Insurance For Texans Blog

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Is Catastrophic Health Insurance an Alternative to TRS-ActiveCare?

Posted by Ron Wadley on Jul 3, 2026 7:00:00 AM
Catastrophic health insurance is designed to protect you from the large medical bills that come with serious accidents, hospital stays, surgeries, ...

Topics: health insurance, catastrophic health coverage, teacher

Can My Family Get Affordable Health Insurance With Subsidies Gone?

Posted by Kevin Hall on Nov 11, 2025 6:05:00 PM
Key Takeaways Texans who no longer qualify for enhanced ACA subsidies are facing sharp premium increases, limited HMO networks, and shrinking choices ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, PPO

What Are My Alternatives To ACA Marketplace Plans In Texas?

Posted by Kevin Hall on Oct 31, 2025 12:32:20 PM
Key Takeaways ACA premiums are climbing while subsidies are disappearing Early 2026 window shopping data shows that ACA plan premiums are rising ...

Topics: health insurance, catastrophic health coverage, ACA Alternatives, private health insurance

How To Shield Your Texas Pastor From Crippling Medical Debt

Posted by Kevin Hall on Oct 9, 2025 9:37:18 AM
Key Takeaways High-deductible health plans expose pastors and small church staff to financial landmines, like the $8,100 deductible that can lead to ...

Topics: health insurance, catastrophic health coverage, Church Insurance

3 Things Small Business Owners Need To Know Now About Health Insurance

Posted by Kevin Hall on Aug 28, 2025 5:31:29 PM
It is hard to believe that we are two-thirds done with 2025. Texas businesses have been navigating challenging waters this year, and we want to make ...

Topics: catastrophic health coverage, group health, employer health insurance, open enrollment

Can My Texas Church Benefit From Catastrophic Health Insurance Plans?

Posted by Kevin Hall on Aug 11, 2025 4:30:54 PM
Key Takeaways Significant Savings On Premiums More Control Over Healthcare Choices Lower Financial Risk Than You Might Expect If you find this ...

Topics: health insurance, catastrophic health coverage, Church Insurance

How Can My Texas Daycare Save On Employee's Health Insurance?

Posted by Kevin Hall on Jul 22, 2025 3:43:49 PM
Key Takeaways Level-Funded Plans Can Offer Big Savings High Deductible Health Plans And HSAs Can Keep Premiums Low Pairing Catastrophic Coverage With ...

Topics: catastrophic health coverage, group health, daycares, level-funded health plans, health savings account

Do Texas Teachers Have To Take Their School Health Insurance Plan?

Posted by Kevin Hall on Jul 15, 2025 3:55:53 PM
Sarah was ready to be back in the classroom this fall, teaching middle school science in Amarillo. The rhythm of school years feels familiar, but ...

Topics: health insurance, catastrophic health coverage, teacher, private health insurance

The Countdown Is On: 3 Things Texans Should Know About ACA Coverage

Posted by Kevin Hall on Dec 12, 2024 3:22:04 PM
Last year in Fort Worth, Trey was juggling work and family when open enrollment for health insurance came around. He figured he had plenty of time to ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, open enrollment

Three Health Coverage Solutions For Small Texas Churches On A Budget

Posted by Kevin Hall on Nov 13, 2024 4:43:45 PM
Key Takeaways Small Texas Churches Have Affordable Alternatives to Traditional Health Insurance Affordable options such as health sharing ministries, ...

Topics: health insurance, catastrophic health coverage, supplemental health plans, group health, employer health insurance, Church Insurance