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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Thinking of Switching Home Insurers in Texas? Read This First!

    Posted by Ron Wadley on Apr 23, 2024 3:29:39 PM
    Brad stood in his Ft Worth yard, staring at the recent repairs his home had undergone after a hail storm. He was thankful that everything had been ...
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    Topics: deductible, hail, Home Insurance Tips, TRUE Texas Home Insurance, non-renewal

    What Is The Average Home Insurance Deductible In Texas?

    Posted by Ron Wadley on Apr 11, 2024 10:50:31 AM
    It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...
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    Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

    Hail Insurance For Your Home

    Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
    Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
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    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

    The True Cost of Protection: High Deductibles in Texas Home Insurance

    Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
    Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...
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    Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

    Weathering the Storm: Surviving Hail Coverage Shifts in Texas

    Posted by Ron Wadley on Feb 20, 2024 4:45:48 PM
    Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...
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    Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

    The 2% Deductible Dilemma: What Texas Homeowners Need to Know

    Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
    Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
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    Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

    Posted by Ron Wadley on Jan 29, 2024 5:28:53 PM
    Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...
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    Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Understanding Deductible Buy Downs for Your Business Property

    Posted by Brad Hancock on Dec 22, 2023 11:29:00 AM
    Meet Ted, a business owner in Dallas. Ted has a flourishing dental office in East Dallas where he takes care of families with great care! Ted loves ...
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    Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

    What Can I Do If My Health Insurance Deductible Is Too High?

    Posted by Kevin Hall on Oct 16, 2023 5:02:05 PM
    Ricky has spent the last eighteen months on a Bronze level plan he purchased for his family of four from the ACA Exchange. Fortunately for him, the ...
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    Topics: deductible, health insurance, ACA, ACA Alternatives, Obamacare, supplemental health plans

    What Does A 3% Hail Deductible Mean For Texas Homeowners?

    Posted by Ron Wadley on Sep 27, 2023 10:15:00 AM
    "Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...
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    Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance