" \n Key Takeaways \n \n ACA Marketplace plans in Texas are still limited to HMO networks, which restrict access to major hospitals and specialists ...

" \n Key Takeaways \n \n ACA premiums are climbing while subsidies are disappearing \n Early 2026 window shopping data shows that ACA plan premiums ...

" Key Takeaways \n \n Level-funded health plans give Texas churches more control, transparency, and the potential for premium refunds when claims are ...

" \n Key Takeaways \n \n \n Traditional group health plans create a financially crippling dilemma for small Texas daycare owners, forcing a choice ...

" Key Takeaways \n \n High-deductible health plans expose pastors and small church staff to financial landmines, like the $8,100 deductible that can ...

" \n Key Takeaways \n \n \n ACA subsidies that kept premiums lower for Texans are ending, and future funding is tied up in the government shutdown \n ...

" \n Key Takeaways \n \n \n What Life Insurance Can Actually Do For Your Daycare \n What Happens Without A Plan \n Building A Plan That Works \n \n ...

" \n Key Takeaways \n \n \n \n Are you Showing Me Any Level-Funded, Catastrophic, Self-Funded or Private Health Plans? \n Can We Build A Plan That ...

If you’ve ever owned a small business, you know what it feels like to watch expenses go up while if feels like the value is going down. Phil knows ...