---
title: Why Shop Home Insurance?
description: Let Insurance For Texans help you understand why shop home insurance in Burleson and Dallas-Ft Worth. We've helped hundreds of home owners find the best coverage at the best price for their home and we can help you as well.
image: https://www.insurancefortexans.com/hubfs/Stock%20images/Image%20of%20a%20businessman%20workplace%20with%20papers.jpeg
---

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# Why Shop Home Insurance?

Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on Feb 25, 2019 5:33:33 PM

![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png)

Find me on:

[Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330)

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How long has it been since you looked at the price of your Burleson home insurance? In years past, a Burleson homeowner would select an insurance company and then the policy would renew for years and years as the price didn't change very much. The company could expect you to be a loyal customer and you would expect that things would be handled quickly if something was needed. That loyalty was a valued trait and rewarded. Then the consumer pricing model changed as insurers became publicly traded stock companies with shareholders.

![Home Insurance Prices Keep Going Up](https://www.insurancefortexans.com/hs-fs/hubfs/Stock%20images/Image%20of%20a%20businessman%20workplace%20with%20papers.jpeg?width=600&name=Image%20of%20a%20businessman%20workplace%20with%20papers.jpeg)Have you noticed that over time, your cable creeps up until you don't recognize it anymore? Or maybe your cell phone bill? The same can be true for your home insurance premium. Companies seem to reward new customers with great rates and then almost beg you to go some place else. It's a bit of a cat and mouse game that is fueled in part by shareholders wanting to see new client acquisition numbers rather than retention. So what do we do about it? Is it productive or best to shop your rates every six to twelve months?

Generally speaking, shopping your home insurance every two to three years will allow you to maximize the discounts for longevity, create trust with companies, and help to keep costs down. There are several factors that go into finding a great rate on your coverage. Here is a short list of some key components based on our experience if you stay in the same house.

- Age of home or roof
- Credit Scores
- Claim History
- Length of Time With Current Company

![Time for Change In Home Insurance](https://www.insurancefortexans.com/hs-fs/hubfs/Stock%20images/Time%20for%20Change%20Handwritten%20on%20Green%20Chalkboard.%20Business%20Concept.%20Composition%20with%20Chalkboard%20and%20Cup%20of%20Coffee.%20Top%20View%20Image..jpeg?width=600&name=Time%20for%20Change%20Handwritten%20on%20Green%20Chalkboard.%20Business%20Concept.%20Composition%20with%20Chalkboard%20and%20Cup%20of%20Coffee.%20Top%20View%20Image..jpeg)Ultimately, when to shop is up to you. We do recommend working with an [independent insurance agent](https://www.insurancefortexans.com/blog/why-use-a-broker) like Insurance For Texans as they will have a better view of the market place due to having access to many companies rather than one. If you've never spoken with an independent agent, give us a call and let us show you how easy it is to understand whether or not you have a great deal on your insurance!

[![I Want The BEST Grapevine Home Insurance](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/b8991eae-9f1c-4ab5-967f-fc98e4923fa2.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/b8991eae-9f1c-4ab5-967f-fc98e4923fa2)

 Topics: [home insurance](https://www.insurancefortexans.com/blog/tag/home-insurance), [Texas](https://www.insurancefortexans.com/blog/tag/texas), [home](https://www.insurancefortexans.com/blog/tag/home), [insurance for texans](https://www.insurancefortexans.com/blog/tag/insurance-for-texans), [independent insurance broker](https://www.insurancefortexans.com/blog/tag/independent-insurance-broker), [insurance broker](https://www.insurancefortexans.com/blog/tag/insurance-broker), [Fort Worth](https://www.insurancefortexans.com/blog/tag/fort-worth), [North Texas](https://www.insurancefortexans.com/blog/tag/north-texas), [Dallas](https://www.insurancefortexans.com/blog/tag/dallas), [Dallas/Fort Worth](https://www.insurancefortexans.com/blog/tag/dallas-fort-worth), [Burleson Home Insurance](https://www.insurancefortexans.com/blog/tag/burleson-home-insurance), [Burleson](https://www.insurancefortexans.com/blog/tag/burleson), [Johnson County](https://www.insurancefortexans.com/blog/tag/johnson-county)

![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png)

About the Author

### Ron Wadley

 Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company.

[Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/)

#### Links

#### Contact Us

**

 469.789.0220

**

[info@insurancefortexans.com](mailto:yourname@company.com)

**

 6777 Camp Bowie Blvd #329  
 Fort Worth, TX 76116

[**](https://www.insurancefortexans.com/blog/why-shop-your-home-insurance#)

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