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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

    Posted by Ron Wadley on Jul 9, 2025 5:41:08 PM
    Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...
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    Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

    Are You A Texas Homeowner With A Reduction In Coverage Letter?

    Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
    Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...
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    Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

    What Is A Normal Deductible For Texas Home Insurance?

    Posted by Ron Wadley on May 22, 2025 5:54:49 PM
    Jim is buying his first home on the west side of Fort Worth. He’s excited, a little nervous, and trying to get everything in order before closing ...
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    Topics: deductible, hail, TRUE Texas Home Insurance

    Does Texas Church Insurance Have A Minimum Deductible?

    Posted by Amanda Minter on Mar 24, 2025 5:29:28 PM
    A recent phone call came from a church in Fort Worth that had concerns about their property insurance coverage. They had large church buildings and ...
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    Topics: deductible, Church Insurance, Risk Purchasing Group

    Three Things Texas Homeowners Need To Know Before Hail Season Starts

    Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
    Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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    Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

    Overwhelmed by Health Insurance Jargon? Make Sense Of Open Enrollment

    Posted by Kevin Hall on Nov 18, 2024 11:18:37 AM
    Sandra was at her wit’s end. She had spent hours scrolling through health insurance options, trying to figure out which one made sense for her ...
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    Topics: deductible, health insurance, ACA, total cost of risk

    Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

    Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
    After a major hailstorm left his Frisco church with a damaged roof, Charles was frustrated to discover just how high the deductible was on the ...
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    Topics: deductible, hail, property, Church Insurance

    Are Zero Pay Claims Ruining Your Home Insurance Search?

    Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM
    Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...
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    Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

    What The Heck! The True Cost of Recent Insurance Changes in Texas

    Posted by Ron Wadley on Jul 12, 2024 1:10:16 PM
    Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...
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    Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance

    Hail Insurance For Texas Churches

    Posted by Amanda Minter on Jun 12, 2024 4:54:52 PM
    This has been a long Spring across Texas. Doesn't matter if you are in The Piney Woods in deep East Texas, The Hill Country, or up on the Caprock. ...
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    Topics: windstorms, deductible, hail, property, business personal property, Church Insurance