Insurance For Texans Blog

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My Daycare Insurance Has Been Non-Renewed! What Now?

Posted by Brad Hancock on Oct 22, 2024, 6:45:00 PM
Key Takeaways Non-renewals are becoming more common for Texas daycares. Insurance companies are tightening their underwriting guidelines and leaving ...

Topics: property, non-renewal, daycares

Securing Essential Coverage For Your Texas Daycare

Posted by Brad Hancock on Oct 3, 2024, 5:32:38 PM
Key Takeaway Every Texas daycare faces unique insurance needs that go beyond basic coverage. From property protection to liability and vehicle ...

Topics: gaps in coverage, property, True Texas Education Insurance, daycares

Understanding Abuse and Molestation Coverage for Texas Daycares

Posted by Brad Hancock on Oct 2, 2024, 1:45:32 PM
Key Takeaways General liability coverage isn’t enough for Texas daycares. Most standard business insurance policies exclude abuse and molestation ...

Topics: General Liability, liability, daycares, abuse & molestation

Need Texas Daycare Insurance Fast? Here's What You Should Know

Posted by Brad Hancock on Sep 16, 2024, 9:50:20 AM
Key Takeaways Act quickly when facing a non-renewal or cancellation notice. Texas daycare owners often have limited time to secure new insurance due ...

Topics: business coverage, basics of business insurance, non-renewal, daycares

The Challenge Of Texas Daycare Facility Property Insurance

Posted by Brad Hancock on Aug 28, 2024, 3:08:24 PM
Key Takeaways Texas daycares face major challenges finding affordable property insurance. Severe weather, rising construction costs, and increased ...

Topics: liability, property, daycares

Why Professional Liability Insurance Matters For Texas Daycares

Posted by Brad Hancock on Aug 21, 2024, 4:46:20 PM
Key Takeaways Professional liability insurance protects daycares from negligence-related lawsuits. Even with careful staff and safety protocols, ...

Topics: professional liability, liability, daycares

Navigating Insurance Non-Renewals for Texas Daycares

Posted by Brad Hancock on Aug 7, 2024, 5:23:03 PM
Key Takeaways Non-renewals are becoming more common for Texas daycares. Many daycare insurance providers are leaving the state or reducing coverage ...

Topics: Commercial Insurance, non-renewal, True Texas Education Insurance, daycares

Smart Tips for Texas Daycare Owners to Manage Rising Insurance Rates

Posted by Brad Hancock on Jul 22, 2024, 12:52:01 PM
Key Takeaways Rising insurance costs are a growing challenge for Texas daycare owners. Many daycare operators are facing higher premiums due to ...

Topics: liability, property, True Texas Education Insurance, daycares

What Kind of Liability Insurance Does My Texas Daycare Need?

Posted by Brad Hancock on Jun 21, 2024, 3:22:21 PM
Key Takeaway Daycare liability insurance protects against more than just physical accidents. General liability covers slip-and-fall injuries and ...

Topics: General Liability, professional liability, liability, employment liability insurance, workers comp, True Texas Education Insurance, daycares

Why Is It Hard To Get Liability Coverage For My Texas Daycare?

Posted by Brad Hancock on Jun 19, 2024, 2:30:26 PM
Key Takeaways Texas daycares are facing a tightening insurance market. Rising lawsuits, claim frequency, and insurer exits from the Texas market have ...

Topics: General Liability, professional liability, liability, True Texas Education Insurance, daycares