Insurance For Texans Blog

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Is Your Daycare Insurance Agent Lying To You?

Posted by Ron Wadley on May 1, 2026 1:12:22 PM
" \n What is an Insurance Agent? \n In Texas, an insurance agent is a state-licensed professional authorized to represent insurers or HMOs in ...
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Topics: daycares

Why Is My Daycare Insurance Company Sending Me An Audit Notice?

Posted by Brad Hancock on Oct 1, 2025 3:04:50 PM
" Key Takeaways \n \n An Audit Is Standard, Not A Punishment \n Accurate Records Make The Process Easier \n Premiums Can Go Up Or Down \n Cooperation ...
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Topics: True Texas Education Insurance, daycares, premium audits

Why General Liability Is More Than A Requirement For Texas Daycares

Posted by Brad Hancock on Sep 25, 2025 3:07:44 PM
" \n Key Takeaways \n \n \n Understanding General Liability Insurance \n The Purpose And Coverage Provided By General Liability Insurance \n Risks ...
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Topics: General Liability, True Texas Education Insurance, daycares

If My Daycare Enrollment Is Shrinking, Can I Save Money On Insurance?

Posted by Brad Hancock on Sep 24, 2025 5:53:51 PM
" \n Key Takeaways \n \n \n Your Premiums Can Shrink With Enrollment If You Take Action \n Coverage Gaps Become More Dangerous \n Loss History and ...
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Topics: True Texas Education Insurance, daycares, renewals

Defense Costs: The Overlooked Protection Every Texas Daycare Needs

Posted by Brad Hancock on Sep 19, 2025 3:02:14 PM
" Key Takeaways \n \n Duty To Defend vs Duty To Reimburse \n Defense Costs: Inside or Outside Policy Coverage Limits \n Two More Details Every ...
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Topics: claim, liability, True Texas Education Insurance, daycares

5 Questions Every Daycare Owner Should Be Asking Their Health Broker

Posted by Kevin Hall on Sep 10, 2025 2:16:36 PM
" \n Key Takeaways \n \n \n \n Are you Showing Me Any Level-Funded, Catastrophic, Self-Funded or Private Health Plans? \n Can We Build A Plan That ...
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Topics: group health, employer health insurance, daycares

How Not To Make Your Texas Daycare's Lawyer Rich!

Posted by Brad Hancock on Sep 9, 2025 3:11:00 PM
" \n Key Takeaways \n \n The Insurance Provider Brings The Lawyer For You \n The Lawyer Already Knows The Daycare Playbook \n You Don't Have To Pay ...
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Topics: liability, True Texas Education Insurance, daycares

Are Daycare Insurance Inspections Similar To State Compliance Checks?

Posted by Brad Hancock on Aug 27, 2025 1:16:11 PM
" \n Key Takeaways \n \n \n Why State Compliance And Insurance Inspections Are Different \n What Inspectors Look For \n The Consequences Of Each ...
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Topics: True Texas Education Insurance, daycares, inspections

Are Inspection Deficiencies Raising Your Texas Daycare Insurance Costs?

Posted by Brad Hancock on Aug 25, 2025 3:41:38 PM
" \n Key Takeaways \n \n \n Why Daycare Inspections Matter \n Five Common Deficiencies That Can Be Fixed Quickly \n How Deficiencies Affect Insurance ...
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Topics: True Texas Education Insurance, daycares, inspections

The Hidden Dangers of Inexperienced Texas Daycare Insurance Agents

Posted by Brad Hancock on Aug 15, 2025 11:15:00 AM
" \n Key Takeaways \n \n \n Overlooking Important Coverage \n Misunderstanding Claims Made Policies \n Inadequate Risk Assessment \n \n If you want a ...
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Topics: True Texas Education Insurance, daycares