTips, porch piracy

    Do You Have Gaps In Your Protection

    Posted by Ron Wadley on Dec 6, 2019 10:12:31 AM
    There is a natural progression to life. When we launch out on our own after achieving adulthood, most Texans don't start out with a lot. We all had ...
    Read More

    Topics: auto insurance, home insurance, Texas, insurance for texans, life insurance, disability insurance, gaps in coverage

    Life Insurance For Christmas?

    Posted by Chris Howard on Dec 4, 2019 4:10:32 PM
    It doesn't take watching George Bailey, Clark Griswold or Buddy the Elf on television to remind us of the inherent dangers of humans mixing with ...
    Read More

    Topics: life insurance, term life insurance, whole life insurance

    Why Is Personal Liability Important If I Don't Own Much

    Posted by Ron Wadley on Dec 2, 2019 12:30:33 PM
    When formulating a plan for Texas homeowners to protect their family and the home that they live in, the agents at Insurance For Texans always ...
    Read More

    Topics: home insurance, Texas, insurance for texans, North Texas, Burleson Home Insurance, homeowners insurance, liability, Home InsuranceTips

    How Do I Insure My Collectibles

    Posted by Ron Wadley on Nov 27, 2019 11:38:27 AM
    Texans either have decorated for Christmas or are doing it this weekend. In many homes, you begin to see Christmas scenes pop up that are acquired ...
    Read More

    Topics: home insurance, Texas, insurance for texans, limits of coverage, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips, collectibles, personal property

    Does Health Insurance Include Dental And Vision

    Posted by Ron Wadley on Nov 26, 2019 5:18:55 PM
    As Texans push to the December 15th close of Open Enrollment, those that do not have access to an employer based health insurance plan are ...
    Read More

    Topics: insurance for texans, health insurance, ACA, Obamacare, Dental Insurance, Vision Insurance

    Does My Insurance Cover Light Installation?

    Posted by Chris Howard on Nov 23, 2019 6:21:18 PM
    If you live in Texas and own a home, there's no doubt your roof has taken a beating this year. Freezing weather usually visits us early in the year ...
    Read More

    Topics: homeowners insurance, liability

    How To Get Cheap Home Insurance

    Posted by Ron Wadley on Nov 21, 2019 3:23:52 PM
    When Texas homeowners are evaluating their annual budgets this time of year, one of the things that often shocks them is just how much they spend on ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent

    Does Home Insurance Cover My Airbnb

    Posted by Ron Wadley on Nov 19, 2019 4:23:36 PM
    You have decided it is time to buy a second home on the lake, and the idea of renting it out on weekends to cover the costs sounds awesome. We agree. ...
    Read More

    Topics: home insurance, Texas, insurance for texans, North Texas, homeowners insurance, liability, independent insurance agent, Home InsuranceTips, second home, airbnb

    How Do I Prep My Texas Home For Colder Weather?

    Posted by Chris Howard on Nov 16, 2019 11:28:41 AM
    We know how to two-step in Texas, even when it comes to our thermostat. Heat on during the evening and often turning on the cooler air during the ...
    Read More

    Topics: Home Maintenance, homeowners insurance, Home InsuranceTips

    Does Texas Home Insurance Cover Frozen Pipes

    Posted by Ron Wadley on Nov 13, 2019 5:06:41 PM
    Mid November should not have wind chills in the teens and single digits in North Texas. But guess what. Mother Nature does not care. And as a result, ...
    Read More

    Topics: home insurance, Texas, Winter, Freezing, insurance for texans, homeowners insurance, Home InsuranceTips, water

    Why I Regret Buying Cheap Home Insurance

    Posted by Ron Wadley on Nov 11, 2019 2:52:54 PM
    Many Texans are constantly looking for a way to trim their personal finances. As property taxes have soared, they have looked at their home insurance ...
    Read More

    Topics: home insurance, Texas, insurance for texans, claim settlement, Burleson Home Insurance, hail, claim, homeowners insurance, independent insurance agent, Home InsuranceTips, water

    Should You Keep Your Life Insurance Policy As-is?

    Posted by Chris Howard on Nov 8, 2019 9:00:00 AM
    The wave of 40-degree days recently across the D/FW Metroplex reminds many Texans new and old that we do actually get a bit of fall weather, leading ...
    Read More

    Topics: term life insurance, whole life insurance, life insurance retirement plan, permananent life insurance

    What Is Coinsurance?

    Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM
    With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...
    Read More

    Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives, Obamacare

    The Difference Between a DP-1 and DP-3 Rental Policy

    Posted by Chris Howard on Nov 2, 2019 11:43:08 AM
    Though landlord insurance is not required in the state of Texas, a regular homeowner's policy for a rental property exposes the owner. A standard ...
    Read More

    Topics: rental property, landlord insurance, homeowners insurance, dp-1, dp-3, open perils, named perils

    How Do I Buy Health Insurance In Texas

    Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM
    For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...
    Read More

    Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives, Pre-Existing Condition, Obamacare

    Is It Better To Have A High or Low Deductible For Health Insurance

    Posted by Ron Wadley on Oct 28, 2019 8:41:46 PM
    Open Enrollment for 2020 Health Insurance begins on Friday, and Texans are evaluating their options as a result. When looking at Texas Health ...
    Read More

    Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent

    Texas Law On Waiving Insurance Deductibles

    Posted by Ron Wadley on Oct 25, 2019 3:00:22 PM
    While watching news coverage of the North Dallas Tornado this week, one of the local broadcasts covered a new law that went into place in September ...
    Read More

    Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips, independent insurance agency

    How to Protect Against Fall Home Fire Hazards

    Posted by Chris Howard on Oct 25, 2019 2:21:56 PM
    There are two falls in Texas. The suggested fall and the real fall.
    Read More

    Topics: Home Maintenance, home insurance, fire

    Is Health Insurance Broken?

    Posted by Ron Wadley on Oct 24, 2019 5:29:50 PM
    Open Enrollment for 2020 Exchange Health Insurance plans begins next week, and has opened the flood gates of Texans looking for new Texas Health ...
    Read More

    Topics: insurance for texans, health insurance, ACA, catastrophic health coverage, ACA Alternatives, Obamacare

    What Is An Out-Of-Pocket Maximum?

    Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM
    Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...
    Read More

    Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare

    What To Do Before, During, and After A Texas Storm

    Posted by Ron Wadley on Oct 21, 2019 1:33:30 PM
    Last night, the residents of North Dallas were greeted with tornado sirens during October. Yes, North Texas residents can hear storm sirens year ...
    Read More

    Topics: home insurance, weather, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips

    Death, Taxes and Life Insurance

    Posted by Chris Howard on Oct 19, 2019 10:49:09 AM
    Going to a homecoming game at your alma mater in your forties can remind you pretty quick about the ability of time to fly faster than you ever ...
    Read More

    Topics: term life insurance, independent insurance agency, life insurance retirement plan, permananent life insurance

    What Does Catastrophic Health Insurance Cover?

    Posted by Ron Wadley on Oct 18, 2019 4:45:11 PM
    The health insurance landscape seems to change faster than the weather in Texas. As a result, there tends to be a good bit of confusion around what ...
    Read More

    Topics: Texas, insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives

    What's The Difference Between Home Insurance And A Home Warranty?

    Posted by Ron Wadley on Oct 17, 2019 8:31:32 PM
    When Texans buy homes they often purchase a home warranty for that first year that they are in the home. Good realtors will even negotiate the price ...
    Read More

    Topics: home insurance, insurance for texans, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home InsuranceTips

    Do I Really Need An Umbrella Policy?

    Posted by Ron Wadley on Oct 16, 2019 8:49:42 PM
    You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The ...
    Read More

    Topics: auto insurance, home insurance, Texas, insurance for texans, homeowners insurance, liability, independent insurance agent, umbrella policy

    5 Tips For Reducing Commercial Auto Premiums

    Posted by Brad Hancock on Oct 15, 2019 5:32:20 PM
    Texas Business Owners are always looking for ways to cut expenses to help them improve profitability. If your business owns vehicles, you understand ...
    Read More

    Topics: auto insurance, insurance for texans, business coverage, independent insurance agent, Business Owner, Commercial Insurance

    What Is Considered A Pre-Existing Condition?

    Posted by Ron Wadley on Oct 14, 2019 3:48:57 PM
    As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...
    Read More

    Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Pre-Existing Condition

    Will Life Insurance Pay For My Child's College Education?

