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Defense Costs: The Overlooked Protection Every Texas Daycare Needs

Posted by Brad Hancock on Sep 19, 2025 3:02:14 PM
Key Takeaways Duty To Defend vs Duty To Reimburse Defense Costs: Inside or Outside Policy Coverage Limits Two More Details Every Daycare Should Know ...
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Topics: claim, liability, True Texas Education Insurance, daycares

What Happens If I Don't Add My Teenage Driver To My Car Insurance?

Posted by Ron Wadley on Jul 1, 2025 3:35:26 PM
Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...
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Topics: auto insurance, claim, teen drivers

Why Is This Church Insurance Agent Asking Me About Loss Runs?

Posted by Amanda Minter on Mar 4, 2025 9:45:00 AM
Key Takeaways Loss runs are the report card your next insurance company uses to decide if they even want to quote your church. They show your claims ...
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Topics: claim, Church Insurance, Loss Runs

Three Things Texas Homeowners Need To Know Before Hail Season Starts

Posted by Ron Wadley on Feb 27, 2025 11:19:59 AM
Beth had had enough last fall. Her homeowners policy premiums just became too much. She had to find something cheaper. She found an insurance agent ...
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Topics: replacement cost, deductible, hail, claim, TRUE Texas Home Insurance

Trying To Skip Church Insurance? The True Cost of Going Uninsured

Posted by Amanda Minter on Sep 17, 2024 2:12:44 PM
Key Takeaways Skipping church insurance feels like savings until the first loss shows up. A single storm, fire, theft, or injury claim can wipe out ...
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Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance

Are Zero Pay Claims Ruining Your Home Insurance Search?

Posted by Ron Wadley on Aug 22, 2024 11:43:53 AM
Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...
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Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

What Is The Average Home Insurance Deductible In Texas?

Posted by Ron Wadley on Apr 11, 2024 10:50:31 AM
It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...
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Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

Why I Regret Buying Cheap Grapevine Home Insurance

Posted by Ron Wadley on Apr 4, 2024 8:38:59 AM
The cost of everything is soaring. Especially Texas home insurance. The local news is continually talking about the price increases that are ...
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Topics: home insurance, Texas, insurance for texans, claim settlement, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water, Grapevine Home Insurance

Winterize Your Home the Lone Star Way – Beyond the Whataburger Cup

Posted by Ron Wadley on Dec 31, 2023 5:17:00 PM
As the calendar flips to January and the cool breezes start tickling the back of our necks here in Texas (yes, even we get a taste of winter!), it's ...
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Topics: Home Maintenance, Winter, Freezing, claim, TRUE Texas Home Insurance

Are Texas Insurance Rates Climbing Faster Than Other States?

Posted by Ron Wadley on Nov 20, 2023 4:01:25 PM
Understanding the trends in insurance costs is essential for Texans, especially since these rates are increasing faster than you can shake a stick at ...
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Topics: auto insurance, insurance for texans, windstorms, hail, claim, homeowners insurance, Home Insurance Tips

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