Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

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What Is An Out-Of-Pocket Maximum?

Posted by Ron Wadley on Oct 23, 2019, 8:25:35 PM
Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...

Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Is Considered A Pre-Existing Condition?

Posted by Ron Wadley on Oct 14, 2019, 3:48:57 PM
As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Can I Get Prescriptions Without Insurance?

Posted by Ron Wadley on Oct 7, 2019, 1:19:05 PM
As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Will Cheap Health Insurance Plans Cover Everything I Need?

Posted by Ron Wadley on Oct 1, 2019, 2:07:08 PM
Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

What Is Short Term Medical Insurance

Posted by Ron Wadley on Sep 23, 2019, 11:21:26 AM
When the Affordable Care Act was put in place and the idea of a once a year open enrollment was put in place, there became a need for a stop gap ...

Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, catastrophic health coverage

Is My Non-ACA Compliant Health Insurance Junk?

Posted by Ron Wadley on Sep 18, 2019, 8:31:23 PM
When perusing articles about health insurance for individual families, there is a lot of back and forth about the best type of policy for you to buy. ...

Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage

Five Questions To Ask Your Health Insurance Agent

Posted by Ron Wadley on Sep 13, 2019, 11:45:19 AM
No True Texan loves talking about insurance. But they especially don't want to talk about their health insurance, unless they are going to tell you ...

Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agency, catastrophic health coverage

What Can I Do If My Health Insurance At Work Sucks?

Posted by Ron Wadley on Sep 11, 2019, 6:04:58 PM
After an extensive search, Mary had gotten a new full-time job that started a month ago. She was transitioning from out of state and was looking ...

Topics: insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, supplemental health plans, private health insurance, group health, health insurance portability, employer health insurance

What Happens If I Don't Have Health Insurance?

Posted by Ron Wadley on Sep 9, 2019, 2:30:10 PM
Key Takeaways There is no penalty for going without health insurance anymore, but the financial risk from emergencies or major illnesses can be ...

Topics: health insurance, Short Term Medical, catastrophic health coverage