    Posted by Chris Howard on Oct 12, 2019 8:41:55 AM
    We are college football fans at Insurance For Texans, particularly when it has to do with teams in Texas battling it out on the gridiron. In fact, ...
    Read More

    Topics: term life insurance, permananent life insurance

    Does Homeowners Insurance Cover HOA Assesments

    Posted by Ron Wadley on Oct 10, 2019 9:01:24 PM
    Master planned communities continue to pop up everywhere around Texas. These communities offer lots of amenities like pools, water slides, ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Burleson Home Insurance, high value home, homeowners insurance, independent insurance agent, Home InsuranceTips

    Can I Get Prescriptions Without Insurance?

    Posted by Ron Wadley on Oct 7, 2019 1:19:05 PM
    As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...
    Read More

    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    Why Go-Fund-Me is Not a Life Insurance Plan

    Posted by Chris Howard on Oct 5, 2019 3:28:29 PM
    Today is a gift. Tomorrow is a promise not yet realized. Yes, that sounds like a cat poster, but it is true. We don't know what the next hour will ...
    Read More

    Topics: life insurance, term life insurance, permananent life insurance

    What Is A Wind Hail Deductible?

    Posted by Ron Wadley on Oct 4, 2019 5:04:24 PM
    When looking at Texas home insurance, one of the first things that Texans want to know is what their wind and hail deductible is going to be. If you ...
    Read More

    Topics: home insurance, insurance for texans, deductible, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home InsuranceTips

    How Do I Qualify For Catastrophic Health Insurance

    Posted by Ron Wadley on Oct 3, 2019 4:47:31 PM
    The Texas health insurance marketplace has been flooded with various types of health insurance policies over the last 18 months. One of the most ...
    Read More

    Topics: insurance for texans, health insurance, independent insurance agent, catastrophic health coverage, ACA Alternatives

    Will Cheap Health Insurance Plans Cover Everything I Need?

    Posted by Ron Wadley on Oct 1, 2019 2:07:08 PM
    Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...
    Read More

    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    How Much Does Health Insurance Cost Per Month In Texas?

    Posted by Ron Wadley on Sep 30, 2019 12:06:59 PM
    Tomorrow is October 1st, which means we are entering the fourth quarter of the year. The fourth quarter has always been a traditional time to ...
    Read More

    Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, independent insurance agency, Business Owner, catastrophic health coverage, ACA Alternatives

    If You are a Single Mom, is Your Work Life Insurance Policy Enough?

    Posted by Chris Howard on Sep 28, 2019 8:37:01 AM
    The mom life is a difficult road to travel. Add single-parenting to that responsibility and life gets a bit more complicated.
    Read More

    Topics: term life insurance, permananent life insurance, single parent life insurance, single mother life insurance

    Five Questions To Ask Before Buying A Home Insurance Policy

    Posted by Ron Wadley on Sep 27, 2019 3:27:50 PM
    As premiums increase on Texas home insurance policies, people begin looking for more cost effective solutions to protect their investments. ...
    Read More

    Topics: home insurance, insurance for texans, windstorms, deductible, dwelling, homeowners insurance, independent insurance agent, Home InsuranceTips

    The Worst Texas Homeowners Insurance Policy Ever

    Posted by Ron Wadley on Sep 26, 2019 8:16:38 PM
    When the phone rings at Insurance For Texans, we're never really quite sure how it's going to go. We have definitely experienced some strange calls. ...
    Read More

    Topics: home insurance, Texas, North Texas, Dallas/Fort Worth, percentage deductibles, hail, Burleson, homeowners insurance, Home InsuranceTips

    Why Is Home Insurance So Expensive In Texas?

    Posted by Ron Wadley on Sep 25, 2019 9:06:45 PM
    As we helped a family obtain insurance for a home that they are purchasing in the Houston area today, they asked a simple question of us. Why is home ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, hurricanes, Burleson Home Insurance, homeowners insurance, independent insurance agent, Gulf Coast, Home InsuranceTips

    What Is Short Term Medical Insurance

    Posted by Ron Wadley on Sep 23, 2019 11:21:26 AM
    When the Affordable Care Act was put in place and the idea of a once a year open enrollment was put in place, there became a need for a stop gap ...
    Read More

    Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, catastrophic health coverage, ACA Alternatives

    Why Should A Single Mother Have Life Insurance?

    Posted by Chris Howard on Sep 21, 2019 11:58:50 AM
    There are a lot of facets to parenting. Raising up a child to know the difference between right and wrong in a fast-changing world presents one set ...
    Read More

    Topics: life insurance, term life insurance, permananent life insurance, single parent life insurance

    Why Does The Word Fiduciary Matter In Insurance?

