" \n Key Takeaways \n \n \n Texans must select an ACA Marketplace plan by December 15 to have health insurance coverage effective January 1, and ...

" \n Key Takeaways \n \n \n Texas small business owners are tired of “mystery box” health insurance renewals. Premiums, networks, and out of pocket ...

" Key Takeaways \n \n Texans who no longer qualify for enhanced ACA subsidies are facing sharp premium increases, limited HMO networks, and shrinking ...

Tim’s small church in Lubbock had just lost a key employee and the reason hit hard. As the elder overseeing finances, Tim felt a deep responsibility ...

" \n Key Takeaways \n \n ACA Marketplace plans in Texas are still limited to HMO networks, which restrict access to major hospitals and specialists ...

" \n Key Takeaways \n \n ACA premiums are climbing while subsidies are disappearing \n Early 2026 window shopping data shows that ACA plan premiums ...

" Key Takeaways \n \n Level-funded health plans give Texas churches more control, transparency, and the potential for premium refunds when claims are ...

" \n Key Takeaways \n \n \n Traditional group health plans create a financially crippling dilemma for small Texas daycare owners, forcing a choice ...

" Key Takeaways \n \n High-deductible health plans expose pastors and small church staff to financial landmines, like the $8,100 deductible that can ...

When Ben, a small business owner in Fort Worth, sat down with his health insurance packet last fall, he thought he was making the safe choice. He ...