The Insurance for Texans Blog | Amanda Minter (5)

Amanda Minter

Amanda Minter is a commercial insurance specialist at Insurance For Texans. She has a deep history of helping Texans with their insurance needs for multiple decades.

Is Functional Replacement Cost Bad For My Church Insurance Policy?

Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM

" \n Key Takeaways \n \n \n \n Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, ...

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Topics: replacement cost, property, Church Insurance, Risk Purchasing Group

Can A Risk Purchasing Group Get Your Church The Best Property Coverage

Posted by Amanda Minter on Mar 14, 2025 10:00:00 AM

" \n Key Takeaways \n \n \n \n A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property ...

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Topics: property, Church Insurance, Risk Purchasing Group

Why A National Risk Pool Can Be Better For Your Church’s Insurance

Posted by Amanda Minter on Mar 13, 2025 11:51:31 AM

Obtaining new, affordable property insurance for churches in Texas feels like the impossible these days. More and more churches are feeling the pinch ...

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Topics: hail, property, Church Insurance, Risk Purchasing Group

Did A Sublimit Reduce Your Church's Claim Payout?

Posted by Amanda Minter on Mar 12, 2025 4:03:53 PM

" \n Key Takeaways \n \n \n Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage ...

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Topics: limits of coverage, liability, property, Church Insurance

Why Is This Church Insurance Agent Asking Me About Loss Runs?

Posted by Amanda Minter on Mar 4, 2025 9:45:00 AM

" \n Key Takeaways \n \n \n Loss runs are the report card your next insurance company uses to decide if they even want to quote your church. They ...

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Topics: claim, Church Insurance, Loss Runs

What Texas Churches Need to Know About Insurance Before Storm Season

Posted by Amanda Minter on Feb 28, 2025 4:11:49 PM

" \n Key Takeaways \n \n \n Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size ...

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Topics: windstorms, hail, Church Insurance

Does Texas Require My Church To Have Insurance?

Posted by Amanda Minter on Feb 19, 2025 11:25:38 AM

" \n Key Takeaways \n \n \n Texas Doesn’t Require Church Insurance, But Going Without It Is Risky There are no state laws mandating insurance for ...

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Does It Really Matter Who Pays For Church D&O Insurance Coverage?

Posted by Amanda Minter on Feb 18, 2025 4:15:18 PM

" \n Key Takeaways \n \n \n Churches Should Cover the Cost of D&O Insurance to Protect Their Leaders \n Requiring Leaders to Pay for Their Own ...

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Topics: liability, D&O, Church Insurance

Does My Texas Church Insurance Cover The Daycare We Run?

Posted by Amanda Minter on Feb 14, 2025 11:58:03 AM

" \n Key Takeaways \n \n \n Your church’s insurance might not cover weekday daycare operations. Many churches assume their general liability policy ...