When your church has been around for more than 100 years, it has seen a thing or two. This particular old, brick church building in Tyler had ...

Can a church use two different insurance companies for property insurance and liability insurance? Split Policy Strategy: An insurance arrangement ...

Who is "the named insured" on an insurance policy? Entity-Specific Named Insured: A critical insurance designation that ensures the insurance policy ...

What is an insurance sub-limit? Stained Glass Sublimit: A specific cap or maximum dollar amount an insurance provider will pay for repairs or ...

What is a non-admitted insurance carrier? Non-Admitted (Surplus Lines) Insurance: A specialized insurance market that provides coverage for high-risk ...

What is a minimum wind and hail deductible? A minimum wind and hail deductible is the lowest out-of-pocket amount a Texas church insurance carrier ...

Key Takeaways Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, functional replacement ...

Key Takeaways A Risk Purchasing Group (RPG) lets churches combine their buying power to access stronger coverage and better property insurance rates ...

What is a risk purchasing group? Risk Purchasing Group: A solution for churches that are formed to cover catastrophic property losses. Churches pool ...

Key Takeaways Sublimits Can Dramatically Reduce Your Church’s Claim Payout Many Texas churches assume their full property coverage applies to every ...