--- title: Is Condo Insurance The Same As Home Insurance description: When Texans look at buying a new property, they wonder is condo insurance the same as home insurance. Insurance For Texans has the answer and the solution. image: https://www.insurancefortexans.com/hubfs/custom-video-thumbnails/Home%20Insurance%20Tips-1.png --- ![IFTWebHeader-1-1](https://www.insurancefortexans.com/hs-fs/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png?width=1384&height=307&name=IFTWebHeader-1-1.png "IFTWebHeader-1-1") ## Insurance For Texans Blog All the Insurance Topics a Texan Could Want This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Is Condo Insurance The Same As Home Insurance Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on Jun 26, 2019 2:19:17 PM ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) Find me on: [Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330) - [Tweet](https://twitter.com/share) The World Headquarters here at [Insurance For Texans](https://g.page/Insurance4Texans) is located on Main Street in Colleyville, Texas. It is situated in a [mixed use](https://en.wikipedia.org/wiki/Mixed-use_development) development area where retail, office, and residential spaces are mixed together creating a mini community. We love it. One of the questions that neighbors ask us is whether or not condo insurance is the same thing as home insurance. And the answer is no! We don't have to hesitate on this one or tell you it depends. Condos are different than stand alone homes or town homes. When you own a condo, you own a portion of a larger building. That building is typically part of some sort of Home Owners Association. One of the HOA's purposes is to provide a master building policy should something happen to it. As a result, the condo owner is only responsible for finishing out the space once the studs have been put in place in the building rebuild, while a true [home insurance](https://www.insurancefortexans.com/ft-worth-home-insurance) policy will rebuild the entire structure. The finish out will include things like Dry wall, flooring, cabinets, sinks and other items. You need to make sure that your condo has enough coverage to rebuild the interior portion of your condo and replace your [personal property](https://www.insurancefortexans.com/blog/what-is-home-insurance-personal-property). If you aren't sure what kind of policy that you have for your home or condo, speaking with an [independent insurance agent](https://www.insurancefortexans.com/local-independent-insurance-agent) at Insurance For Texans can help you understand what you have and don't have protected. Schedule a time to speak with Tricia or Dena to review what coverage you do have and any gaps that might exist. [![I Need The BEST Home Insurance](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/601d6076-88f8-4e81-bb75-7f496f264f8a.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/601d6076-88f8-4e81-bb75-7f496f264f8a) Topics: [Dallas/Fort Worth](https://www.insurancefortexans.com/blog/tag/dallas-fort-worth), [Burleson Home Insurance](https://www.insurancefortexans.com/blog/tag/burleson-home-insurance), [homeowners insurance](https://www.insurancefortexans.com/blog/tag/homeowners-insurance), [independent insurance agent](https://www.insurancefortexans.com/blog/tag/independent-insurance-agent), [Home Insurance Tips](https://www.insurancefortexans.com/blog/tag/home-insurance-tips) ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) About the Author ### Ron Wadley Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company. [Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/) #### Links #### Contact Us ** 469.789.0220 ** [info@insurancefortexans.com](mailto:yourname@company.com) ** 6777 Camp Bowie Blvd #329 Fort Worth, TX 76116 [**](https://www.insurancefortexans.com/blog/is-condo-insurance-the-same-as-home-insurance#) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ron Wadley", "url" : "https://www.insurancefortexans.com/blog/author/ron-wadley" }, "dateModified" : "2019-06-26T19:19:17.264Z", "datePublished" : "2019-06-26T19:19:17.000Z", "headline" : "Is Condo Insurance The Same As Home Insurance", "image" : [ "https://www.insurancefortexans.com/hubfs/custom-video-thumbnails/Home%20Insurance%20Tips-1.png" ], "mainEntityOfPage" : { "@id" : "https://www.insurancefortexans.com/blog/is-condo-insurance-the-same-as-home-insurance", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp" }, "name" : "Insurance For Texans Group, Inc" } } ``` ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "caption" : { "@type" : "MediaObject", "contentUrl" : "https://www.insurancefortexans.com/media-transcripts/10791135269/en.vtt", "inLanguage" : "en", "name" : "en Captions" }, "contentUrl" : "https://2659071.fs1.hubspotusercontent-na2.net/hubfs/2659071/Is%20Condo%20Insurance%20The%20Same%20As%20Home%20Insurance.mp4", "dateModified" : "2025-09-08T14:33:06.239Z", "description" : "When Texans buy a home or condo, they will often ask us if condo insurance is the same as home insurance. 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