    Posted by Ron Wadley on Sep 19, 2019 5:07:49 PM
    Texans are constantly bombarded with advertising for insurance. If you can think of insuring it, someone is running an ad for it. Many of these ads ...
    Read More

    Topics: insurance for texans, health insurance, life insurance, homeowners insurance, independent insurance agent, Commercial Insurance, Insurance Policy

    Is My Non-ACA Compliant Health Insurance Junk?

    Posted by Ron Wadley on Sep 18, 2019 8:31:23 PM
    When perusing articles about health insurance for individual families, there is a lot of back and forth about the best type of policy for you to buy. ...
    Read More

    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage

    Is Life Insurance A Waste Of Money If I'm Young & Healthy?

    Posted by Ron Wadley on Sep 17, 2019 9:42:00 AM
    Today we will get a bit personal with the topic of Life Insurance. Over the last week I have personally experienced multiple deaths in my personal ...
    Read More

    Topics: life insurance, term life insurance, whole life insurance, permananent life insurance

    What Should A Single Parent Do About Life Insurance?

    Posted by Chris Howard on Sep 16, 2019 10:33:08 AM
    Single parenting has its own set of complications often making life more difficult to navigate. In many cases, single parenthood means one less ...
    Read More

    Topics: term life insurance, permananent life insurance, single parent life insurance

    Does Catastrophic Health Insurance Require A Big Deductible?

    Posted by Ron Wadley on Sep 14, 2019 9:49:19 AM
    When Texans begin evaluating their options for individual health insurance, they typically start with ACA Exchange. It's easy to plug in some quick ...
    Read More

    Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage

    Five Questions To Ask Your Health Insurance Agent

    Posted by Ron Wadley on Sep 13, 2019 11:45:19 AM
    No True Texan loves talking about insurance. But they especially don't want to talk about their health insurance, unless they are going to tell you ...
    Read More

    Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agency, catastrophic health coverage

    The Seven Key Things To Consider For Buying Health Insurance in Texas

    Posted by Ron Wadley on Sep 12, 2019 1:23:54 PM
    As you begin looking for individual health insurance in the state of Texas, it is easy to become overwhelmed by the options that are available today. ...
    Read More

    What Can I Do If My Health Insurance At Work Sucks?

    Posted by Ron Wadley on Sep 11, 2019 6:04:58 PM
    In the ever changing landscape of Texas Health Insurance and Employee benefits, we have been presented with some weird stuff on health insurance ...
    Read More

    Topics: insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage

    What Happens If I Don't Have Health Insurance?

    Posted by Ron Wadley on Sep 9, 2019 2:30:10 PM
    Over the last decade the answer to the question of what happens if I don't have health insurance has changed many times. Prior to the passage of the ...
    Read More

    Topics: health insurance, Short Term Medical, catastrophic health coverage, ACA Alternatives

    Does My Life Insurance Policy Help With Long-term Care?

    Posted by Chris Howard on Sep 7, 2019 11:51:55 AM
    You are getting older.
    Read More

    Topics: life insurance, term life insurance, permananent life insurance, life settlement, combination life policy, accelerated death benefit, long-term care policy, viatical settlement

    Can I Sign Up For Health Insurance After Open Enrollment?

    Posted by Ron Wadley on Sep 4, 2019 5:53:41 PM
    When the Affordable Care Act was signed back in 2010, the way that Texans bought individual health insurance changed. Purchasing an "exchange" health ...
    Read More

    Topics: insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage

    What Is An Umbrella Policy And Do I Need It?

    Posted by Ron Wadley on Sep 3, 2019 7:01:15 PM
    I was having a conversation with a Ft Worth homeowner about his home insurance policy and he mentioned that he was reading about umbrella policies. ...
    Read More

    Topics: auto insurance, home insurance, Burleson Home Insurance, premises liability, homeowners insurance, liability, Home InsuranceTips, umbrella policy

    What Is A Health Share Plan?

    Posted by Ron Wadley on Sep 2, 2019 3:31:11 PM
    For the last decade, politics has divided much of the debate over how Texans protect themselves financially for the way that they receive health ...
    Read More

    Topics: health insurance, Short Term Medical, catastrophic health coverage, ACA Alternatives

    What Makes Life Insurance So Complicated?

