Does My Texas Church Insurance Cover The Daycare We Run?

Posted by Amanda Minter on Feb 14, 2025, 11:58:03 AM

Key Takeaways Your church’s insurance might not cover weekday daycare operations. Many churches assume their general liability policy extends to ...

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Topics: Church Insurance, daycares

Think Your Daycare Is Covered? These Policy Limits Say Otherwise!

Posted by Brad Hancock on Feb 12, 2025, 2:46:44 PM

Key Takeaways Coverage limits can leave your daycare exposed even if you have insurance. Many Texas daycare owners assume their policy will fully ...

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Topics: limits of coverage, liability, property, True Texas Education Insurance, daycares

Does Changing My Texas Daycare Insurance Every Year Matter?

Posted by Brad Hancock on Feb 11, 2025, 5:04:21 PM

Key Takeaways Chasing lower premiums can cost more in the long run. Constantly switching daycare insurance to save a few dollars can lead to reduced ...

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Topics: liability, property, True Texas Education Insurance, daycares

Business Interruption Coverage Keeps Texas Daycares Open After Storms

Posted by Brad Hancock on Feb 10, 2025, 4:32:11 PM

Key Takeaways Storm damage doesn’t just hit buildings. It hits cash flow. Even if your daycare’s property repairs are covered, lost tuition, payroll, ...

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Topics: business interruption, True Texas Education Insurance, daycares

What Do Texas Daycare Owners Need To Know About Hail Insurance?

Posted by Brad Hancock on Feb 6, 2025, 2:13:21 PM

Key Takeaways Playgrounds and outdoor equipment may not be covered automatically. Many daycare insurance policies exclude playgrounds, fences, and ...

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Topics: hail, True Texas Education Insurance, daycares

Do Texas Daycares Need Cyber Insurance?

Posted by Brad Hancock on Jan 28, 2025, 1:27:32 PM

Key Takeaways Cyberattacks can shut down daycare operations instantly. A single ransomware attack or data breach can lock your systems, halt tuition ...

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Topics: cyber insurance, cyber crime, True Texas Education Insurance, daycares

What Texas Daycare Owners Have To Know About Auto Insurance

Posted by Brad Hancock on Jan 17, 2025, 9:18:59 AM

Key Takeaways Personal auto insurance doesn’t cover daycare vehicles. If your daycare owns or operates vans, buses, or cars for business use—like ...

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Topics: auto insurance, commercial auto insurance, True Texas Education Insurance, daycares

Is A Daycare’s Playground a Hailstorm Target? Don’t Wait to Find Out

Posted by Brad Hancock on Jan 13, 2025, 2:55:51 PM

Key Takeaways Outdoor playgrounds are at high risk during Texas hail season. Playgrounds, fences, and shade canopies can be damaged or destroyed by ...

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Topics: hail, property, True Texas Education Insurance, daycares, playgrounds

Does Your Texas Daycare Really Need Workers Comp Coverage?

Posted by Brad Hancock on Dec 18, 2024, 5:05:53 PM

Key Takeaways Workers’ compensation isn’t required in Texas, but it’s still essential. Texas law doesn’t mandate workers’ comp for private employers, ...

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Topics: liability, workers comp, True Texas Education Insurance, daycares