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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Inflation Affecting Texas Insurance

    Posted by Ron Wadley on Jun 9, 2022 4:53:16 PM
    Over the last few weeks the single most asked question when we chat with real life Texans is why in the world is my home, auto, business, or fill in ...
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    Topics: auto insurance, home insurance, Texas, Freezing, replacement cost, limits of coverage, building coverage, commercial property values, complete losses, homeowners insurance, independent insurance agency, Commercial Insurance, gaps in coverage, TRUE Texas Home Insurance, inflation

    Why Do You Need Replacement Cost on Personal Belongings?

    Posted by Chris Howard on Jan 30, 2021 12:38:35 PM
    Nobody wants to think about a major catastrophe involving your home. Yet, knowing bad things happen from time to time regardless of where you live, ...
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    Topics: home insurance, Texas, replacement cost, actual cash value, windstorms, hail, Theft, flood insurance, Grapevine, Grapevine Home Insurance

    Can I Insure My Grapevine Home For More Than It's Worth?

    Posted by Ron Wadley on Aug 18, 2020 9:11:32 PM
    We prepare a lot of insurance quotes here at Insurance For Texans and a lot of those are for Grapevine homes.  How do we do this? The first step is ...
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    Topics: home insurance, insurance for texans, replacement cost, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, claim, Colleyville, homeowners insurance, independent insurance agent, Home InsuranceTips, independent insurance agency, Grapevine, Grapevine Home Insurance

    Will My Home Insurance Policy Replace My 15-Year Old Grapevine Roof?

    Posted by Ron Wadley on Jun 30, 2020 6:16:56 PM
    Hail.  Like death and taxes, some things in life are inevitable.  Hailstorms blow through North Texas each spring and sometimes, just to keep it fun, ...
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    Topics: replacement cost, actual cash value, claim settlement, North Texas, Dallas/Fort Worth, homeowners insurance, Home InsuranceTips, Grapevine Home Insurance

    Do I Have Enough Dwelling Coverage To Rebuild My Grapevine Home?

    Posted by Ron Wadley on May 7, 2020 8:49:46 AM
    When we talk about homeowners insurance for North Texas, we always begin with the most important foundational element. Dwelling amount coverage is ...
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, Fort Worth, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Actual Cash Value vs. Replacement Cost on Grapevine Home Insurance

    Posted by Ron Wadley on May 5, 2020 9:40:45 PM
    There's nothing wrong with asking your independent insurance agent if your homeowners insurance policy is replacement cost. We get it. You only want ...
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    Topics: home insurance, Texas, insurance for texans, independent insurance broker, older home, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, North Texas, Dallas, Dallas/Fort Worth, complete losses, Grapevine Home Insurance

    Jewelry Insurance for Grapevine Homeowners

    Posted by Ron Wadley on Apr 30, 2020 9:13:43 PM
    We like to ask Texas homeowners about their jewelry collection. Why? Are we diamond dealers on the side? Hardly. 
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, contents coverage, limits of coverage, Grapevine Home Insurance

    Do I Need an Insurance Claim Settlement on My Grapevine Home?

    Posted by Ron Wadley on Apr 26, 2020 8:01:59 PM
    Do you know the best home insurance we sell here at Insurance For Texans? It's the kind where you never make a claim.  This equals nothing bad ...
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, hail, Grapevine Home Insurance

    Hail Insurance For Your Grapevine Home

    Posted by Ron Wadley on Apr 25, 2020 1:50:58 PM
    Grapevine, Texas weather is like a box of chocolates. Sometimes you don't know what you're going to get, but you know what kind of weather we can ...
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    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, hail, Grapevine, Grapevine Home Insurance

    What is Extended Replacement Cost On Your Texas Home?

    Posted by Ron Wadley on Apr 14, 2020 7:21:20 PM
    Extended Replacement Cost is one of the line items you should consider immediately when evaluating optional coverages on your Grapevine Home ...
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    Topics: home insurance, Texas, insurance for texans, replacement cost, Fort Worth, limits of coverage, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, Grapevine, Grapevine Home Insurance, Tarrant County