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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Brad Hancock

    Brad Hancock
    Brad grew up in his dad's insurance agency and just couldn't stay away from the business. He has deep experience in the Texas commercial insurance market to help businesses solve problems and mitigatee risk

    Recent Posts

    Does Texas Cyber Insurance Cover Lost Income?

    Posted by Brad Hancock on Jun 30, 2025 3:07:54 PM
    Landry was working in his busy San Antonio computer repair shop just like any other day. He was juggling a dozen different repairs and backups when ...
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    Topics: third party insurance, cyber insurance, business interruption

    Does Texas Cyber Insurance Cover Foreign Attacks?

    Posted by Brad Hancock on Jun 26, 2025 3:59:43 PM
    Marc runs a growing dental practice just outside downtown Dallas. Great team, solid reputation, steady flow of patients. On paper, things are going ...
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    Topics: Dental Insurance, cyber insurance, data theft

    Why Texas Small Businesses Need Cyber Insurance More Than Ever!

    Posted by Brad Hancock on Jun 24, 2025 4:48:17 PM
    A few weeks ago, I got a call from a business owner I know well. Lisa runs a small design studio in Austin. Honest work, loyal clients, never late on ...
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    Topics: cyber insurance, cyber crime, data theft, small business

    What Do Texas Business Owners Need To Know About Spring Hail Insurance

    Posted by Brad Hancock on Mar 3, 2025 8:30:00 AM
    Texas weather can be wild! It seems like we move from the dead of winter to the "Spring Hail" Season almost instantly. It is incredible how quickly ...
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    Topics: business coverage, hail, property, business interruption

    Is Your Business Insurance Policy Being Non-Renewed?

    Posted by Brad Hancock on Feb 21, 2025 3:47:58 PM
    When you run a law office, the last thing you want to worry about is insurance. It is not a topic that just pops to the top of your mind. We were ...
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    Topics: business coverage, Commercial Insurance, basics of business insurance, non-renewal

    Does Your Texas Church Have A Violent Response Plan In Place?

    Posted by Brad Hancock on Feb 3, 2025 10:51:22 AM
    The Sunday service at your church in Austin is going as planned until a stranger walks in acting strangely. He is pacing near the back, muttering ...
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    Topics: liability, Church Insurance, violent response

    Navigating Insurance Inspections for Churches: Tips and Guidance

    Posted by Brad Hancock on Nov 18, 2024 8:00:00 AM
    Is your church confused about why it's being inspected by your insurance company? Don't worry, property inspections are standard, especially in ...
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    Five Reasons People Complain About Texas Church Insurance

    Posted by Brad Hancock on Nov 6, 2024 8:00:00 AM
    Terry couldn't believe her eyes. As the church administrator, she knew their budget was tight, but the new insurance premium was alarming. It had ...
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    Topics: Church Insurance

    Actual Cash Value vs Replacement Cost: Insuring Your Church’s Roof in Texas

    Posted by Brad Hancock on Nov 4, 2024 8:00:00 AM
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    Topics: replacement cost, actual cash value, Church Insurance

    Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

    Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
    After a major hailstorm left his Frisco church with a damaged roof, Charles was frustrated to discover just how high the deductible was on the ...
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    Topics: deductible, hail, property, Church Insurance