Amanda Minter
Recent Posts
What is a minimum wind and hail deductible? A minimum wind and hail deductible is the lowest out-of-pocket amount a Texas church insurance carrier ...
Topics: deductible, Church Insurance, Risk Purchasing Group
Key Takeaways Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, functional replacement ...
Topics: replacement cost, property, Church Insurance, Risk Purchasing Group
Key Takeaways A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property insurance rates ...
Topics: property, Church Insurance, Risk Purchasing Group
What is a risk purchasing group? Risk Purchasing Group: A solution for churches that are formed to cover catastrophic property losses. Churches pool ...
Topics: hail, property, Church Insurance, Risk Purchasing Group
Key Takeaways Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage applies to every ...
Topics: limits of coverage, liability, property, Church Insurance
Key Takeaways Loss runs are the report card your next insurance company uses to decide if they even want to quote your church. They show your claims ...
Topics: claim, Church Insurance, Loss Runs
Key Takeaways Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size of the damage. ...
Topics: windstorms, hail, Church Insurance
Key Takeaways Texas Doesn’t Require Church Insurance, But Going Without It Is Risky There are no state laws mandating insurance for churches in ...
Key Takeaways Churches Should Cover the Cost of D&O Insurance to Protect Their Leaders Requiring Leaders to Pay for Their Own D&O Coverage ...
Topics: liability, D&O, Church Insurance
Key Takeaways Your church’s insurance might not cover weekday daycare operations. Many churches assume their general liability policy extends to ...
Topics: Church Insurance, daycares