--- title: How Does Home Insurance Work After A Fire description: Fires wreak havoc on lives. Insurance can help put that back together. Insurance For Texans can help you understand that process with our check list. image: https://www.insurancefortexans.com/hubfs/Colleyville%20Village%20Fire%20Total%20Destruction.jpg --- ![IFTWebHeader-1-1](https://www.insurancefortexans.com/hs-fs/hubfs/Insurance_For_Texans_September2018/Images/IFTWebHeader-1-1.png?width=1384&height=307&name=IFTWebHeader-1-1.png "IFTWebHeader-1-1") ## Insurance For Texans Blog All the Insurance Topics a Texan Could Want This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # How Does Home Insurance Work After A Fire Posted by [Ron Wadley](https://www.insurancefortexans.com/blog/author/ron-wadley) on May 31, 2019 12:16:09 PM ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) Find me on: [Facebook ](https://www.facebook.com/ron.wadley.3) [LinkedIn](https://www.linkedin.com/in/ronwadley/) [Twitter ](https://twitter.com/rdw0330) - [Tweet](https://twitter.com/share) Did you know that on average [seven people die from a house fire every day](https://www.nfpa.org/-/media/Files/News-and-Research/Fire-statistics-and-reports/Building-and-life-safety/oshomes.pdf) in the United States? Did you also know that Texas was a leader of the number of deaths from fire? Those stats may be startling, but the better news is that the number of house fires nationwide indicates that you have about a 1% or less chance of your home being destroyed by fire. Since Texas [Home Insurance](https://www.insurancefortexans.com/ft-worth-home-insurance) is created first and foremost to protect your asset in the event of fire, we thought it best to tell the story of how your homeowners insurance policy works after a fire.![How Does Home Insurance Work After A Fire](https://www.insurancefortexans.com/hs-fs/hubfs/Colleyville%20Village%20Fire%20Total%20Destruction.jpg?width=450&name=Colleyville%20Village%20Fire%20Total%20Destruction.jpg) ### First Things First Anytime we help a family deal with a claim, the first thing we will want to know is that everyone is OK. Once we've addressed that, there will be certain steps that happen. Let's break this down assuming that you have a homeowners policy on the house you live in. ## **Steps To Rebuilding!** - **Notifying the Insurance Company** - **Immediate Actions** - **Longer Term Items** - **Finishing Up** ![Moving back into a home after an insurance fire claim](https://www.insurancefortexans.com/hs-fs/hubfs/Stock%20images/Happy%20couple%20hanging%20picture%20on%20the%20wall%20at%20home.jpeg?width=450&name=Happy%20couple%20hanging%20picture%20on%20the%20wall%20at%20home.jpeg) One question we are always asked is what happens if I don't want to rebuild the home. That's a conversation for another day as we wanted to focus on a return to normalcy for home owners. Different companies will handle portions of this list differently, but this can be used as a blue print for what happens next! If you have questions or concerns, contact Tricia or Dena at Insurance For Texans. They can help you understand what you need and how to use your home insurance. [![I Need The BEST Home Insurance](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/2659071/601d6076-88f8-4e81-bb75-7f496f264f8a.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/2659071/601d6076-88f8-4e81-bb75-7f496f264f8a) Topics: [Dallas/Fort Worth](https://www.insurancefortexans.com/blog/tag/dallas-fort-worth), [Burleson](https://www.insurancefortexans.com/blog/tag/burleson) ![Ron Wadley](https://www.insurancefortexans.com/hubfs/Ron%20Wadley-small%20dimension.png) About the Author ### Ron Wadley Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems. "Uncle Ron" started Insurance For Texans, an independent insurance agency located in Dallas-Fort Worth, in 2017 after seeing a need to provide many different kinds of solutions to the everyday problems that folks have. After having an agency that could only offer a single solution for insurance for a few years, he came to the conclusion that it was time to make a change for the betterment of all Texans. And Insurance For Texans was born out of a vision to put the customer first ahead of a big insurance company. [Connect with Ron on LinkedIn](https://www.linkedin.com/in/ronwadley/) #### Links #### Contact Us ** 469.789.0220 ** [info@insurancefortexans.com](mailto:yourname@company.com) ** 6777 Camp Bowie Blvd #329 Fort Worth, TX 76116 [**](https://www.insurancefortexans.com/blog/how-does-home-insurance-work-after-a-fire#) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ron Wadley", "url" : "https://www.insurancefortexans.com/blog/author/ron-wadley" }, "dateModified" : "2022-01-14T22:01:49.427Z", "datePublished" : "2019-05-31T17:16:09.000Z", "headline" : "How Does Home Insurance Work After A Fire", "image" : [ "https://www.insurancefortexans.com/hubfs/Colleyville%20Village%20Fire%20Total%20Destruction.jpg" ], "mainEntityOfPage" : { "@id" : "https://www.insurancefortexans.com/blog/how-does-home-insurance-work-after-a-fire", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.insurancefortexans.com/hubfs/InsuranceForTexans%20Logo%20skinny.webp" }, "name" : "Insurance For Texans Group, Inc" } } ``` ```json { "@context": "https://schema.org", "@type": "BlogPosting", "headline": "How Does Home Insurance Work After A Fire", "author": { "@type": "Person", "name": "Ron Wadley", "description": "Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. 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