Insurance For Texans Blog

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Three Things Texas Daycares Need To Know About Insurance Today!

Posted by Brad Hancock on Mar 11, 2025 9:30:01 AM
Key Takeaways Price alone doesn’t protect your daycare. Chasing the cheapest insurance policy can leave you exposed to hidden exclusions, higher ...

Topics: liability, property, True Texas Education Insurance, daycares

Does My Texas Daycare Need Directors & Officers Insurance?

Posted by Brad Hancock on Feb 20, 2025 2:13:41 PM
Key Takeaways Church-run daycares and preschools face real legal exposure. Even non-profit or volunteer-led boards can be sued personally for ...

Topics: liability, D&O, True Texas Education Insurance, daycares

Does It Really Matter Who Pays For Church D&O Insurance Coverage?

Posted by Amanda Minter on Feb 18, 2025 4:15:18 PM
Key Takeaways Churches Should Cover the Cost of D&O Insurance to Protect Their Leaders Requiring Leaders to Pay for Their Own D&O Coverage ...

Topics: liability, D&O, Church Insurance

Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

Posted by Brad Hancock on Feb 12, 2025 2:46:44 PM
Key Takeaways Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their policy will fully ...

Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares

Does Changing My Texas Daycare Insurance Every Year Matter?

Posted by Brad Hancock on Feb 11, 2025 5:04:21 PM
Key Takeaways Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can lead to reduced ...

Topics: liability, property, True Texas Education Insurance, daycares

Does Your Texas Church Have A Violent Response Plan In Place?

Posted by Brad Hancock on Feb 3, 2025 10:51:22 AM
Key Takeaways A Comprehensive Security Plan Saves Lives and Prevents Chaos Having a detailed, practiced plan for potential threats helps church staff ...

Topics: liability, Church Insurance, violent response

Do Texas Private Schools Need Insurance For Their Board Of Directors?

Posted by Brad Hancock on Jan 22, 2025 11:18:25 AM
Brenda is the headmaster of a private school in Fort Worth who has always believed she was prepared for any challenge. She works tirelessly to manage ...

Topics: liability, D&O, True Texas Education Insurance, private schools

Is Your Overnight Youth Event At Church Member Homes Covered?

Posted by Amanda Minter on Jan 14, 2025 2:30:08 PM
Key Takeaways Overnight Youth Events Need More Than a Standard Church Policy Regular church insurance doesn’t always extend to off-site or overnight ...

Topics: liability, Church Insurance, event insurance

Teachers Sue: Is Your Private School Prepared for Employee Lawsuits?

Posted by Brad Hancock on Jan 9, 2025 3:32:06 PM
Rebecca loved teaching at her private school in Fort Worth. She had dedicated years to honing her craft while building strong relationships with her ...

Topics: liability, employment liability insurance, True Texas Education Insurance, private schools

How A Texas School Admin Learned The Importance Of General Liability

Posted by Brad Hancock on Jan 6, 2025 1:57:25 PM
Ramon is the director of a private school in Austin. His days are busy, filled with meetings, helping teachers, and planning events for students. But ...

Topics: General Liability, liability, private schools