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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Brad Hancock

    Brad Hancock
    Brad grew up in his dad's insurance agency and just couldn't stay away from the business. He has deep experience in the Texas commercial insurance market to help businesses solve problems and mitigatee risk

    Recent Posts

    Why Is The Insurance Company Inspecting My Texas Daycare?

    Posted by Brad Hancock on Aug 6, 2025 4:17:22 PM
    " \n Key Takeaways \n \n Inspections are Standard For New Policies \n They're Looking For Risk Factors \n The Report Can Change Your Coverage \n What ...
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    Topics: liability, property, daycares, inspections

    Is A Daycare Insurance Quote That Is Grossly Cheaper Than Others Good?

    Posted by Brad Hancock on Aug 4, 2025 3:58:38 PM
    " \n Key Takeaways \n \n \n You Might Have A Limited Roof Policy \n The Policy Might Be Missing Other Key Coverages \n The Agent May Not Understand ...
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    Topics: liability, property, daycares

    Does It Matter If Your Cyber Attack Comes From A Terrorist?

    Posted by Brad Hancock on Jul 16, 2025 3:03:58 PM
    Travis runs a logistics company that keeps wheels turning. His Ft Worth team moves equipment, supplies, and materials across the state every day. ...
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    Topics: cyber insurance, cyber crime, exclusions

    Does Texas Cyber Insurance Cover Lost Income?

    Posted by Brad Hancock on Jun 30, 2025 3:07:54 PM
    Landry was working in his busy San Antonio computer repair shop just like any other day. He was juggling a dozen different repairs and backups when ...
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    Topics: third party insurance, cyber insurance, business interruption

    Does Texas Cyber Insurance Cover Foreign Attacks?

    Posted by Brad Hancock on Jun 26, 2025 3:59:43 PM
    Marc runs a growing dental practice just outside downtown Dallas. Great team, solid reputation, steady flow of patients. On paper, things are going ...
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    Topics: Dental Insurance, cyber insurance, data theft

    Why Texas Small Businesses Need Cyber Insurance More Than Ever!

    Posted by Brad Hancock on Jun 24, 2025 4:48:17 PM
    A few weeks ago, I got a call from a business owner I know well. Lisa runs a small design studio in Austin. Honest work, loyal clients, never late on ...
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    Topics: cyber insurance, cyber crime, data theft, small business

    Can Any Insurance Agent Help Me Get Coverage For My Texas Daycare?

    Posted by Brad Hancock on Jun 23, 2025 4:18:40 PM
    " Key Takeaways \n \n Cheap insurance isn’t good insurance. The wrong policy may save money up front but can cost thousands when claims are denied ...
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    Topics: liability, property, True Texas Education Insurance, daycares

    Employment Practices Liability Insurance Saves Daycares From Claims

    Posted by Brad Hancock on Jun 12, 2025 12:12:01 PM
    " \n Key Takeaways \n \n \n Employee complaints can turn into lawsuits fast. Even one misunderstanding with a staff member can spiral into a legal ...
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    Topics: employment liability insurance, True Texas Education Insurance, daycares

    Worker's Compensation Insurance for Your Texas Daycare

    Posted by Brad Hancock on May 30, 2025 9:00:00 AM
    Jessica is a daycare owner in Texas. She recently faced a tough decision when one of her teachers was bitten by a two-year-old. Normally, these ...
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    Topics: daycares

    What Is The Best Way To Secure Insurance For My Texas Daycare?

    Posted by Brad Hancock on May 28, 2025 12:51:28 PM
    " \n Key Takeaways \n \n \n Cheaper insurance isn’t smarter insurance. Chasing the lowest quote year after year can leave your daycare underinsured ...
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    Topics: True Texas Education Insurance, daycares