    Posted by Chris Howard on Aug 31, 2019 11:13:45 AM
    Let's face it.
    Read More

    Topics: life insurance, term life insurance, whole life insurance, permananent life insurance

    What Is A Hospital Indemnity Plan?

    Posted by Ron Wadley on Aug 30, 2019 10:45:33 AM
    We've spent time breaking down the individual components of Catastrophic Health Insurance as it is presented to Texans today on our blog. Current ...
    Read More

    Topics: insurance for texans, health insurance, catastrophic health coverage, ACA Alternatives, hospital indemnity plan

    What Is An Accident Policy?

    Posted by Ron Wadley on Aug 29, 2019 8:48:02 PM
    When Texans are looking at health insurance alternatives, they typically do so by turning one of three ways.
    Read More

    Topics: insurance for texans, health insurance, catastrophic health coverage, accident policy, ACA Alternatives

    What Is A Critical Illness Policy?

    Posted by Ron Wadley on Aug 28, 2019 4:32:14 PM
    As Texans search for alternatives to the current health insurance exchange plans, the subject of catastrophic health insurance comes up. Many Texans ...
    Read More

    Topics: insurance for texans, health insurance, catastrophic health coverage

    What are Life Insurance Living Benefits?

    Posted by Chris Howard on Aug 26, 2019 5:48:58 PM
    Life insurance can be pretty straight forward. You pay a regular premium and if you die during that term, a death benefit is paid to your ...
    Read More

    Topics: term life insurance, whole life insurance, term, living benefits, living benefits rider

    What Is Infinite Banking And Is It A Scam?

    Posted by Ron Wadley on Aug 25, 2019 9:03:35 PM
    Life Insurance is one of the single most important policies that Insurance For Texans can offer to you. I have had a front row seat to it's ...
    Read More

    Topics: life insurance, whole life insurance

    What is Return of Premium?

    Posted by Chris Howard on Aug 24, 2019 11:00:00 AM
    Who doesn't like a little return on an investment? Not many.
    Read More

    Topics: permanent life, term life insurance, term, whole life, independent insurance agency, life insurance retirement plan, return of premium

    Does Catastrophic Health Insurance Exist in Texas?

    Posted by Ron Wadley on Aug 23, 2019 4:32:53 PM
    It seems like over the past few weeks, the phone calls have started to pick up around health insurance options. One of the most prominent questions ...
    Read More

    Topics: health insurance, catastrophic health coverage

    Why Is My Homeowners Insurance Only Replacing Part Of My Roof?

    Posted by Ron Wadley on Aug 22, 2019 12:59:40 PM
    Now that we have seen most of the potential hail for the year, Insurance For Texans has been receiving a round of phone calls from homeowners wanting ...
    Read More

    Topics: home insurance, insurance for texans, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips

    What Is A Business Owner's Policy?

    Posted by Brad Hancock on Aug 20, 2019 1:27:57 PM
    Texas business owners are constantly being bombarded by people who want to sell them something. This process never seems to end. And when an ...
    Read More

    Topics: insurance for texans, business coverage, North Texas, Dallas/Fort Worth, General Liability, independent insurance agent, Business Owner, Commercial Insurance

    Why Do My Homeowners Insurance Rates Go Up Every Year?

    Posted by Ron Wadley on Aug 19, 2019 11:07:58 AM
    The phone rang last Friday and it was from a long time customer named Bill. Bill has his home and auto insurance with Insurance For Texans and he was ...
    Read More

    Topics: insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, new home, homeowners insurance, independent insurance agent, Home InsuranceTips

    If My Employer Provides Life Insurance, Why Do I Need My Own?

    Posted by Chris Howard on Aug 17, 2019 11:24:11 AM
    Companies offering benefits packages are as plentiful as hair bands in the '80s. 
    Read More

    Topics: life insurance, permanent life, term life insurance, whole life, independent insurance agency, Insurance Policy, employer group policy, employer insurance, employer-provide group life insurance policy

    Five Things Your Homeowners Insurance Does Not Cover

    Posted by Ron Wadley on Aug 16, 2019 1:19:46 PM
    We tend to keep things on the positive side here at Insurance For Texans. We're a glass half full kind of operation. Much of our time is spent ...
    Read More

    Topics: home insurance, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home InsuranceTips

    Does Homeowners Insurance Require An Inspection in Texas?

