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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    Do I Have Enough Dwelling Coverage To Rebuild My Grapevine Home?

    Posted by Ron Wadley on May 7, 2020 8:49:46 AM
    When we talk about homeowners insurance for North Texas, we always begin with the most important foundational element. Dwelling amount coverage is ...
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, Fort Worth, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Does Grapevine Home Insurance Confuse You?

    Posted by Ron Wadley on May 6, 2020 7:09:24 PM
    We field a lot of calls, emails and texts and Insurance For Texans. Across the board, one of the things we are asked the most is to help people ...
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    Topics: home insurance, Texas, insurance for texans, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

    Actual Cash Value vs. Replacement Cost on Grapevine Home Insurance

    Posted by Ron Wadley on May 5, 2020 9:40:45 PM
    There's nothing wrong with asking your independent insurance agent if your homeowners insurance policy is replacement cost. We get it. You only want ...
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    Topics: home insurance, Texas, insurance for texans, independent insurance broker, older home, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, North Texas, Dallas, Dallas/Fort Worth, complete losses, Grapevine Home Insurance

    Does My Grapevine Home Insurance Cover My Flooded House?

    Posted by Ron Wadley on May 4, 2020 9:15:11 PM
    As a homeowner in Grapevine, you don't want the following situation to happen. You notice water on the floor. It's an unexpected amount of water. Not ...
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    Topics: home insurance, Texas, weather, insurance for texans, Fort Worth, windstorms, deductible, North Texas, Dallas, Dallas/Fort Worth, Grapevine, Grapevine Home Insurance

    What Should I Do After a Hailstorm in Texas?

    Posted by Ron Wadley on May 2, 2020 4:08:02 PM
    Spring is here. Baseball players have reported to Spring Training, wildflowers are blooming, and seasonal allergies are upon us. Which always brings ...
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    Topics: Texas, Fort Worth, windstorms, claim settlement, North Texas, Dallas, Dallas/Fort Worth, hail, Grapevine Home Insurance, Amarillo, Austin, Waco, lubbock

    Are There Earthquakes In Grapevine and Am I Covered?

    Posted by Ron Wadley on May 1, 2020 9:51:51 PM
    Texas is no stranger to earthquakes these days. The Great State has seen more earthquake activity in the North Texas in the last decade. Yes, even ...
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    Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, partial losses, contents coverage, deductible, North Texas, Dallas, Dallas/Fort Worth, building coverage, complete losses, Grapevine Home Insurance

    Jewelry Insurance for Grapevine Homeowners

    Posted by Ron Wadley on Apr 30, 2020 9:13:43 PM
    We like to ask Texas homeowners about their jewelry collection. Why? Are we diamond dealers on the side? Hardly.
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, contents coverage, limits of coverage, Grapevine Home Insurance

    What is a Sub-Limit on Grapevine Home Insurance?

    Posted by Ron Wadley on Apr 28, 2020 6:50:42 PM
    If you end up making a claim on a Grapevine home insurance policy, you will probably wonder how your claim will get settled.
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    Topics: home insurance, Texas, insurance for texans, independent insurance broker, Fort Worth, claim settlement, contents coverage, limits of coverage, North Texas, Dallas, Dallas/Fort Worth, sewer backup, dwelling, Grapevine Home Insurance

    Do You Have Optional Coverages as a Grapevine Homeowner?

    Posted by Ron Wadley on Apr 27, 2020 9:05:44 PM
    "Do I need all this 'stuff' on my home insurance policy?" We often hear this question from Grapevine homeowners. Our answer is "Maybe". While that ...
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    Topics: home insurance, insurance for texans, independent insurance broker, older home, Fort Worth, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Do Higher Deductibles Save Money On Grapevine Texas Home Insurance?

    Posted by Ron Wadley on Apr 27, 2020 8:25:47 AM
    Many homes in Texas are purchased between Easter and Halloween. As a result, a lot of homeowner insurance policies come up for renewal during that ...
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    Topics: insurance for texans, Dallas/Fort Worth, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance