--- title: Building Ordinance Coverage description: Building ordinance coverage is a weird name for some thing that is really important to Burleson home insurance. Insurance For Texans is an independent insurance agent that can help you determine if you have this vital coverage along with how much of it you need. image: https://www.insurancefortexans.com/hubfs/Stock%20images/Permits%20Concept.%20Word%20on%20Folder%20Register%20of%20Card%20Index.%20Selective%20Focus..jpeg --- ![IFTWebHeader-1-1](https://www.insurancefortexans.com/hs-fs/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png?width=1384&height=307&name=IFTWebHeader-1-1.png "IFTWebHeader-1-1") ## Insurance For Texans Blog All the Insurance Topics a Texan Could Want This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Building Ordinance Coverage Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on Feb 17, 2019 10:47:00 AM ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) Find me on: [Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330) - [Tweet](https://twitter.com/share) Building Ordinance coverage is a common line item on [Burleson Home Insurance](https://www.insurancefortexans.com/burleson-home-insurance) policies. The question of what is it exactly comes up frequently. There are two main ways that we see this coverage come into play and we will outline them below. ![Permits Concept. Word on Folder Register of Card Index. Selective Focus.](https://www.insurancefortexans.com/hubfs/Stock%20images/Permits%20Concept.%20Word%20on%20Folder%20Register%20of%20Card%20Index.%20Selective%20Focus..jpeg) If your home is more than ten years old, the chances are the building codes have changed since it was built. This may not necessarily mean anything to you in particular, but it can to a Burleson city inspector. If you are fortunate enough to make a claim that involves reconstructing a portion of your home, the reality is that it will require pulling permits with the city for either plumbing or electrical work. Maybe even both. If that's the case, that city code inspector can require you to bring the entire house up to current codes. That will get expensive. The Building Ordinance coverage will cover that for you rather than paying it out of your pocket! ![Electrician fixing cable in domestic electrical box](https://www.insurancefortexans.com/hubfs/Stock%20images/Electrician%20fixing%20cable%20in%20domestic%20electrical%20box.jpeg) The second main place we see this coverage used is around fires. It's not a fun subject, but it's part of our job. If your home catches fire, and we are planning on it not, the sirens will come wailing and the brave men and women on those trucks will do their best to put it out ASAP. That's the good news. The bad news is that the damage to your home may be extensive. Most cities have ordinances, or laws, that stipulate that a dwelling must be leveled to the ground if at least 2/3rds or 3/4ths of it is fully damaged. Guess what. This coverage can take care of that task so that you can start over with rebuilding your home and your life. ![Skeletal remains of peaked roof on house hit by tornado](https://www.insurancefortexans.com/hubfs/Stock%20images/Skeletal%20remains%20of%20peaked%20roof%20on%20house%20hit%20by%20tornado.jpeg) Bottom line is that while Building Ordinances may be a funny name, there is a reason that Insurance For Texans recommends the coverage for Burleson home owners. We simply want you to be made whole. To make sure that you do have this coverage, simply request a policy review with us today! [![I Want The BEST Grapevine Home Insurance](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/b8991eae-9f1c-4ab5-967f-fc98e4923fa2.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/b8991eae-9f1c-4ab5-967f-fc98e4923fa2) Topics: [Fort Worth](https://www.insurancefortexans.com/blog/tag/fort-worth), [partial losses](https://www.insurancefortexans.com/blog/tag/partial-losses), [Dallas](https://www.insurancefortexans.com/blog/tag/dallas), [Dallas/Fort Worth](https://www.insurancefortexans.com/blog/tag/dallas-fort-worth), [complete losses](https://www.insurancefortexans.com/blog/tag/complete-losses), [dwelling](https://www.insurancefortexans.com/blog/tag/dwelling), [Burleson Home Insurance](https://www.insurancefortexans.com/blog/tag/burleson-home-insurance), [Burleson](https://www.insurancefortexans.com/blog/tag/burleson), [Johnson County](https://www.insurancefortexans.com/blog/tag/johnson-county) ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) About the Author ### Ron Wadley Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company. [Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/) #### Links #### Contact Us ** 469.789.0220 ** [info@insurancefortexans.com](mailto:yourname@company.com) ** 6777 Camp Bowie Blvd #329 Fort Worth, TX 76116 [**](https://www.insurancefortexans.com/blog/building-ordinance-coverage#) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ron Wadley", "url" : "https://www.insurancefortexans.com/blog/author/ron-wadley" }, "dateModified" : "2019-02-17T16:47:02.148Z", "datePublished" : "2019-02-17T16:47:00.000Z", "headline" : "Building Ordinance Coverage", "image" : [ "https://www.insurancefortexans.com/hubfs/Stock%20images/Permits%20Concept.%20Word%20on%20Folder%20Register%20of%20Card%20Index.%20Selective%20Focus..jpeg" ], "mainEntityOfPage" : { "@id" : "https://www.insurancefortexans.com/blog/building-ordinance-coverage", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp" }, "name" : "Insurance For Texans Group, Inc" } } ``` ```json { "@context": "https://schema.org", "@type": "BlogPosting", "headline": "Building Ordinance Coverage", "author": { "@type": "Person", "name": "Ron Wadley", "description": "Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. 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