--- title: Building Ordinance Does Matter On Texas Home Insurance Policies description: If your home is deemed structurally unsound after a storm, who cleans up to rebuild? Let Insurance For Texans show you how your home insurance helps you! image: https://www.insurancefortexans.com/hubfs/custom-video-thumbnails/Home%20Insurance%20Tips.png --- ![IFTWebHeader-1-1](https://www.insurancefortexans.com/hs-fs/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png?width=1384&height=307&name=IFTWebHeader-1-1.png "IFTWebHeader-1-1") ## Insurance For Texans Blog All the Insurance Topics a Texan Could Want This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Building Ordinance Does Matter On Texas Home Insurance Policies Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on Jun 17, 2019 9:18:50 AM ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) Find me on: [Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330) - [Tweet](https://twitter.com/share)     The odds are you probably don't use the term "building ordinance" in everyday conversation. So, why wouldn't your curiosity peak when you see it as a line item on your Texas homeowners insurance policy?   There are certain line items that Texas homeowners question when we cover a quote proposal or do an annual review of a policy. [Building Ordinance](https://www.insurancefortexans.com/blog/building-ordinance-coverage) is one of those items.   Some late-season thunderstorms rolled through Dallas-Ft Worth on Father's Day that produced some powerful winds. While the National Weather Service is determining whether or not they were actually a tornado, homeowners are left to clean up the damage from the storm. The damage appears to be immense in certain neighborhoods. **So what happens if your home is deemed structurally unsound by the city and your home has to be torn down and rebuilt?** [Ft Worth Home Insurance](https://www.insurancefortexans.com/ft-worth-home-insurance) policies include Building Ordinance, which is going to be a major player for you in this scenario. Because this is a ruling coming from the city code enforcement office, your building ordinance portion of the policy will cover the demolition and cleanup. This is why Insurance For Texans agents spend time covering these bases for you. At Insurance For Texans, we want you to have the proper coverage at the best price. Proper coverage means insuring the obvious and also that which you may have not even thought of. The best price includes that which doesn't leave you uncovered for the sake of the cheapest price.  As [Independent Insurance Agents](https://www.insurancefortexans.com/local-independent-insurance-agent), we can accomplish this for your home no matter which part of town you live in. Call us today to schedule a time to do a review of your home insurance policy. [![Schedule A Consultation](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/7b3e48dc-5597-4bb6-a042-96d88f81084f.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/7b3e48dc-5597-4bb6-a042-96d88f81084f) ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) About the Author ### Ron Wadley Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company. [Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/) #### Links #### Contact Us ** 469.789.0220 ** [info@insurancefortexans.com](mailto:yourname@company.com) ** 6777 Camp Bowie Blvd #329 Fort Worth, TX 76116 [**](https://www.insurancefortexans.com/blog/building-ordinance-does-matter-on-texas-home-insurance-policies#) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ron Wadley", "url" : "https://www.insurancefortexans.com/blog/author/ron-wadley" }, "dateModified" : "2022-01-15T01:29:46.680Z", "datePublished" : "2019-06-17T14:18:50.000Z", "headline" : "Building Ordinance Does Matter On Texas Home Insurance Policies", "image" : [ "https://www.insurancefortexans.com/hubfs/custom-video-thumbnails/Home%20Insurance%20Tips.png" ], "mainEntityOfPage" : { "@id" : "https://www.insurancefortexans.com/blog/building-ordinance-does-matter-on-texas-home-insurance-policies", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp" }, "name" : "Insurance For Texans Group, Inc" } } ``` ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "caption" : { "@type" : "MediaObject", "contentUrl" : "https://www.insurancefortexans.com/media-transcripts/10533521236/en.vtt", "inLanguage" : "en", "name" : "en Captions" }, "contentUrl" : "https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/Building%20Ordinance%20Does%20Matter%20On%20Texas%20Home%20Insurance%20Policies.mp4", "dateModified" : "2025-09-08T14:28:32.397Z", "description" : "When your home is deemed structurally unsafe, what happens next? Fortunately, your building ordinance coverage can help cover the tear down so that your dwelling coverage can rebuild.", "duration" : "PT1M49S", "height" : 1536, "name" : "Building Ordinance Does Matter On Texas Home Insurance Policies", "thumbnailUrl" : "https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/Building%20Ordinance%20Does%20Matter%20On%20Texas%20Home%20Insurance%20Policies.mp4/medium.jpg?t=1757341712397", "uploadDate" : "2019-06-17T14:11:38.626Z", "width" : 2048 } ``` ```json { "@context": "https://schema.org", "@type": "BlogPosting", "headline": "Building Ordinance Does Matter On Texas Home Insurance Policies", "author": { "@type": "Person", "name": "Ron Wadley", "description": "Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. 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