    Posted by Ron Wadley on Aug 15, 2019 5:36:08 PM
    You've decided that you have had enough of the never ending rate increases on your homeowners insurance premium and are going to shop for a new ...
    Read More

    Topics: Home Maintenance, home insurance, insurance for texans, North Texas, Dallas/Fort Worth, Burleson Home Insurance, high value home, homeowners insurance, independent insurance agent, Home InsuranceTips

    Does Homeowners Insurance Cover Home Business?

    Posted by Ron Wadley on Aug 14, 2019 10:48:31 AM
    More and more Texans are starting small businesses out of their homes. Being an entrepreneur is in the DNA of most true Texans, and we love the ...
    Read More

    Topics: home insurance, insurance for texans, business coverage, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home InsuranceTips, Commercial Insurance

    Does Texas Home Insurance Cover Identity Theft

    Posted by Ron Wadley on Aug 13, 2019 8:50:00 AM
    It seems like once a week we read of credit card numbers, personal identification data, or passwords being breached with some major company. The ...
    Read More

    Topics: insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, Theft, homeowners insurance, independent insurance agent, Home InsuranceTips

    What Is Considered A Separate Structure On Homeowners Insurance

    Posted by Ron Wadley on Aug 12, 2019 9:08:10 AM
    When looking at Burelson Home Insurance, or any Texas Homeowners Insurance for that matter, we come across some line items that the average Texan ...
    Read More

    Topics: insurance for texans, limits of coverage, Dallas/Fort Worth, dwelling, Burleson Home Insurance, homeowners insurance, Home InsuranceTips

    What if I Outlive My Term Life Insurance Window?

    Posted by Chris Howard on Aug 10, 2019 10:32:24 AM
    Term life insurance either gets a good rap or bad rap depending on who you talk to. There's a lot of voices out there on the subject, making it more ...
    Read More

    Topics: insurance, insurance for texans, life insurance, permanent life, term life insurance, term, independent insurance agent

    How Is The Dwelling Amount on Home Insurance Calculated?

    Posted by Ron Wadley on Aug 9, 2019 1:31:29 PM
    When Texans are looking at the their home insurance, the first line item that they come to is the Dwelling Amount since this is the first line item ...
    Read More

    Topics: Dallas/Fort Worth, dwelling, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home InsuranceTips

    Does My Home Insurance Cover My Golf Cart?

    Posted by Ron Wadley on Aug 8, 2019 8:43:03 PM
    With the number of families moving to Texas cities over the last few years we have seen an uptick in home building. New construction cannot keep up ...
    Read More

    Topics: home insurance, insurance for texans, Fort Worth, North Texas, Dallas/Fort Worth, Burleson Home Insurance, high value home, new home, homeowners insurance, independent insurance agent, Home InsuranceTips

    Do I Still Buy This Home If The Roof Needs Repair?

    Posted by Ron Wadley on Aug 6, 2019 1:36:34 PM
    Insurance For Texans helps home buyers of all shapes and sizes with their purchase process. It's one of the things we love to do the most. Just like ...
    Read More

    Topics: home insurance, Texas, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home InsuranceTips

    What Is A Cosmetic Exclusion On A Home Insurance Policy

    Posted by Ron Wadley on Aug 5, 2019 3:35:12 PM
    As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
    Read More

    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home InsuranceTips

    Did You Review the Forms and Endorsements?

    Posted by Brad Hancock on Aug 4, 2019 8:09:34 PM
    No matter if it is your first time shopping for an insurance policy for your Texas business or your hundredth, there are some rules that you need to ...
    Read More

    Topics: business coverage, commercial property values, Business Owner, Commercial Insurance, Insurance Policy

    Which Permanent Life Insurance Policy Is Right For Me?

    Posted by Chris Howard on Aug 2, 2019 5:38:47 PM
    With a lot of investment and insurance products in the marketplace, it's always a good idea to ask the right questions to help determine the answer ...
    Read More

    Topics: life insurance, permanent life, term life insurance, whole life insurance, term, whole life, universal life, variable universal life, indexed universal life

    Is It Worth Filing A Home Insurance Claim?

