Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

  • There are no suggestions because the search field is empty.

How Can Texas Homeowners Insure Roofs In Spite Of Insurance Companies?

Posted by Ron Wadley on Feb 17, 2026 4:11:04 PM
How Can Texas Homeowners Insure Roofs In Spite Of Insurance Companies? Texas homeowners can now bypass the shrinking payouts of traditional Texas ...

Topics: deductible, hail, TRUE Texas Home Insurance

Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

Posted by Ron Wadley on Jul 9, 2025 5:41:08 PM
Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...

Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

Are You A Texas Homeowner With A Reduction In Coverage Letter?

Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...

Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

What Is A Normal Deductible For Texas Home Insurance?

Posted by Ron Wadley on May 22, 2025 5:54:49 PM
Jim is buying his first home on the west side of Fort Worth. He’s excited, a little nervous, and trying to get everything in order before closing ...

Topics: deductible, hail, TRUE Texas Home Insurance

Does Texas Church Insurance Have A Minimum Deductible?

Posted by Amanda Minter on Mar 24, 2025 5:29:28 PM
What is a minimum wind and hail deductible? A minimum wind and hail deductible is the lowest out-of-pocket amount a Texas church insurance carrier ...

Topics: deductible, Church Insurance, Risk Purchasing Group

Three Things Texas Homeowners Need To Know Before Hail Season Starts

Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...

Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

Overwhelmed by Health Insurance Jargon? Make Sense Of Open Enrollment

Posted by Kevin Hall on Nov 18, 2024 11:18:37 AM
Sandra was at her wit’s end. She had spent hours scrolling through health insurance options, trying to figure out which one made sense for her ...

Topics: deductible, health insurance, ACA, total cost of risk

Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
What Is a Deductible Buy Down? Deductible Buy Down: A supplemental insurance policy—also known as a buyback—that lowers the high out-of-pocket costs ...

Topics: deductible, hail, property, Church Insurance

Are Zero Pay Claims Ruining Your Home Insurance Search?

Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM
Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...

Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

What The Heck! The True Cost of Recent Insurance Changes in Texas

Posted by Ron Wadley on Jul 12, 2024 1:10:16 PM
Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...

Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance