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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Does It Matter If Your Cyber Attack Comes From A Terrorist?

    Posted by Brad Hancock on Jul 16, 2025 3:03:58 PM
    Travis runs a logistics company that keeps wheels turning. His Ft Worth team moves equipment, supplies, and materials across the state every day. ...
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    Topics: cyber insurance, cyber crime, exclusions

    Do Texas Teachers Have To Take Their School Health Insurance Plan?

    Posted by Kevin Hall on Jul 15, 2025 3:55:53 PM
    Sarah was ready to be back in the classroom this fall, teaching middle school science in Amarillo. The rhythm of school years feels familiar, but ...
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    Topics: health insurance, catastrophic health coverage, teacher, private health insurance

    Is It Worth It To Keep A 1% Hail Deductible On Texas Home Insurance?

    Posted by Ron Wadley on Jul 9, 2025 5:41:08 PM
    Steve has lived in Tyler all his life. He’s been in his current home for six years now and, like many Texans, he's no stranger to hail storms. Every ...
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    Topics: replacement cost, deductible, hail, roofing schedule, TRUE Texas Home Insurance

    Given The Recent Disaster, How Does Texas Flood Insurance Work?

    Posted by Ron Wadley on Jul 8, 2025 12:40:24 PM
    I've started to compose my thoughts on catastrophic flooding events in The Hill Country multiple times. It never feels quite right. As a parent of a ...
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    Topics: flood insurance, TRUE Texas Home Insurance, Flash Floods

    What Happens If I Don't Add My Teenage Driver To My Car Insurance?

    Posted by Ron Wadley on Jul 1, 2025 3:35:26 PM
    Mary never in a million years thought this could happen to her. She has lived in McKinney for many years. Proud grandmother. After raising two kids ...
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    Topics: auto insurance, claim, teen drivers

    Does Texas Cyber Insurance Cover Lost Income?

    Posted by Brad Hancock on Jun 30, 2025 3:07:54 PM
    Landry was working in his busy San Antonio computer repair shop just like any other day. He was juggling a dozen different repairs and backups when ...
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    Topics: third party insurance, cyber insurance, business interruption

    Can Texans Enroll In ACA Marketplace Plans At Any Time?

    Posted by Kevin Hall on Jun 27, 2025 11:23:23 AM
    Wanda didn’t think she’d end up here. Four months ago, she got laid off from her job in Lubbock. She figured she'd find something else quick and get ...
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    Topics: health insurance, ACA, ACA Alternatives, open enrollment

    Does Texas Cyber Insurance Cover Foreign Attacks?

    Posted by Brad Hancock on Jun 26, 2025 3:59:43 PM
    Marc runs a growing dental practice just outside downtown Dallas. Great team, solid reputation, steady flow of patients. On paper, things are going ...
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    Topics: Dental Insurance, cyber insurance, data theft

    Are You A Texas Homeowner With A Reduction In Coverage Letter?

    Posted by Ron Wadley on Jun 25, 2025 2:42:03 PM
    Ben had been living in his Waco home for five years. It wasn’t fancy, but it was solid. A good roof. Decent yard. Great location in a safe ...
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    Topics: deductible, roofing schedule, TRUE Texas Home Insurance, coverage reduction

    Why Texas Small Businesses Need Cyber Insurance More Than Ever!

    Posted by Brad Hancock on Jun 24, 2025 4:48:17 PM
    A few weeks ago, I got a call from a business owner I know well. Lisa runs a small design studio in Austin. Honest work, loyal clients, never late on ...
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    Topics: cyber insurance, cyber crime, data theft, small business