Texas home buying season is in full swing. That means that people who bought their homes in the past are likely to be up against a renewal. Insurance For Texans is having conversations with Texas homeowners daily about ways to save money. One common question that pops up revolves around is raising my deductible on my home insurance is a good idea. Premium savings sound awesome, but Ron explains in this video why it might not be such a great idea. We like math here at Insurance For Texans. It helps us make good decisions for clients. Let's evaluate some math.
So the reality is that saving a couple of hundred bucks has a great deal of appeal. Anyone who has lived in Texas for all four seasons knows Thunderstorms come all year long in Texas, and we are one hail storm away from your pocket-book being thousands of dollars lighter. Texas-sized hail means the propensity for large damage to your roof, to your windows, to your fence, to your vehicle, and more.
With storms happening often, choosing to pay a high deductible in order to pay slightly less premium is like choosing to put a "Kick Me" sign on your back. You're going to feel the effects at some point.
When you work with an Independent Insurance Agent like Insurance For Texans, you will have options of different companies to find savings rather than cutting coverage. No one deserves to pay too much for insurance, but paying thousands of extra dollars in a deductible is positively criminal. To speak with an independent agent today to determine your options, click the blue button below and let us show you how to save money and keep your deductible.