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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Weathering the Storm: Surviving Hail Coverage Shifts in Texas

    Posted by Ron Wadley on Feb 20, 2024 4:45:48 PM
    Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...
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    Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

    What Is A Cosmetic Exclusion On A Home Insurance Policy

    Posted by Ron Wadley on Feb 7, 2024 11:08:11 AM
    As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
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    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home Insurance Tips

    What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

    Posted by Ron Wadley on Feb 7, 2024 10:45:00 AM
    As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
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    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

    Why Isn't The Entire Roof Being Replaced On My Home?

    Posted by Ron Wadley on Jan 5, 2024 4:20:25 PM
    Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...
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    Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

    Understanding Deductible Buy Downs for Your Business Property

    Posted by Brad Hancock on Dec 22, 2023 11:29:00 AM
    Meet Ted, a business owner in Dallas. Ted has a flourishing dental office in East Dallas where he takes care of families with great care! Ted loves ...
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    Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

    What is A High Deductible Health Plan?

    Posted by Kevin Hall on Aug 2, 2023 4:19:28 PM
    In this period of inflation, Texans everywhere are looking for ways to save money. Health care costs have become a major line item in family budgets ...
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    Topics: deductible, Dallas/Fort Worth, health insurance, ACA, ACA Alternatives, Obamacare

    Texas Law On Waiving Insurance Deductibles

    Posted by Ron Wadley on Jul 27, 2023 10:46:00 AM
    When we first published this article on the "new" Texas law that went into effect in September, 2019 there was a lot of chatter about roofing ...
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    Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips, independent insurance agency

    Proactive Strategies to Lower General Liability Insurance Premiums

    Posted by Brad Hancock on Jul 5, 2023 5:33:06 PM
    As a business owner, it's essential to protect your company from unexpected risks and liabilities. General liability insurance plays a crucial role ...
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    Topics: Dallas/Fort Worth, General Liability, Business Owner, Commercial Insurance, Grapevine, commercial texas insurance, Austin, basics of business insurance

    Why Your Business Needs Cyber Business Income Coverage

    Posted by Brad Hancock on Jun 30, 2023 1:43:26 PM
    The success of any business depends largely on the ability to generate a consistent income. Whether you're a dental office, manufacturer, or law ...
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    Topics: business coverage, Dallas/Fort Worth, business income coverage, Business Owner, Commercial Insurance, Grapevine, cyber insurance, commercial texas insurance, cyber crime, Amarillo, Austin, Waco, basics of business insurance

    What Is the Health Marketplace?

    Posted by Ron Wadley on Jun 28, 2023 1:12:08 PM
    The Health Marketplace, also known as the Health Insurance Marketplace, is an online platform established by the Affordable Care Act (ACA) to help ...
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    Topics: Texas, Dallas/Fort Worth, health insurance, ACA, Colleyville, ACA Alternatives, Grapevine, early retirees, Amarillo, Austin, Waco