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How to Protect Against Fall Home Fire Hazards

There are two falls in Texas. The suggested fall and the real fall.

Is Health Insurance Broken?

Open Enrollment for 2020 Exchange Health Insurance plans begins next week, and has opened the flood gates of Texans looking for new Texas Health Insurance plans. As we engage those Texans looking...

What Is An Out-Of-Pocket Maximum?

Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the more confusing aspects that is often...

What To Do Before, During, and After A Texas Storm

Last night, the residents of North Dallas were greeted with tornado sirens during October. Yes, North Texas residents can hear storm sirens year round as crazy as that may seem. Since we still...

Death, Taxes and Life Insurance

Going to a homecoming game at your alma mater in your forties can remind you pretty quick about the ability of time to fly faster than you ever expected. Coupling that with attending the Texas...

What Does Catastrophic Health Insurance Cover?

The health insurance landscape seems to change faster than the weather in Texas. As a result, there tends to be a good bit of confusion around what policies are available and how they work. One of...

What's The Difference Between Home Insurance And A Home Warranty?

When Texans buy homes they often purchase a home warranty for that first year that they are in the home. Good realtors will even negotiate the price of it into the offer letter! A home warranty...

Do I Really Need An Umbrella Policy?

You have likely accused a friendly local insurance agent of simply trying to scare you with horror stories of accidents and claims gone wrong. The agent calmly describes a scene that turns into a...

5 Tips For Reducing Commercial Auto Premiums

Texas Business Owners are always looking for ways to cut expenses to help them improve profitability. If your business owns vehicles, you understand that the costs of using those vehicles can...

What Is Considered A Pre-Existing Condition?

As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up since come of the individual health insurance...

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