Insurance For Texans Blog

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Why Is This Church Insurance Agent Asking Me About Loss Runs?

Posted by Amanda Minter on Mar 4, 2025, 9:45:00 AM
Key Takeaways Loss runs are the report card your next insurance company uses to decide if they even want to quote your church. They show your claims ...

Topics: claim, Church Insurance, Loss Runs

What Texas Churches Need to Know About Insurance Before Storm Season

Posted by Amanda Minter on Feb 28, 2025, 4:11:49 PM
Key Takeaways Your wind and hail deductible can quietly become a church sized expense A percentage deductible is not based on the size of the damage. ...

Topics: windstorms, hail, Church Insurance

Does It Really Matter Who Pays For Church D&O Insurance Coverage?

Posted by Amanda Minter on Feb 18, 2025, 4:15:18 PM
Key Takeaways Churches Should Cover the Cost of D&O Insurance to Protect Their Leaders Requiring Leaders to Pay for Their Own D&O Coverage ...

Topics: liability, D&O, Church Insurance

Does My Texas Church Insurance Cover The Daycare We Run?

Posted by Amanda Minter on Feb 14, 2025, 11:58:03 AM
Key Takeaways Your church’s insurance might not cover weekday daycare operations. Many churches assume their general liability policy extends to ...

Topics: Church Insurance, daycares

Creative Ways To Provide Church Staff Health Benefits

Posted by Kevin Hall on Feb 5, 2025, 4:45:20 PM
Key Takeaways Supplemental health insurance helps churches care for their staff without straining the budget. Even when traditional group health ...

Topics: health insurance, supplemental health plans, Church Insurance

Does Your Texas Church Have A Violent Response Plan In Place?

Posted by Brad Hancock on Feb 3, 2025, 10:51:22 AM
Key Takeaways A Comprehensive Security Plan Saves Lives and Prevents Chaos Having a detailed, practiced plan for potential threats helps church staff ...

Topics: liability, Church Insurance, violent response

How Do You Know Your Church Has Enough Auto Insurance?

Posted by Amanda Minter on Jan 27, 2025, 2:46:45 PM
Key Takeaways Church-Owned Vehicles Require Specialized Commercial Coverage Personal auto policies don’t protect church-owned vans, buses, or cars ...

Topics: commercial auto insurance, Church Insurance

Is Your Overnight Youth Event At Church Member Homes Covered?

Posted by Amanda Minter on Jan 14, 2025, 2:30:08 PM
Key Takeaways Overnight Youth Events Need More Than a Standard Church Policy Regular church insurance doesn’t always extend to off-site or overnight ...

Topics: liability, Church Insurance, event insurance

Why Every Texas Church Needs Cyber Liability Insurance in 2025

Posted by Amanda Minter on Dec 27, 2024, 2:33:29 PM
Key Takeaways Churches are prime cyber targets now. Hackers are focusing on smaller organizations like churches because they store valuable personal ...

Topics: cyber insurance, cyber crime, Church Insurance

The Hidden Insurance Gaps That Could Cost Your Texas Church in 2025

Posted by Amanda Minter on Dec 26, 2024, 11:05:39 AM
Much has been written and said about the problems with Texas church insurance during 2024. Insurance For Texans has spent much of the year detailing ...

Topics: limits of coverage, hail, liability, gaps in coverage, Church Insurance