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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    What Is A Cosmetic Exclusion On A Home Insurance Policy

    Posted by Ron Wadley on Feb 7, 2024 11:08:11 AM
    As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
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    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home Insurance Tips

    What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

    Posted by Ron Wadley on Feb 7, 2024 10:45:00 AM
    As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
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    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

    Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

    Posted by Ron Wadley on Jan 30, 2024 11:43:04 AM
    As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...
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    Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

    Hail No! Debunking 3 Common Myths Texas Homeowners Believe About Hail

    Posted by Ron Wadley on Jan 19, 2024 12:08:13 PM
    Hail falls all over Texas. That is not a surprise to any Texas homeowner. But some parts of the state deal with hail damage claims more than others, ...
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    Topics: home insurance, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, basics of home insurance

    Why Two Home Insurance Quotes Can Have VERY Different Prices

    Posted by Ron Wadley on Dec 11, 2023 10:10:36 AM
    As the average costs of basically everything have continued to skyrocket, the cost of homeowners insurance is no exception. The average rates in ...
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    Topics: home insurance, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance, basics of home insurance

    Are Texas Insurance Rates Climbing Faster Than Other States?

    Posted by Ron Wadley on Nov 20, 2023 4:01:25 PM
    Understanding the trends in insurance costs is essential for Texans, especially since these rates are increasing faster than you can shake a stick at ...
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    Topics: auto insurance, insurance for texans, windstorms, hail, claim, homeowners insurance, Home Insurance Tips

    Did Your Texas Home Insurance Company Screw You?

    Posted by Ron Wadley on Oct 17, 2023 3:35:57 PM
    Have you noticed that monthly premiums for homeowners insurance policies in Texas have exploded? Particularly in the Dallas-Ft Worth metroplex? If ...
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    Topics: home insurance, Burleson Home Insurance, hail, high value home, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance

    What Does A 3% Hail Deductible Mean For Texas Homeowners?

    Posted by Ron Wadley on Sep 27, 2023 10:15:00 AM
    "Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...
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    Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Texas Law On Waiving Insurance Deductibles

    Posted by Ron Wadley on Jul 27, 2023 10:46:00 AM
    When we first published this article on the "new" Texas law that went into effect in September, 2019 there was a lot of chatter about roofing ...
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    Topics: home insurance, Texas, insurance for texans, windstorms, deductible, Dallas/Fort Worth, Burleson Home Insurance, homeowners insurance, Home Insurance Tips, independent insurance agency

    Understanding the Four Parts of Rate Chaos in Insurance Premiums

    Posted by Ron Wadley on Jun 20, 2023 10:00:50 AM
    As a Texas homeowner, you may have noticed a significant increase in your insurance costs lately. You're not alone in wondering why insurance rates ...
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    Topics: home insurance, Dallas/Fort Worth, homeowners insurance, Commercial Insurance, inflation, Amarillo, Austin, Waco, basics of home insurance