Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Why Multiple Insurance Agents Providing Quotes Can Hurt Your Church

    Posted by Amanda Minter on May 30, 2025 12:03:18 PM
    " \n Key Takeaways \n \n \n Multiple agents quoting the same church can quietly shrink your options. Once a carrier receives a submission, that ...
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    Topics: liability, Insurance Policy, property, Church Insurance

    What Do I Need To Know If My Texas Church Doesn't Have Insurance?

    Posted by Amanda Minter on May 27, 2025 5:16:00 PM
    " \n Key Takeaways \n \n Once a Church Lets Coverage Lapse, Getting Insurance Again Becomes Much Harder Carriers see gaps in coverage as a serious ...
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    Topics: liability, gaps in coverage, property, Church Insurance

    Are Surety Bonds A Good Idea For Church Treasurers in Texas?

    Posted by Amanda Minter on May 12, 2025 3:41:10 PM
    " \n What is a surety bond? \n \n Surety Bond (Church Treasurer): A legally binding three-party agreement that acts as a financial guarantee to ...
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    Topics: D&O, Church Insurance, bonds

    Why Texas Churches Are Struggling With Property Insurance In 2025

    Posted by Amanda Minter on May 6, 2025 1:38:45 PM
    When your church has been around for more than 100 years, it has seen a thing or two. This particular old, brick church building in Tyler had ...
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    Topics: texas weather, property, Church Insurance

    Can My Church Use Two Insurance Companies For Property & Liability

    Posted by Amanda Minter on Apr 29, 2025 4:52:16 PM
    " \n Can a church use two different insurance companies for property insurance and liability insurance? \n Split Policy Strategy: An insurance ...
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    Topics: liability, property, Church Insurance

    What Does My Church Association Need To Know About Insurance?

    Posted by Amanda Minter on Apr 22, 2025 5:48:16 PM
    " \n Who is \"the named insured\" on an insurance policy? \n \n Entity-Specific Named Insured: A critical insurance designation that ensures the ...
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    Topics: liability, property, Church Insurance, associations

    Will Insurance Replace Your Church's Broken Stained Glass Window?

    Posted by Amanda Minter on Mar 28, 2025 3:46:16 PM
    " \n What is an insurance sub-limit? \n Stained Glass Sublimit: A specific cap or maximum dollar amount an insurance provider will pay for repairs or ...
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    Topics: property, Church Insurance, stained glass

    Why Are There So Many Fees On My Church Insurance Bill?

    Posted by Amanda Minter on Mar 26, 2025 2:59:56 PM
    " \n What is a non-admitted insurance carrier? \n \n Non-Admitted (Surplus Lines) Insurance: A specialized insurance market that provides coverage ...
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    Topics: property, Church Insurance

    Does Texas Church Insurance Have A Minimum Deductible?

    Posted by Amanda Minter on Mar 24, 2025 5:29:28 PM
    " \n What is a minimum wind and hail deductible? \n \n A minimum wind and hail deductible is the lowest out-of-pocket amount a Texas church insurance ...
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    Topics: deductible, Church Insurance, Risk Purchasing Group

    Is Functional Replacement Cost Bad For My Church Insurance Policy?

    Posted by Amanda Minter on Mar 17, 2025 9:15:00 AM
    " \n Key Takeaways \n \n \n \n Functional Replacement Cost Saves Money but Changes How a Church Is Rebuilt Unlike traditional replacement cost, ...
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    Topics: replacement cost, property, Church Insurance, Risk Purchasing Group