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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Stop Guessing: Texas Daycare Health Solutions That Actually Work

    Posted by Kevin Hall on Oct 16, 2025 2:28:18 PM
    " \n Key Takeaways \n \n \n Traditional group health plans create a financially crippling dilemma for small Texas daycare owners, forcing a choice ...
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    Topics: health insurance, employer health insurance, True Texas Education Insurance

    Why Is My Daycare Insurance Company Sending Me An Audit Notice?

    Posted by Brad Hancock on Oct 1, 2025 3:04:50 PM
    " Key Takeaways \n \n An Audit Is Standard, Not A Punishment \n Accurate Records Make The Process Easier \n Premiums Can Go Up Or Down \n Cooperation ...
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    Topics: True Texas Education Insurance, daycares, premium audits

    Can I Protect My Daycare Business & Care For My Family If I Pass Away?

    Posted by Kevin Hall on Sep 30, 2025 4:22:21 PM
    " \n Key Takeaways \n \n \n What Life Insurance Can Actually Do For Your Daycare \n What Happens Without A Plan \n Building A Plan That Works \n \n ...
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    Topics: life insurance, True Texas Education Insurance, key man life insurance

    Why General Liability Is More Than A Requirement For Texas Daycares

    Posted by Brad Hancock on Sep 25, 2025 3:07:44 PM
    " \n Key Takeaways \n \n \n Understanding General Liability Insurance \n The Purpose And Coverage Provided By General Liability Insurance \n Risks ...
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    Topics: General Liability, True Texas Education Insurance, daycares

    If My Daycare Enrollment Is Shrinking, Can I Save Money On Insurance?

    Posted by Brad Hancock on Sep 24, 2025 5:53:51 PM
    " \n Key Takeaways \n \n \n Your Premiums Can Shrink With Enrollment If You Take Action \n Coverage Gaps Become More Dangerous \n Loss History and ...
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    Topics: True Texas Education Insurance, daycares, renewals

    Defense Costs: The Overlooked Protection Every Texas Daycare Needs

    Posted by Brad Hancock on Sep 19, 2025 3:02:14 PM
    " Key Takeaways \n \n Duty To Defend vs Duty To Reimburse \n Defense Costs: Inside or Outside Policy Coverage Limits \n Two More Details Every ...
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    Topics: claim, liability, True Texas Education Insurance, daycares

    Does An After School Youth Program Need Insurance In Texas?

    Posted by Matt Wilson on Sep 17, 2025 2:32:00 PM
    Tim has always been proud of his after school program in Austin. For years, he and his staff have provided a safe and fun environment for kids whose ...
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    Topics: liability, True Texas Education Insurance, after-school programs

    How Not To Make Your Texas Daycare's Lawyer Rich!

    Posted by Brad Hancock on Sep 9, 2025 3:11:00 PM
    " \n Key Takeaways \n \n The Insurance Provider Brings The Lawyer For You \n The Lawyer Already Knows The Daycare Playbook \n You Don't Have To Pay ...
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    Topics: liability, True Texas Education Insurance, daycares

    Are Daycare Insurance Inspections Similar To State Compliance Checks?

    Posted by Brad Hancock on Aug 27, 2025 1:16:11 PM
    " \n Key Takeaways \n \n \n Why State Compliance And Insurance Inspections Are Different \n What Inspectors Look For \n The Consequences Of Each ...
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    Topics: True Texas Education Insurance, daycares, inspections

    Are Inspection Deficiencies Raising Your Texas Daycare Insurance Costs?

    Posted by Brad Hancock on Aug 25, 2025 3:41:38 PM
    " \n Key Takeaways \n \n \n Why Daycare Inspections Matter \n Five Common Deficiencies That Can Be Fixed Quickly \n How Deficiencies Affect Insurance ...
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    Topics: True Texas Education Insurance, daycares, inspections