Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?
Posted by
Ron Wadley on Jul 9, 2025 5:41:08 PM
Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...
0 Comments Click here to read/write comments
Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance
Can My Mortgage Lender Force Me To Carry Specific Insurance Coverage
Posted by
Ron Wadley on Jun 16, 2025 2:24:02 PM
Mary is a single mom living in Waco. Like so many parents right now, she is watching every penny that leaves her bank account. Groceries have gone ...
0 Comments Click here to read/write comments
Topics: mortgage payment, replacement cost, hail, TRUE Texas Home Insurance
What Is A Stated Limit For Roof Coverage On A Home Insurance Policy?
Posted by
Ron Wadley on Apr 16, 2025 4:31:34 PM
Like most folks in North Texas, Jason knows hail season can be a mess. His neighbor across town had to replace a roof last year after a big storm, ...
0 Comments Click here to read/write comments
Topics: replacement cost, hail, roofing schedule, TRUE Texas Home Insurance
Why Is My Home Insurance Premium Going Up After Record Profits?
Posted by
Ron Wadley on Apr 14, 2025 3:42:13 PM
If you are anything like Mary, you have seen your home insurance rates climb like they are almost to the top of Kilimanjaro. Mary lives in a nice ...
0 Comments Click here to read/write comments
Topics: replacement cost, hail, TRUE Texas Home Insurance
Is Functional Replacement Cost Bad For My Church Insurance Policy?
Posted by
Amanda Minter on Mar 17, 2025 9:15:00 AM
Key Takeaways Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, functional replacement ...
0 Comments Click here to read/write comments
Topics: replacement cost, property, Church Insurance, Risk Purchasing Group
Three Things Texas Homeowners Need To Know Before Hail Season Starts
Posted by
Ron Wadley on Feb 27, 2025 11:19:59 AM
Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
0 Comments Click here to read/write comments
Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance
What Is Functional Replacement Cost On Historical Homes?
Posted by
Ron Wadley on Feb 4, 2025 9:49:12 AM
David loves his house in Dallas. It just ticked over being 100 years old. He’s proud to own a piece of history since so many Dallas homes have been ...
0 Comments Click here to read/write comments
Topics: replacement cost, Home Insurance Tips, TRUE Texas Home Insurance
Actual Cash Value vs Replacement Cost: Insuring Your Church’s Roof in Texas
Posted by
Brad Hancock on Nov 4, 2024 8:00:00 AM
Churches in Texas have a variety of insurance needs. It is important to understand specific terms in your church’s insurance policy so that you know ...
0 Comments Click here to read/write comments
Topics: replacement cost, actual cash value, Church Insurance
Is It Better To Have Actual Cash Value Or Replacement Cost On Churches
Posted by
Amanda Minter on Oct 21, 2024 4:02:17 PM
Key Takeaways Replacement Cost is about rebuilding your church like it was, while Actual Cash Value is about what your church property is worth today ...
0 Comments Click here to read/write comments
Topics: replacement cost, actual cash value, hail, property, Church Insurance
Does A Roof Payment Schedule Matter If I Claim Every Three Years?
Posted by
Ron Wadley on May 14, 2024 5:03:23 PM
Even though the spring hail storm season was almost coming to a close, Denton got hit by yet another large event with some baseball sized hail. Most ...
0 Comments Click here to read/write comments
Topics: replacement cost, actual cash value, roofing schedule, TRUE Texas Home Insurance