Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Three Essential Insurance Coverages for Small Texas Churches

    Posted by Amanda Minter on Oct 31, 2024 2:04:27 PM
    Mary has volunteered at her small church near Tyler for as long as she can remember. She’s been there through Sunday services, holiday events, and ...
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    Topics: professional liability, liability, D&O, Church Insurance

    Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

    Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
    " \n What Is a Deductible Buy Down? \n \n Deductible Buy Down: A supplemental insurance policy—also known as a buyback—that lowers the high ...
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    Topics: deductible, hail, property, Church Insurance

    Does It Matter If My Texas Church Insurance Company Is Non-Admitted

    Posted by Amanda Minter on Oct 22, 2024 1:52:25 PM
    " \n Key Takeaways \n \n \n \n Non-admitted does not mean illegal or sketchy, but it does change the safety rails around the policy. Non-admitted ...
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    Topics: property, Church Insurance, non-renewal

    Is It Better To Have Actual Cash Value Or Replacement Cost On Churches

    Posted by Amanda Minter on Oct 21, 2024 4:02:17 PM
    " \n Key Takeaways \n \n \n Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property ...
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    Topics: replacement cost, actual cash value, hail, property, Church Insurance

    Workers Comp Insurance For Texas Churches

    Posted by Amanda Minter on Oct 17, 2024 4:20:16 PM
    Fred is an elder at his church in Amarillo and was tasked with reviewing the insurance coverage for the church’s staff. He’d never dealt with ...
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    Topics: liability, Amarillo, workers comp, Church Insurance

    What Are The Basics Of Texas Church Insurance?

    Posted by Amanda Minter on Oct 16, 2024 4:13:48 PM
    " \n What is True Texas Church Insurance? \n \n True Texas Church Insurance: A specialized, multi-layered insurance framework designed specifically ...
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    Topics: liability, property, Church Insurance, insurance basics

    Can A Small Church Provide Health Coverage Using A Self-Funded Plan?

    Posted by Kevin Hall on Oct 15, 2024 5:02:49 PM
    " \n Key Takeaways \n \n Self-Funded Health Plans Offer Control and Savings for Churches Instead of paying high premiums to an insurance company, ...
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    Topics: health insurance, group health, Church Insurance, self-funded

    Top 5 Complaints About Church Insurance In Texas

    Posted by Brad Hancock on Oct 10, 2024 5:03:06 PM
    " \n Key Takeaways \n \n \n \n Most church insurance frustration in Texas comes down to one thing: the market changed faster than church budgets did. ...
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    Topics: limits of coverage, property, Church Insurance, non-renewal

    Affordable Health Plan for Small Texas Churches: Catastrophic Coverage

    Posted by Kevin Hall on Sep 27, 2024 4:13:20 PM
    " \n Key Takeaways \n \n \n Catastrophic Health Insurance Gives Small Churches a Budget-Friendly Safety Net For small Texas churches that can’t ...
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    Topics: employer group policy, catastrophic health coverage, ACA Alternatives, group health, Church Insurance

    Did Your Electrical Panel Cause You To Fail Your Insurance Inspection?

    Posted by Brad Hancock on Sep 25, 2024 3:45:19 PM
    " \n Key Takeaways \n \n \n Federal Pacific Stab Lok panels are a known fire risk, and carriers treat them like a hard stop. If your church has one, ...
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    Topics: property, Church Insurance, inspections