    Posted by Ron Wadley on Jul 31, 2019 2:13:41 PM
    The independent insurance agents at Insurance For Texans field a lot of questions through out the the day. All are focused on taking care of ...
    Read More

    Topics: home insurance, insurance for texans, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips, independent insurance agency

    Does Home Insurance Cover A Car Crashing Into My House

    Posted by Ron Wadley on Jul 30, 2019 5:04:17 PM
    We've all seen the crazy Facebook memes of the car that crashed into the house in some crazy configuration. I mean, we even put them on our business ...
    Read More

    Topics: home insurance, insurance for texans, deductible, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips, independent insurance agency

    What is a LIRP?

    Posted by Chris Howard on Jul 27, 2019 3:19:14 PM
    Insurance is a many-faceted tool. Purchased well, your policies can protect your assets, family and investments for your future, as in your future ...
    Read More

    Topics: life insurance, whole life insurance, independent insurance agency, life insurance retirement plan, universal life, variable universal life, indexed universal life

    Does My Homeowners Insurance Cover Items In Storage

    Posted by Ron Wadley on Jul 24, 2019 2:11:19 PM
    Every where we look in Dallas-Ft Worth there seems to be self storage units. The agents at Insurance For Texans frequently get calls from customers ...
    Read More

    Topics: home insurance, Texas, insurance for texans, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home InsuranceTips

    My Tree Fell On My Neighbor's House

    Posted by Ron Wadley on Jul 23, 2019 4:00:07 PM
    When the wind picks up in Texas, the trees begin to sway. When the storms come in, the sway turns into a whole lot more. If your home was built in ...
    Read More

    Topics: home insurance, Fort Worth, windstorms, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, liability, independent insurance agent, Home InsuranceTips

    How Can You Insure My Home For More Than It's Worth

    Posted by Ron Wadley on Jul 22, 2019 8:51:06 PM
    When the agents are Insurance For Texans are preparing a Burleson home insurance quote for some one, the first step is always to determine how much ...
    Read More

    Topics: home insurance, insurance for texans, property tax assessment, replacement cost, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, Burleson Home Insurance, claim, Colleyville, homeowners insurance, independent insurance agent, Home InsuranceTips, independent insurance agency

    My Trampoline Flew Into My Neighbor's House

    Posted by Ron Wadley on Jul 20, 2019 10:40:36 AM
    True Texas homeowners have three things in their back yards. Swimming Pool BBQ Equipment Trampoline
    Read More

    Topics: home insurance, insurance for texans, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, independent insurance agent, Home InsuranceTips, independent insurance agency

    What is Final Expense Insurance?

    Posted by Chris Howard on Jul 19, 2019 3:20:59 PM
    Depending on where you are in life, you may start to think about what it will cost others when you depart this great, big, blue and green orb.
    Read More

    Topics: life insurance, whole life insurance, whole life, independent insurance agency, final expense insurance

    Why Can't I Get My Money Back On My Home Insurance If I Haven't Filed A Claim In Years

    Posted by Ron Wadley on Jul 18, 2019 3:12:32 PM
    Many Texans have been in their homes for a while and have been fortunate enough to not have a claim of any sorts. We deal with a lot of hail here in ...
    Read More

    Topics: home insurance, insurance for texans, Fort Worth, North Texas, Dallas/Fort Worth, Burleson Home Insurance, claim, homeowners insurance, independent insurance agent, Home InsuranceTips

    Insurance Is Rebuilding My Home, But I Don't Have Enough Money

    Posted by Ron Wadley on Jul 16, 2019 9:08:39 PM
    What Happens Next? A current customer of Insurance For Texans learned a hard lesson about not having enough coverage before they found us. Before we ...
    Read More

    Topics: home insurance, claim settlement, Dallas/Fort Worth, dwelling, Burleson Home Insurance, homeowners insurance, Home InsuranceTips

    What Is An All Other Perils Deductible

    Posted by Ron Wadley on Jul 15, 2019 8:52:17 PM
    And why do I care? When the independent insurance agents at Insurance For Texans discuss Ft Worth Home Insurance, deductibles are always a big part ...
    Read More

    Topics: Fort Worth, deductible, North Texas, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home InsuranceTips, independent insurance agency

    How Does A Hurricane Affect Texas Home Insurance

    Posted by Ron Wadley on Jul 12, 2019 2:26:30 PM
    Hurricane season has officially begun along the Texas Gulf Coast. The first storm warning of the year has been issued as Tropical Storm Barry has set ...
    Read More

    Topics: home insurance, hurricanes, flood insurance, homeowners insurance, Home InsuranceTips