Brad Hancock
Brad grew up in his dad's insurance agency and just couldn't stay away from the business. He has deep experience in the Texas commercial insurance market to help businesses solve problems and mitigatee risk
" \n Key Takeaways \n \n \n \n Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their ...
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Topics:
limits of coverage,
liability,
property,
True Texas Education Insurance,
daycares
" \n Key Takeaways \n \n \n \n Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can ...
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Topics:
liability,
property,
True Texas Education Insurance,
daycares
" \n Key Takeaways \n \n \n Storm damage doesn’t just hit buildings. It hits cash flow. Even if your daycare’s property repairs are covered, lost ...
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Topics:
business interruption,
True Texas Education Insurance,
daycares
" \n Key Takeaways \n \n \n Playgrounds and outdoor equipment may not be covered automatically. Many daycare insurance policies exclude playgrounds, ...
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Topics:
hail,
True Texas Education Insurance,
daycares
The Sunday service at your church in Austin is going as planned until a stranger walks in acting strangely. He is pacing near the back, muttering ...
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Topics:
liability,
Church Insurance,
violent response
" \n Key Takeaways \n \n \n Cyberattacks can shut down daycare operations instantly. A single ransomware attack or data breach can lock your systems, ...
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Topics:
cyber insurance,
cyber crime,
True Texas Education Insurance,
daycares
" \n Key Takeaways \n \n \n Personal auto insurance doesn’t cover daycare vehicles. If your daycare owns or operates vans, buses, or cars for ...
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Topics:
auto insurance,
commercial auto insurance,
True Texas Education Insurance,
daycares
" \n Key Takeaways \n \n \n Outdoor playgrounds are at high risk during Texas hail season. Playgrounds, fences, and shade canopies can be damaged or ...
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Topics:
hail,
property,
True Texas Education Insurance,
daycares,
playgrounds
" \n Key Takeaways \n \n \n Workers’ compensation isn’t required in Texas, but it’s still essential. Texas law doesn’t mandate workers’ comp for ...
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Topics:
liability,
workers comp,
True Texas Education Insurance,
daycares
Is your church confused about why it's being inspected by your insurance company? Don't worry, property inspections are standard, especially in ...
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