" \n Key Takeaways \n \n \n Texans must select an ACA Marketplace plan by December 15 to have health insurance coverage effective January 1, and ...

" \n Key Takeaways \n \n \n Texas small business owners are tired of “mystery box” health insurance renewals. Premiums, networks, and out of pocket ...

" \n \n Key Takeaways \n \n Private PPO health plans are returning to Texas, giving families the freedom to see any doctor or hospital they choose — ...

" Key Takeaways \n \n Texans who no longer qualify for enhanced ACA subsidies are facing sharp premium increases, limited HMO networks, and shrinking ...

" \n Key Takeaways \n \n ACA Marketplace plans in Texas are still limited to HMO networks, which restrict access to major hospitals and specialists ...

" \n Key Takeaways \n \n ACA premiums are climbing while subsidies are disappearing \n Early 2026 window shopping data shows that ACA plan premiums ...

" Key Takeaways \n \n Level-funded health plans give Texas churches more control, transparency, and the potential for premium refunds when claims are ...

" \n Key Takeaways \n \n \n Traditional group health plans create a financially crippling dilemma for small Texas daycare owners, forcing a choice ...

" Key Takeaways \n \n High-deductible health plans expose pastors and small church staff to financial landmines, like the $8,100 deductible that can ...