Insurance For Texans Blog

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How Standalone Hail Policies Work for Texas Homeowners

Posted by Ron Wadley on Jun 29, 2026 8:00:00 AM
If you're a Texas homeowner, you've probably heard someone mention a standalone hail policy recently. Maybe a neighbor brought it up after a ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

Did the Storms Miss You? Review Your Texas Hail Coverage Now

Posted by Ron Wadley on Jun 26, 2026 8:00:00 AM
For many Texas homeowners, spring storm season is finally starting to wind down. The hailstorms are becoming less frequent. The weather maps are a ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

How a Standalone Hail Policy Can Eliminate Your Hail Deductible

Posted by Ron Wadley on Jun 24, 2026 8:00:00 AM
If you're a Texas homeowner, you've probably noticed a frustrating trend over the last several years. Your homeowners insurance premium keeps going ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

Texas Hail Insurance: How Standalone Policies Help Offset Rising Costs

Posted by Ron Wadley on Jun 22, 2026 8:00:00 AM
The Texas spring storm season is finally beginning to slow down. The giant heat dome that settles over Texas every summer will soon start suppressing ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

How Texas Homeowners Can Get Cash Fast After a Hail Claim

Posted by Ron Wadley on Jun 18, 2026 8:00:00 AM
If you've ever filed a hail claim in Texas, you know the process can wear you out. The storm comes through. You find damage on your roof. You call ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

How a Standalone Hail Policy Helps Offset Roof Payment Schedules

Posted by Ron Wadley on Jun 16, 2026 8:00:00 AM
For years, Texas homeowners have dealt with rising insurance premiums. Most people expected rates to go up because of hailstorms, inflation, and ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, Standalone Hail Policy

What Are the Biggest Insurance Questions for Texas Homeowners in 2026?

Posted by Ron Wadley on Apr 8, 2026 12:34:19 PM
What is the hybrid insurance model? The Hybrid Insurance Model is a strategic risk-management approach designed for the volatile 2026 Texas home ...

Topics: TRUE Texas Home Insurance

A New Way to Think About Texas Home Insurance

Posted by Ron Wadley on Mar 25, 2026 12:25:23 PM
What is indemnity? Indemnity: Unlike traditional Texas home insurance that pays on a sliding scale based on the amount of damage up to a coverage ...

Topics: TRUE Texas Home Insurance

Will My Home Insurance Cover A Full Roof Replacement For A Hail Claim?

Posted by Ron Wadley on Mar 2, 2026 5:20:23 PM
Will My Home Insurance Cover A Full Roof Replacement For A Hail Claim? While traditional Texas homeowners insurance may leave you with massive ...

Topics: hail, roofing schedule, TRUE Texas Home Insurance

How Can Texas Homeowners Insure Roofs In Spite Of Insurance Companies?

Posted by Ron Wadley on Feb 17, 2026 4:11:04 PM
How Can Texas Homeowners Insure Roofs In Spite Of Insurance Companies? Texas homeowners can now bypass the shrinking payouts of traditional Texas ...

Topics: deductible, hail, TRUE Texas Home Insurance